Barclays Now Showing Apple Pay Terms and Conditions [Updated]

British bank Barclays appears to be in the process of enabling much-anticipated Apple Pay support in the United Kingdom, as multiple Twitter users have shared screenshots of a new terms and conditions page that now appears when attempting to add a Barclays-issued card to the iPhone-based mobile payments service.

barclays


The new terms and conditions landing page is a telltale sign that Barclays may be on the verge of finally becoming an Apple Pay participating issuer, nearly nine months after the service launched in the United Kingdom and within striking distance of its latest promise of a late March rollout.

Barclays has repeatedly hinted that Apple Pay support is coming, but it has yet to deliver on those plans. In July 2015, the bank said Apple Pay support was "imminent," but later confirmed an "early 2016" target, and most recently said the service would launch "within 60 to 75 days" of January 12, or by around March 28.

Barclays has been the largest Apple Pay holdout in the U.K. to date. Other participating banks include First Direct, HSBC, MBNA, Nationwide, NatWest, RBS, Santander, Ulster Bank, and more. iPhone and Apple Watch users can tap to pay at over 250,000 locations across England, Scotland, Wales, and Northern Ireland.

Update: A tipster who wishes to remain anonymous has informed us that Barclays employees have been testing Apple Pay internally with their own debit and credit cards over the past month, as shown in the screenshot below.

Barclays-Apple_Pay
The source believes that Barclays will publicly support Apple Pay within a few weeks pending Apple's approval. Apple is also said to be interested in executing a marketing campaign related to the announcement.

Related Roundup: Apple Pay

Top Rated Comments

AngerDanger Avatar
61 months ago
To fund its Apple Pay efforts, Barclays has fired its only typographer.



Attachment Image
Score: 17 Votes (Like | Disagree)
Sirious Avatar
61 months ago
Apple Pay is one of the best services Apple has come out with.
Score: 10 Votes (Like | Disagree)
AngerDanger Avatar
61 months ago

You'd understand why this is news if you were in the uk

Unless the capital has suceded recently…

Attachment Image
Score: 7 Votes (Like | Disagree)
lionsy Avatar
61 months ago
Oh Barclays. Better late than never, I suppose! I fear the ship may have set sail for at least a few of your (ex) customers, though - Myself included, Natwest jumped on board straight away, so I jumped ship.

Too many shipping based metaphors. Maybe.
Score: 6 Votes (Like | Disagree)
SMIDG3T Avatar
61 months ago

So it's come to this: Barclays Apple Pay Terms and Conditions are Front Page News on MacRumors...

I do love this site, but really?

Yes because in actual fact, it's big news, a lot of people have been waiting on this for a long time. Barclays have been appalling in supporting Apple Pay and I found it hilarious that they thought their "bPay" system could knock Apple off their perch with this.
Score: 6 Votes (Like | Disagree)
geoff.barnett Avatar
61 months ago

Barclays has repeatedly hinted that Apple Pay support is coming, but it has yet to deliver on those plans. In July 2015, the bank said Apple Pay support was "imminent ('https://www.macrumors.com/2015/07/10/barclays-apple-pay-imminent/')," but later confirmed an "early 2016 ('https://www.macrumors.com/2015/10/07/barclays-apple-pay-uk-early-2016/')" target, and most recently said the service would launch "within 60 to 75 days ('https://www.macrumors.com/2016/01/26/barclays-apple-pay-launch-late-march-email/')" of January 12, or by around March 28.

Barclays has been the largest Apple Pay holdout in the U.K. to date.

As a Barclaycard customer, I didn't even know that my card wasn't supported with Apple Pay, but to be honest, I didn't even try and register my card. Why? Because my contactless visa on it's own already has the same payment threshold of $30 and it's quicker to use the card on it's own, than to fumble with the bionic thumb print on my iPhone.

I cant see any benefit to using Apple Pay until it has a larger transaction limit than my contactless Visa.

As for bPay - it's just a contactless chip, the same as is in a contactless credit card and you can link it to your card, I haven't bothered, because again it has the same threshold of £30 and it doesn't irritate me having to remove my visa card from my wallet. Although I would say bPay is more convenient than using Apple Pay, given you can get a bPay wrist band for £6... that would be handy for using public transport in London.

I suspect that the reason it's taking Barclays longer is because of bPay. If you have a bPay wrist band and an apple pay device, you would want the payments to tie up to the same source... Transport for London is one reason I can think of that would be an issue, because TfL takes an imprint of your contactless card each time you use it to take a Tube or a Bus in London... at the end of the day it matches up all the transactions from that contactless device and then if you have exceeded the Travel Card fare cap for the day, it will only charge you the travel card price instead of the price of each journey separately (which would be more expensive), TfL further keeps track over the course of a week and if you exceed the weekly fare cap, it will not charge you for additional journeys.

