Apple Pay Now Supported by Halifax, Lloyds, and Bank of Scotland in the UK [Updated]

apple_pay_phone_handA few banks out of the United Kingdom today have announced Apple Pay support for their customers, including Lloyds Bank, Bank of Scotland, and Halifax (a division of Bank of Scotland). Lloyds had previously told its customers that Apple Pay support would be coming "very soon" back in August.

The three new banks join a growing list of UK Apple Pay participating issuers including: American Express, MBNA, Nationwide, NatWest, Royal Bank of Scotland, Santander, Ulster Bank, First Direct, and HSBC.

Still listed on the Coming Soon section of the UK Apple Pay website are M&S Bank and TSB, and although Barclays confirmed "imminent" support of Apple Pay in the UK back in July, it has yet to join in support of the service.

Apple Pay officially launched in the UK on July 13 with more than 250,000 retail locations backing the contactless payments service. In the weeks following its announcement, the service has grown its roster of supporting retail partners and financial institutions, along with expanding the upper limit for transactions on the service to £30 per transaction instead of £20.

Update: M&S Bank has begun a roll-out process of support for Apple Pay, mentioning that some customers will be able to add their M&S Bank-issued credit and debit cards into Apple Pay during the roll-out.

Related Roundup: Apple Pay

Popular Stories

apple store down feature

Here's Why the Apple Store is Going Down

Thursday November 27, 2025 1:01 pm PST by
Apple's online store is going down for a few hours on a rolling country-by-country basis right now, but do not get your hopes up for new products. Apple takes its online store down for a few hours ahead of Black Friday every year to tease/prepare for its annual gift card offer with the purchase of select products. The store already went down and came back online in Australia and New Zealand, ...
iPhone Pocket Short

iPhone Pocket is Now Completely Sold Out Worldwide

Tuesday November 25, 2025 7:16 am PST by
Apple recently teamed up with Japanese fashion brand ISSEY MIYAKE to create the iPhone Pocket, a limited-edition knitted accessory designed to carry an iPhone. However, it is now completely sold out in all countries where it was released. iPhone Pocket became available to order on Apple's online store starting Friday, November 14, in the United States, France, China, Italy, Japan, Singapore, ...
streaming black friday 2025

Best Black Friday Streaming Deals - Save Big on Apple TV, Disney+, Hulu, and More

Thursday November 27, 2025 1:14 pm PST by
We've been focusing on deals on physical products over the past few weeks, but Black Friday is also a great time of year to purchase a streaming membership. Some of the biggest services have great discounts for new and select returning members this week, including Apple TV, Disney+, Hulu, Paramount+, Peacock, and more. Note: MacRumors is an affiliate partner with some of these vendors. When...
New Intel Logo

Apple and Intel Rumored to Partner on Mac Chips Again in a New Way

Friday November 28, 2025 7:33 am PST by
While all Macs are now powered by Apple's custom-designed chips, a new rumor claims that Apple may rekindle its partnership with Intel, albeit in a new and limited way. Apple supply chain analyst Ming-Chi Kuo today said Intel is expected to begin shipping Apple's lowest-end M-series chip as early as mid-2027. Kuo said Apple plans to utilize Intel's 18A process, which is the "earliest...
Apple Foldable Thumb

Foldable iPhone to Debut These Three Breakthrough Features

Tuesday November 25, 2025 7:09 am PST by
Apple's first foldable iPhone is expected to launch alongside the iPhone 18 Pro models in fall 2026, and it's shaping up to include three standout features that could set it apart from the competition. The book-style foldable will reportedly feature an industry-first 24-megapixel under-display camera built into the inner display, according to a recent JP Morgan equity research report. That...
iphone air camera

iPhone Air Flop Sparks Industry Retreat From Ultra-Thin Phones

Thursday November 27, 2025 3:14 am PST by
Apple's disappointing iPhone Air sales are causing major Chinese mobile vendors to scrap or freeze their own ultra-thin phone projects, according to reports coming out of Asia. Since the ‌iPhone Air‌ launched in September, there have been reports of poor sales and manufacturing cuts, while Apple's supply chain has scaled back shipments and production. Apple supplier Foxconn has...
streaming black friday 2025

Black Friday Streaming Deals Include Big Savings on Disney+, Hulu, Apple TV, and More

