Apple yesterday quietly removed all mentions of PayPal Credit from its U.S. Online Store, signaling its decision to stop allowing customers to use PayPal Credit payment plans for purchases in the United States.

On the financing section of its website, where customers can get information about their payment options, Apple is now only offering financing through Barclaycard Visa, which allows users to make payments over 6 to 18 months depending on purchase price.

paypalcredit

Previous PayPal Credit options, which are no longer available.

The previous PayPal Credit option allowed customers to choose 6, 12, 18, or 24 month payment plans with a fixed APR of 12.99%, while the Barclaycard Visa maxes out at 18 months with an APR of 13.99%, 19.99% or 26.99% depending on credit.

Apple is continuing to offer rewards to customers who buy with the Barclaycard Visa, with customers earning 3 points for every $1 spent at the Apple Store, 2 points for every $1 spent at restaurants, and 1 point on all other purchases. 2,500 points can be redeemed for Apple Store or iTunes gift cards.

Apple first began promoting PayPay Credit payment methods in December of 2014, which is when the company also began allowing customers to buy items using PayPal as a payment method. While Apple is no longer allowing customers to use PayPal Credit options to make purchases, it does still accept PayPal payments for purchases made from its online store and from its iOS app.

PayPal Credit is still available in the U.K., and it is not clear if Apple plans to drop support in other countries as well.

Tag: PayPal

Top Rated Comments

3 Slice Toaster Avatar
87 months ago
Good. And long overdue. I'm one of the (many?) people who filed a complaint with Apple about this.

PayPal Credit would list a cheap rate on the Apple web site (something like no interest for 12 months and 12% after that), then when you got deep deep deep into the sign-up process, only if you clicked a tiny "more" disclosure button would you see that you were actually getting shafted with an entirely different interest rate and no free interest period.

It's so bad that you could actually display both of the rates on the same page, the lower one in big letters at the top, and the real rate at the bottom in tiny print. I sent a PDF of this to Apple.

When I called PayPal about it, the woman on the phone said there was nothing to be done, you have to pay the higher rate no matter what PayPal advertises on the Apple web site. When I went through the formal complaint appeals process my "claim" was "rejected" with no explanation.

I've been a PayPal customer for well over a decade. PayPal Credit isn't PayPal. it's a bank out of Atlanta. Maybe it's just licensed the name. I dunno.

Even today if you click the "view statement" link in the PayPal Credit section of your PayPal account it takes you to a redirect page that sends you back to the main PayPal page. There is no way to view your statement online. Smells very scammy to me.
Score: 17 Votes (Like | Disagree)
TheRealTVGuy Avatar
87 months ago
If you need 18 months at 23.99% interest, you really don't need whatever Apple's selling.
Score: 9 Votes (Like | Disagree)
btrach144 Avatar
87 months ago
I've always disliked eBay and PayPal so this is a good move.
Score: 7 Votes (Like | Disagree)
macjoshua Avatar
87 months ago
Super lame. I've been keeping money in my PayPal account solely for the purpose of buying an iPad Pro.
Score: 4 Votes (Like | Disagree)
0815 Avatar
87 months ago
Sucks for people that have no other options ....

I use PayPal only if I am forced to use it due to no other options .... somehow never was a fan of it.
Score: 3 Votes (Like | Disagree)
69Mustang Avatar
87 months ago
Dat APR tho!:eek:
Score: 3 Votes (Like | Disagree)

Popular Stories

maxresdefault

M2 13-Inch MacBook Pro With 256GB SSD Appears Slower Than Equivalent M1 in Real-World Speed Tests

Monday June 27, 2022 1:57 pm PDT by
Benchmark testing has indicated that the 256GB variant of the 13-inch MacBook Pro with M2 chip offers slower SSD performance than its M1 equivalent, and now real-world stress testing by YouTuber Max Yuryev of Max Tech suggests that the 256GB SSD in the 13-inch MacBook Pro is also underperforming in day-to day-usage. The M2 MacBook Pro with 256GB SSD and 8GB RAM was slower than the M1 MacBook ...
M2 Pro and Max Feature

Apple's Upcoming M2 Pro Chip for High-End MacBook Pro and Mac Mini Will Reportedly Be 3nm

