Apple yesterday quietly removed all mentions of PayPal Credit from its U.S. Online Store, signaling its decision to stop allowing customers to use PayPal Credit payment plans for purchases in the United States.

On the financing section of its website, where customers can get information about their payment options, Apple is now only offering financing through Barclaycard Visa, which allows users to make payments over 6 to 18 months depending on purchase price.

paypalcredit

Previous PayPal Credit options, which are no longer available.

The previous PayPal Credit option allowed customers to choose 6, 12, 18, or 24 month payment plans with a fixed APR of 12.99%, while the Barclaycard Visa maxes out at 18 months with an APR of 13.99%, 19.99% or 26.99% depending on credit.

Apple is continuing to offer rewards to customers who buy with the Barclaycard Visa, with customers earning 3 points for every $1 spent at the Apple Store, 2 points for every $1 spent at restaurants, and 1 point on all other purchases. 2,500 points can be redeemed for Apple Store or iTunes gift cards.

Apple first began promoting PayPay Credit payment methods in December of 2014, which is when the company also began allowing customers to buy items using PayPal as a payment method. While Apple is no longer allowing customers to use PayPal Credit options to make purchases, it does still accept PayPal payments for purchases made from its online store and from its iOS app.

PayPal Credit is still available in the U.K., and it is not clear if Apple plans to drop support in other countries as well.

Tag: PayPal

Top Rated Comments

3 Slice Toaster Avatar
126 months ago
Good. And long overdue. I'm one of the (many?) people who filed a complaint with Apple about this.

PayPal Credit would list a cheap rate on the Apple web site (something like no interest for 12 months and 12% after that), then when you got deep deep deep into the sign-up process, only if you clicked a tiny "more" disclosure button would you see that you were actually getting shafted with an entirely different interest rate and no free interest period.

It's so bad that you could actually display both of the rates on the same page, the lower one in big letters at the top, and the real rate at the bottom in tiny print. I sent a PDF of this to Apple.

When I called PayPal about it, the woman on the phone said there was nothing to be done, you have to pay the higher rate no matter what PayPal advertises on the Apple web site. When I went through the formal complaint appeals process my "claim" was "rejected" with no explanation.

I've been a PayPal customer for well over a decade. PayPal Credit isn't PayPal. it's a bank out of Atlanta. Maybe it's just licensed the name. I dunno.

Even today if you click the "view statement" link in the PayPal Credit section of your PayPal account it takes you to a redirect page that sends you back to the main PayPal page. There is no way to view your statement online. Smells very scammy to me.
Score: 17 Votes (Like | Disagree)
TheRealTVGuy Avatar
126 months ago
If you need 18 months at 23.99% interest, you really don't need whatever Apple's selling.
Score: 9 Votes (Like | Disagree)
btrach144 Avatar
126 months ago
I've always disliked eBay and PayPal so this is a good move.
Score: 7 Votes (Like | Disagree)
macjoshua Avatar
126 months ago
Super lame. I've been keeping money in my PayPal account solely for the purpose of buying an iPad Pro.
Score: 4 Votes (Like | Disagree)
0815 Avatar
126 months ago
Sucks for people that have no other options ....

I use PayPal only if I am forced to use it due to no other options .... somehow never was a fan of it.
Score: 3 Votes (Like | Disagree)
69Mustang Avatar
126 months ago
Dat APR tho!:eek:
Score: 3 Votes (Like | Disagree)

Popular Stories

iPhone 17 Pro in Hand Feature Lowgo

iPhone 17 Pro to Reverse iPhone X Design Decision

Monday July 7, 2025 9:46 am PDT by
Since the iPhone X in 2017, all of Apple's highest-end iPhone models have featured either stainless steel or titanium frames, but it has now been rumored that this design decision will be coming to an end with the iPhone 17 Pro models later this year. In a post on Chinese social media platform Weibo today, the account Instant Digital said that the iPhone 17 Pro models will have an aluminum...
iOS 26 Feature

Everything New in iOS 26 Beta 3

Monday July 7, 2025 1:20 pm PDT by
Apple is continuing to refine and update iOS 26, and beta three features smaller changes than we saw in beta 2, plus further tweaks to the Liquid Glass design. Apple is gearing up for the next phase of beta testing, and the company has promised that a public beta is set to come out in July. Transparency In some apps like Apple Music, Podcasts, and the App Store, Apple has toned down the...
apple wallet drivers license feature iPhone 15 pro

Apple Says iPhone Driver's Licenses Will Expand to These 8 U.S. States

Tuesday July 8, 2025 11:26 am PDT by
In select U.S. states, residents can add their driver's license or state ID to the Wallet app on the iPhone and Apple Watch, providing a convenient and contactless way to display proof of identity or age at select airports and businesses, and in select apps. Unfortunately, this feature continues to roll out very slowly since it was announced in 2021, with only nine U.S. states, Puerto Rico,...
iphone 16 pro ghost hand

5 Reasons to Skip This Year's iPhone 17 Pro

Thursday July 10, 2025 4:54 am PDT by
Apple will launch its new iPhone 17 series in two months, and the iPhone 17 Pro models are expected to get a new design for the rear casing and the camera area. But more significant changes to the lineup are not expected until next year, when the iPhone 18 models arrive. If you're thinking of trading in your iPhone for this year's latest, consider the following features rumored to be coming...
apple account card feature

Apple Account Card Expanding to More Countries

Tuesday July 8, 2025 7:34 pm PDT by
Apple is expanding the ability to add an Apple Account Card to the Wallet app to more countries, according to backend Apple Pay changes. With iOS 15.5, Apple updated the Wallet app to allow users to add an Apple Account Card, which displays the Apple credit balance associated with an Apple ID. If you receive an Apple gift card, for example, it is added to an Apple Account that is also...
iPhone 17 Pro in Hand Feature Lowgo

Leaker Reveals Amount of RAM in iPhone 17 Through iPhone 17 Pro Max

Wednesday July 9, 2025 8:08 am PDT by
Three out of four iPhone 17 models will feature more RAM than the equivalent iPhone 16 models, according to a new leak that aligns with previous rumors. The all-new iPhone 17 Air, the iPhone 17 Pro, and the iPhone 17 Pro Max will each be equipped with 12GB of RAM, according to Fixed Focus Digital, an account with more than two million followers on Chinese social media platform Weibo. The...
iphone 16 pro models 1

Here's How the iPhone 17 Pro Max Will Compare to the iPhone 17 Pro

Saturday July 5, 2025 1:00 pm PDT by
Apple should unveil the iPhone 17 series in September, and there might be one bigger difference between the Pro and Pro Max models this year. As always, the Pro Max model will be larger than the Pro model:iPhone 17 Pro: 6.3-inch display iPhone 17 Pro Max: 6.9-inch displayGiven the Pro Max is physically larger than the Pro, it has more internal space, allowing for a larger battery and...
imac video apple feature

Apple Launching These 15+ Products Later This Year

Sunday July 6, 2025 8:05 am PDT by
The calendar has turned to July, meaning that 2025 is now more than half over. And while the summer months are often quiet for Apple, the company still has more than a dozen products coming later this year, according to rumors. Below, we have outlined at least 15 new Apple products that are expected to launch later this year, along with key rumored features for each. iPhone 17 Series iPho...