Now... what happens if on day 1, you use Apple pay, but on day 2 you use your bPay wrist band, then on day 3 you use the contactless visa card... does it all tie up to the same card? Or does TfL think they are different devices from different passengers? If that is the case, I might end up paying more for my weekly journeys, even though all those devices are linked to the same bank account, I would sure complain about that if I noticed.
Score: 5 Votes (Like | Disagree)

Top Stories

m1 chip macbook air pro

Kuo: Redesigned MacBooks With Apple Silicon to Launch in Second Half of 2021

Tuesday November 24, 2020 7:53 pm PST by
Apple plans to release additional MacBook models with Apple Silicon in the second half of 2021, according to analyst Ming-Chi Kuo, as part of the company's two-year transition away from Intel processors across its Mac lineup. In a research note today, obtained by MacRumors, Kuo said that these MacBook models will feature a new design. Kuo did not specify which models these will be, but he...
2020 apple shopping event

Apple Offering Up to $150 Gift Card With Select Products on Black Friday Through Cyber Monday

Monday November 23, 2020 2:53 am PST by
Apple has announced its annual four-day shopping event, offering customers up to a $150 Apple Store gift card with the purchase of select products between Black Friday and Cyber Monday in the United States. The gift card values in the United States are as follows: $150 for 16-inch MacBook Pro $150 for 21.5-inch iMac $50 for 13-inch MacBook Pro $50 for MacBook Air $50 for iPhone SE,...
app store christmas icon

Apple Shutting Down App Store Connect From December 23 to December 27

Monday November 23, 2020 10:14 am PST by
Apple shuts down App Store Connect for a week around the holidays each year in an effort to give App Store staff time off from work. This year, App Store Connect will be unavailable from December 23 to December 27. With App Store Connect unavailable, Apple will not accept new apps or app updates, so all pricing changes and new app submissions need to be locked in before those dates for...
Target November Deals 1

Black Friday Spotlight: Target Begins Week-Long Sale With Deals on iPhone 12, Powerbeats Pro, and More

Monday November 23, 2020 8:07 am PST by
We've been tracking early Black Friday deals in our dedicated Black Friday Roundup, and in an effort to prepare our readers for the big shopping event we're highlighting sales store-by-store in the lead-up to November 27. Note: MacRumors is an affiliate partner with Target. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running....
mac mini macbook pro macbook air

Apple M1 Hands-On Comparison: MacBook Air vs. MacBook Pro vs. Mac Mini

Monday November 23, 2020 3:40 pm PST by
Apple's M1 Macs are out in the wild now, but ahead of the holidays, you might still be trying to figure out which one to pick up, either for yourself or as a gift for someone else. We've got all three of the new Macs available, so we thought we'd give MacRumors readers a hands-on overview of each machine in our latest YouTube video. Subscribe to the MacRumors YouTube channel for more videos. ...
max tech xcode benchmark m1 macbook

Video Demos Performance Differences Between 8GB and 16GB Apple M1 MacBook Pro

Monday November 23, 2020 2:54 pm PST by
All of the M1 Mac models use the same M1 chip, so the upgrade options are limited to SSD storage space and RAM. We haven't seen many comparisons that demonstrate the difference between a machine with 8GB RAM and the upgraded 16GB RAM option, but Max Tech today shared a video highlighting the performance between an 8GB MacBook Pro and a 16GB MacBook Pro. The video includes a series of...
new mac mini logicpro screen

M1 Macs Able to Run Up to Six External Displays Using DisplayLink

Tuesday November 24, 2020 6:53 am PST by
It is possible to run up to six external displays from the M1 Mac mini, and five external displays from the M1 MacBook Air and MacBook Pro, with the aid of DisplayPort adapters, according to YouTuber Ruslan Tulupov. This far exceeds Apple's specified limits on external displays with the M1 Macs. Apple's host of new M1 Macs are not capable of supporting as many external displays as their...
iPads black friday 20 sale feature

Apple Black Friday 2020: Best iPad Deals

Tuesday November 24, 2020 8:51 am PST by
Although we're still a few days away from the official launch of Black Friday, we've known for a few weeks that many retailers would be kicking off discounts ahead of November 27. Because of this trend, today we're tracking discounts across Apple's lineup of iPads, including the 10.2-inch iPad and 2020 iPad Pro. More sales are likely to appear as the week progresses, and when they do we'll update ...
13 16 inch macbook pro air trio

Reliable Leaker Suggests Redesigned MacBooks in 2021 Will Include Both Apple Silicon and Intel Models

Wednesday November 25, 2020 9:15 am PST by
Reliable leaker known as "L0vetodream" has today suggested on Twitter that redesigned MacBooks coming in the second half of 2021 will include models with both Apple Silicon chips and Intel processors. The brief Tweet came in response to a MacRumors article from earlier today, which outlined a report from Ming-Chi Kuo claiming that Apple plans to release redesigned MacBook models with Apple ...
ipad pro 2020 display

Black Friday Week Kicks Off With Up to $150 Savings on 2020 iPad Pro

Sunday November 22, 2020 2:37 pm PST by
As we head into Black Friday week, we're seeing some of the best deals of the season so far, with Amazon and Best Buy today discounting the latest iPad Pro models by up to $150 at the lowest prices we've ever tracked on these models. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep ...