applepayukliveThe UK Cards Association announced on Tuesday that the upper limit for Apple Pay and other contactless payments is now £30 per transaction in the United Kingdom (via AppleInsider).

Apple Pay transactions were previously limited to £20 since the service launched in the U.K. around six weeks ago. British retailers will be updating their payment terminals starting today and over the coming weeks to accept the new limit.

Apple Pay in the United Kingdom is supported by major credit cards Visa, MasterCard and American Express, with participating banks including First Direct, HSBC, MBNA, Nationwide, NatWest, Royal Bank of Scotland, Santander and Ulster Bank. Bank of Scotland, Halifax, Lloyds Bank, M&S Bank and TSB will eventually support the service.

Apple Pay is compatible with the iPhone 6, iPhone 6 Plus and Apple Watch when paired with an iPhone 5 or later.

Related Roundup: Apple Pay

Top Rated Comments

amorya Avatar
93 months ago
It's worth mentioning that the limit is for merchants that use the original Contactless infrastructure in the UK, which is very prevalent. The low limit is a security feature, since contactless cards don't require any authorisation in order to make a transaction.

It is possible, for merchants with newer equipment, to take Apple Pay for higher value transactions. But it'll be a while before all the shops upgrade their systems…
Score: 5 Votes (Like | Disagree)
rmbpuser Avatar
93 months ago
Any recommendations for any of the mentioned banks? I am tired of waiting for Barclays.
Score: 2 Votes (Like | Disagree)
OllyW Avatar
93 months ago
Anywhere that has an Apple Pay symbol [rather than just a contactless ")))" symbol] there is no limit, because your fingerprint is used in place of your PIN.
(This isn't new, but I thought it was worth reminding British users because some aren't aware of it.)

I think this is one of the benefits of being an Apple Pay "official" sponsor that we see on the Apple.com webpage. Some stores who have the logo have sometimes rejected my payment, but this could be because their backend hasn't updated.

Up to £30 anywhere.. No cap with official retailers.
I've replied to this in the other threads where you have posted this but it isn't true. Morrisons and Lidl both display the Apple Pay logos at the tills and in store but are still subject to the limit and another member has also confirmed Waitrose is the same.
Score: 2 Votes (Like | Disagree)
Moccasin Avatar
93 months ago
I've had mixed results with Apple Pay in the UK. M&S seems quite reliable in their big stores, although it recently failed at the new Simply Food at Newcastle Central Station. Costa also seems variable and the extra annoyance is that their loyalty phone app is quite slow - it often takes two attempts, by which time I could have given the barista my card for swiping.

I'm not sure how much of a benefit it is, though I tend to have my phone in my hand more often than my wallet.

If Apple et al can somehow combine apps that keep loyalty cards in the Wallet app with Apple Pay so that its a simple, single use of the phone (or watch) on a card reader, then it will immediately become more useful. Not sure if companies could associate bank cards with a loyalty account (would that bypass the security controls?) but that would actually make the whole process much simpler at many stores and at the same time encourage use of both systems to mutual benefit.
Score: 1 Votes (Like | Disagree)
Gymgenius Avatar
93 months ago
Any recommendations for any of the mentioned banks? I am tired of waiting for Barclays.
First Direct.

Great Customer Service and they'll give you £100 for joining.
Score: 1 Votes (Like | Disagree)
2457282 Avatar
93 months ago
Living in the US it has been a struggle as we wait for merchants to accept Apple Pay (although the tide is painfully and slowly turning). My EU friends always ribbed me with the fact that you all had contactless for years, but Apple had just not jumped the pond. Now we see the truth, you have it but it is limited to what is about $USD60. With the prices of groceries where I live, this would be the same as not being able to use it. Although the 1 million vending machines and McDonald's that Tim quotes I guess would still work (I just never use either).
Score: 1 Votes (Like | Disagree)

