Apple Pay Now Available in China Through Partnership With UnionPay

apple_pay_phone_handIt's now February 18 in China, and as was rumored earlier this week, the country is now the fifth location where Apple Pay is officially available. Implemented through a partnership with UnionPay, China's state-run interbank network, Apple Pay in China can be used by iPhone, iPad, and Apple Watch owners with an eligible China UnionPay debit or credit card.

"We think China could be our largest Apple Pay market," Apple's vice president of Apple Pay, Jennifer Bailey, told Reuters. China is Apple's second largest market when it comes to revenue after the americas and it has become an increasingly important area of growth for Apple. The company has inked deals with 19 of the biggest lenders in China, which will see 80 percent of credit and debit cards in China eligible for use with Apple Pay.

In retail locations in China, Apple Pay is available on the iPhone 6 and later and the Apple Watch at any location that has a UnionPay-compatible point-of-sale system. Within apps, Apple Pay purchases can be made using an iPhone or iPad that supports NFC, which includes the iPhone 6 and later and the iPad Air 2, iPad mini 3, iPad mini 4, and iPad Pro.

Apple initially announced its intention to launch Apple Pay in China in December of 2015, with plans to make the service available in early 2016 following the "relevant tests and certification" required by Chinese regulators. The first signs of Apple Pay in the country came in January, with several UnionPay users demonstrating Apple Pay in stores and in apps on YouTube, and the official launch followed today.

Apple Pay is also available in the United States, the UK, Canada, and Australia, with plans to extend it to Hong Kong, Singapore, and Spain later in the year. In Canada, Australia, Hong Kong, Singapore, and Spain, Apple Pay is available or being made available through a partnership with American Express.

Apple Pay availability has grown steadily in the United States since its October 2014 debut, and the service is now accepted at more than two million retail locations across the country.

Related Roundup: Apple Pay

Popular Stories

iOS 26

15 New Things Your iPhone Can Do in iOS 26.2

Friday December 5, 2025 9:40 am PST by
Apple is about to release iOS 26.2, the second major point update for iPhones since iOS 26 was rolled out in September, and there are at least 15 notable changes and improvements worth checking out. We've rounded them up below. Apple is expected to roll out iOS 26.2 to compatible devices sometime between December 8 and December 16. When the update drops, you can check Apple's servers for the ...
Intel Inside iPhone Feature

Apple's Return to Intel Rumored to Extend to iPhone

Friday December 5, 2025 10:08 am PST by
Intel is expected to begin supplying some Mac and iPad chips in a few years, and the latest rumor claims the partnership might extend to the iPhone. In a research note with investment firm GF Securities this week, obtained by MacRumors, analyst Jeff Pu said he and his colleagues "now expect" Intel to reach a supply deal with Apple for at least some non-pro iPhone chips starting in 2028....
ive and altman

Jony Ive's OpenAI Device Barred From Using 'io' Name

Friday December 5, 2025 6:22 am PST by
A U.S. appeals court has upheld a temporary restraining order that prevents OpenAI and Jony Ive's new hardware venture from using the name "io" for products similar to those planned by AI audio startup iyO, Bloomberg Law reports. iyO sued OpenAI earlier this year after the latter announced its partnership with Ive's new firm, arguing that OpenAI's planned "io" branding was too close to its...
iPhone 17 Pro Cosmic Orange

10 Reasons to Wait for Next Year's iPhone 18 Pro

Monday December 1, 2025 2:40 am PST by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models at the same time, which is why we often get rumored features months ahead of launch. The iPhone 18 series is no different, and we already have a good idea of what to expect for the iPhone 18 Pro and iPhone 18 Pro Max. One thing worth...
Photos App Icon Liquid Glass

John Gruber Shares Scathing Commentary About Apple's Departing Software Design Chief

Thursday December 4, 2025 9:30 am PST by
In a statement shared with Bloomberg on Wednesday, Apple confirmed that its software design chief Alan Dye will be leaving. Apple said Dye will be succeeded by Stephen Lemay, who has been a software designer at the company since 1999. Meta CEO Mark Zuckerberg announced that Dye will lead a new creative studio within the company's AR/VR division Reality Labs. On his blog Daring Fireball,...
maxresdefault

iPhone Fold: Launch, Pricing, and What to Expect From Apple's Foldable

Monday December 1, 2025 3:00 am PST by
Apple is expected to launch a new foldable iPhone next year, based on multiple rumors and credible sources. The long-awaited device has been rumored for years now, but signs increasingly suggest that 2026 could indeed be the year that Apple releases its first foldable device. Subscribe to the MacRumors YouTube channel for more videos. Below, we've collated an updated set of key details that ...
Johny Srouji

Apple Chip Chief Johny Srouji Could Be Next to Go as Exodus Continues

Sunday December 7, 2025 10:41 am PST by
Apple's senior vice president of hardware technologies Johny Srouji could be the next leading executive to leave the company amid an alarming exodus of leading employees, Bloomberg's Mark Gurman reports. Srouji apparently recently told CEO Tim Cook that he is "seriously considering leaving" in the near future. He intends to join another company if he departs. Srouji leads Apple's chip design ...
Apple John Ternus 2019

Will John Ternus Really Be Apple's Next CEO?