Monday June 27, 2022 7:31 am PDT by
TSMC will manufacture Apple's upcoming "M2 Pro" and "M3" chips based on its 3nm process, according to Taiwanese industry publication DigiTimes. "Apple reportedly has booked TSMC capacity for its upcoming 3nm M3 and M2 Pro processors," said DigiTimes, in a report focused on competition between chipmakers like TSMC and Samsung to secure 3nm chip orders. As expected, the report said TSMC will...
iPhone 11 Pro vs iPhone 14 Pro

iPhone 11 Pro vs. 14 Pro: New Features to Expect if You've Waited to Upgrade

Monday June 27, 2022 11:22 am PDT by
With many customers choosing to upgrade their iPhone every two or three years nowadays, there are lots of iPhone 11 Pro users who might be interested in upgrading to the iPhone 14 Pro later this year. Those people are in for a treat, as three years of iPhone generations equals a long list of new features and changes to look forward to. Below, we've put together a list of new features and...
original iphone 2007

15 Years Ago Today, the iPhone Went On Sale

Wednesday June 29, 2022 4:43 am PDT by
Fifteen years ago to this day, the iPhone, the revolutionary device presented to the world by the late Steve Jobs, officially went on sale. The first iPhone was announced by Steve Jobs on January 9, 2007, and went on sale on June 29, 2007. "An iPod, a phone, an internet mobile communicator... these are not three separate devices," Jobs famously said. "Today, Apple is going to reinvent the...
tesla carplay hack

Tesla Apple CarPlay Hack Updated to Work With Any Tesla Model

Monday June 27, 2022 3:38 am PDT by
Polish developer Michał Gapiński has released a new and improved version of his "Tesla Android Project" which brings Apple's CarPlay experience to more Tesla vehicles than ever before. According to Gapiński, version 2022.25.1 provides "100% functional CarPlay integration for any Tesla," and comes with several new features and bug fixes. The project now supports DRM video playback so that...
13 inch macbook pro m2 mock feature 2

Base 13-Inch MacBook Pro With M2 Chip Has Significantly Slower SSD Speeds

Sunday June 26, 2022 2:52 pm PDT by
Following the launch of Apple's new 13-inch MacBook Pro with the M2 chip, it has been discovered that the $1,299 base model with 256GB of storage has significantly slower SSD read/write speeds compared to the equivalent previous-generation model. YouTube channels such as Max Tech and Created Tech tested the 256GB model with Blackmagic's Disk Speed Test app and found that the SSD's read and...
maxresdefault

Video Comparison: M2 MacBook Pro vs. M1 MacBook Pro

Tuesday June 28, 2022 2:45 pm PDT by
Apple last week launched an updated version of the 13-inch MacBook Pro, and it is the first Mac that is equipped with an updated M2 chip. As it's using a brand new chip, we thought we'd pick up the M2 MacBook Pro and compare it to the prior-generation M1 MacBook Pro to see just what's new. Subscribe to the MacRumors YouTube channel for more videos. For the video comparison, we're using the...
iPhone vs Galaxy Larger

Apple Executive Says Samsung Copied the iPhone and Simply 'Put a Bigger Screen Around It'

Tuesday June 28, 2022 8:59 am PDT by
The Wall Street Journal's Joanna Stern today shared a new documentary about the evolution of the iPhone ahead of the 15th anniversary of the device launching on June 29, 2007. The documentary includes an interview with Apple's marketing chief Greg Joswiak, iPhone co-creator Tony Fadell, and a family of iPhone users. One segment of the interview reflects on Android smartphones gaining larger...
widgets ios 16 feature

Gurman: iPhone 14 Pro to Feature Always-On Display Showing iOS 16's New Lock Screen Widgets

Sunday June 26, 2022 7:36 am PDT by
iPhone 14 Pro models are widely expected to feature always-on displays that allow users to view glanceable information without having to tap to wake the screen. In the latest edition of his Power On newsletter for Bloomberg, Mark Gurman said the feature will include support for iOS 16's new Lock screen widgets for weather, fitness, and more. "Like the Apple Watch, the iPhone 14 Pro will be...