Monday November 24, 2025 8:03 am PST by
We've been focusing on deals on physical products over the past few weeks, but Black Friday is also a great time of year to purchase a streaming membership. Some of the biggest services have great discounts for new and select returning members this week, including Disney+, Hulu, Paramount+, Peacock, and more. Note: MacRumors is an affiliate partner with some of these vendors. When you click a...
iphone black friday gold

The Best Black Friday iPhone Deals Still Available

Friday November 28, 2025 6:24 am PST by
Cellular carriers have always offered big savings on the newest iPhone models during the holidays, and Black Friday 2025 sales have kicked off at AT&T, Verizon, T-Mobile, and more. Right now we're tracking notable offers on the iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, and iPhone Air. For even more savings, keep an eye on older models during the holiday shopping season. Note: MacRumors is...

Top Rated Comments

0098386 Avatar
133 months ago
Just gave it a try in Mcdonalds. Cashier person asked me if I wanted to pay by card, pulled out phone "Gonna give this a try!". When it worked I squeaked. We laughed. I drunk the milkshake. I died a little.
Score: 15 Votes (Like | Disagree)
wsc9005 Avatar
133 months ago
Where in the UK do you live? all Tescos in central London accept Apple Pay.
London is essentially a different country :P

None of the Tesco stores in Edinburgh and Glasgow accept contactless.
Score: 3 Votes (Like | Disagree)
Manatlt Avatar
133 months ago
Slowly moving from Barclays to Nationwide. Moving all of my money to them. Barclays has disappointed me with not supporting Apple Pay. The only major bank. Disgrace.

I enjoy Apple Pay so much
Score: 3 Votes (Like | Disagree)
The Bogeyman Avatar
133 months ago
Haha I'm so glad I don't bank with Barclays! They really have shot themselves in the foot over this. Really hope that they lose loads of customers because of it. They lost me years ago due to their abysmal customer service.

Moaning aside, I have been using Apple Pay for a month or so, and I really like it. It always shocks cashiers who aren't expecting me to pay with my watch!

Someone asked about Shell petrol stations above, and I don't know about them, but in the UK, if the shop accepts contactless payments at all, they will accept Apple Pay with no bother. This means that they may not advertise it, but there are simply thousands of places you can use it. Although annoyingly not at Sainsbury's or Tesco.
Score: 2 Votes (Like | Disagree)
rbrian Avatar
133 months ago
London is essentially a different country :p

None of the Tesco stores in Edinburgh and Glasgow accept contactless.
Ah. First Direct looks good. Although says there's a £10 monthly charge to hold an account with them? I never understood banks charging for use of a bank account, why should I pay them to store my money? It's not a lot though and the £125 switch reward is quite enticing.
Or in the North East of England.

I asked our express store when they'll get contactless as its on a business park of 10,000 people. She said maybe this year but probably early next year.

Considering 80% of their custom is lunch time £3 meal deals, it's annoying they're taking so long.
I use the self checkout most of the time. The software has been updated - you can see the contactless option on the select payment page - but it's greyed out, obviously because the hardware isn't there. Tesco has many thousands of tills, it would cost quite a lot to upgrade them all, so I wouldn't hold your breath. M&S already did, but then they don't charge just prices, they charge M&S prices, so they can afford it.
Score: 2 Votes (Like | Disagree)
Ap0ks Avatar
133 months ago
I just managed to register two MasterCard cards issued by Bank of Scotland, and Halifax. Hence maybe just few unfortunate ones? :(
I had to call through to verify my Halifax Clarity Mastercard and the agent said it wouldn't go through the MasterCard portal at the moment, apparently they have to contact Apple to push it through the system :( My Halifax Visa debit card worked fine though.

Ah. First Direct looks good. Although says there's a £10 monthly charge to hold an account with them? I never understood banks charging for use of a bank account, why should I pay them to store my money? It's not a lot though and the £125 switch reward is quite enticing.
Why would you not pay them to store your money? Somebody needs to buy the padlock :D

I think it's more to do with government regulation and them having to hold more money/ring-fence customer money which means they don't see a great margin in the retail banking divisions. I'm guessing they'd rather not have the investment division's profit subsidising retail banking when they could just get the money from customers.
Score: 2 Votes (Like | Disagree)