Friday December 5, 2025 9:01 am PST by
There is uncertainty about Apple's head of hardware engineering John Ternus succeeding Tim Cook as CEO, The Information reports. Some former Apple executives apparently hope that a new "dark-horse" candidate will emerge. Ternus is considered to be the most likely candidate to succeed Cook as CEO. The report notes that he is more likely to become CEO than software head chief Craig Federighi, ...
iPhone 14 Pro Dynamic Island

iPhone 18 Pro Leak Adds New Evidence for Under-Display Face ID

Monday December 8, 2025 4:54 am PST by
Apple is actively testing under-screen Face ID for next year's iPhone 18 Pro models using a special "spliced micro-transparent glass" window built into the display, claims a Chinese leaker. According to "Smart Pikachu," a Weibo account that has previously shared accurate supply-chain details on Chinese Android hardware, Apple is testing the special glass as a way to let the TrueDepth...
ios 18 to ios 26 upgrade

Apple Pushes iPhone Users Still on iOS 18 to Upgrade to iOS 26

Tuesday December 2, 2025 11:09 am PST by
Apple is encouraging iPhone users who are still running iOS 18 to upgrade to iOS 26 by making the iOS 26 software upgrade option more prominent. Since iOS 26 launched in September, it has been displayed as an optional upgrade at the bottom of the Software Update interface in the Settings app. iOS 18 has been the default operating system option, and users running iOS 18 have seen iOS 18...

Top Rated Comments

Keirasplace Avatar
128 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Score: 4 Votes (Like | Disagree)
alphaod Avatar
128 months ago
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
Score: 3 Votes (Like | Disagree)
goshya Avatar
128 months ago
Wow, someone who has no clue : outdated? Are you for real.
At least find a reasonable argument like they have the widest user base or something like that.
The tech angle as an advantage is totally laughable.
Let me ask you a simple question: Have you used WeChat Pay or AliPay before? Do you live in China and have compared the convenience of using the local wireless payment systems compared to Apple Pay?
Score: 2 Votes (Like | Disagree)
zgm77 Avatar
128 months ago
Exactly. WeChat and Alipay are quite innovative and widely used. The Technology behind Apple Pay is, believe it or not, already outdated and Apple Pay is unlikely to be accepted when other popular payment systems are already in place in China. I even found it inconvenient to use Apple Pay in America but that was eight months ago and might have improved. Anyway: WeChat is a great app. Apple should just copy the whole thing and make it the new messages app.
I'm sorry but I don't agree. Apple pay is way safer, uses NFC, user friendly, you can use your watch.. it won't be too far when we will be able to use our Apple Watch for transit in Shanghai for subway, bus and taxies and finally trow away that obsolete transit card. I hate WeChat, is buggy, it uses bar codes for member cards.. this is way more obsolete if you ask me. Here people will love to use Apple Pay, you will see.
[doublepost=1455758273][/doublepost]
Alipay and TenPay is quite widespread... I think the MCX thing going on here was trying to emulate some of that success since it's a lot of QR codes and loading debit cards.

But I have to say what Apple has is trust. Chinese people trust Apple to make quality stuff. So that should help with adoptions.

BTW I was able to add my ICBC debit card:
That is nice, I guess I will have to wait for my bank to jump on board...
Score: 2 Votes (Like | Disagree)
TheJae Avatar
128 months ago
Question is, will people use Apple Pay over WeChat and Alipay?
Good question. The e-payment and micro payment solutions in China is light years ahead of US techs. Apple Pay lacks versatility of WeChat and Apple Pay, until Apple opens up its payment processing for all kind of merchandise then only it will see any growth.

When i say all kind of merchandise, i mean all kind. You could live in Beijing for a year and never bring your wallet out.
Score: 1 Votes (Like | Disagree)
nicho Avatar
128 months ago
That isn't possible. Apple Pay works on the same technology contactless credit cards would work on. If you shut off support for Apple Pay, that's the same thing as pulling support for NFC.
Ahh. I misunderstood the stories at the time. Looks like the media for whatever reasons used the term "Apple Pay" as a synonym for "all contactless payment methods"
Score: 1 Votes (Like | Disagree)