Popular Stories

USB C Over Lightning Feature

EU Passes Law to Switch iPhone to USB-C by End of 2024

Tuesday October 4, 2022 3:30 am PDT by
The European Parliament today voted overwhelmingly in favor of enforcing USB-C as a common charging port across a wide range of consumer electronic devices, including the iPhone and AirPods, by the end of 2024. The proposal, known as a directive, forces all consumer electronics manufacturers who sell their products in Europe to ensure that a wide range of devices feature a USB-C port. This...
General iOS 16 Feature Yellow

10 New iOS 16 Features Coming Later This Year

Monday October 3, 2022 2:41 pm PDT by
iOS 16 was released to the public three weeks ago with a customizable Lock Screen, the ability to edit iMessages, improvements to Focus modes, and much more. And in the coming months, iPhone and iPad users have even more new features to look forward to. We've rounded up 10 new features coming to the iPhone and iPad later this year, according to Apple. Many of the features are part of iOS...
ipad pro m1 feature

Gurman: Apple Event This October Remains Unlikely, No Touch ID for iPhone 15

Sunday October 2, 2022 6:41 am PDT by
Apple is developing new iPad Pro, Mac, and Apple TV models, and at least some of these products will be released in October, according to Bloomberg's Mark Gurman. However, Gurman continues to believe that Apple is unlikely to hold an event this month. In the latest edition of his Power On newsletter, Gurman said "the big iPhone 14 unveiling last month was probably it for Apple in 2022 in...
iOS 16

Apple Preparing iOS 16.0.3 With More Bug Fixes Following iPhone 14 Launch

Monday October 3, 2022 7:53 am PDT by
iOS 16.0.2 was released last month with several bug fixes for iPhone 14 issues, excessive copy and paste permission prompts, and more. Now, evidence suggests that Apple is planning to release iOS 16.0.3 with additional bug fixes. Evidence of an upcoming iOS 16.0.3 software update has shown up in MacRumors analytics logs, which have been a reliable indicator in the past. There are several...
Apple SIM Card

Apple SIM No Longer Available for Activating New Cellular Data Plans on iPads

Sunday October 2, 2022 8:04 am PDT by
As of October 1, Apple SIM is no longer available for activating new cellular data plans on supported iPad models, according to an Apple support document. Introduced in 2014, the Apple SIM was designed to allow iPad users to activate cellular data plans from multiple carriers around the world. Initially, the Apple SIM was a physical nano-SIM card, but it was embedded inside later iPad Pro...
maxresdefault

Video: AirPods Pro 2 vs. Bose QuietComfort II

Monday October 3, 2022 12:50 pm PDT by
Apple on September 23 officially launched the second-generation version of the AirPods Pro, introducing updated Active Noise Cancellation, Adaptive Transparency, improved sound, and more. Right around the same time, Bose introduced new QuietComfort II earbuds with many similar features, so we thought we'd compare the two to see which has the edge. Subscribe to the MacRumors YouTube channel for ...
General YouTube Feature 1

You May Soon Need to Be a YouTube Premium Subscriber to Watch 4K Videos

Monday October 3, 2022 4:29 am PDT by
YouTube may make watching videos in 4K quality on the platform exclusive to only YouTube Premium subscribers, according to screenshots posted by users on Twitter and Reddit. On Reddit (1,2) and Twitter, some users have started to recently notice that on iOS, and presumably across other platforms also, YouTube is now saying that in order to watch videos in 4K, the user must be a paying...
dynamic island alan dye

Apple Executives Talk About iPhone 14 Pro's Dynamic Island in New Interview

Sunday October 2, 2022 10:48 am PDT by
In a new interview, Apple's senior vice president of software engineering, Craig Federighi, and Apple's vice president of human interface design, Alan Dye, sat down to discuss the thinking behind the iPhone 14 Pro's Dynamic Island and how it was developed. During the interview with the Japanese magazine Axis, Federighi, who oversees the development of iOS, said Dynamic Island represents the...