Tap to Pay on iPhone Now Available in Germany

Apple today announced that Tap to Pay on iPhone is available in Germany, providing a way for independent sellers, small businesses, and larger merchants in the country to use an ‌iPhone‌ as a contactless payment terminal.

tap to pay iphone germany
Retailers can take advantage of the NFC chip in the ‌iPhone‌ to accept credit and debit card payments, Apple Pay, and other tap-based payment methods. Tap to Pay on ‌iPhone‌ works similarly to hardware-based payment systems like the Square Reader, but it does not require additional hardware to work.

When a customer makes a purchase, a merchant that supports Tap to Pay on ‌iPhone‌ can accept a payment by having the customer bring a credit card, debit card, prepaid card, ‌iPhone‌, Apple Watch, or other digital wallet close to the merchant's ‌iPhone‌. The transaction is completed through NFC, with processing done using the Secure Element for security purposes.

Tap to Pay on ‌iPhone‌ is available to payment platforms and payment app developers in Germany. Adyen, Commerz Globalpay, myPOS, Nexi, SumUp, and Viva support Tap to Pay on ‌iPhone‌ starting today, with mollie, PAYONE, Revolut, Sparkassen-Finanzgruppe, and Stripe set to implement support later in the year.

Since Tap to Pay on ‌iPhone‌ first launched in the United States in February 2022, Apple has been working to expand it to additional countries. It is now available in 12 countries, including United States, United Kingdom, Canada, Australia, Japan, the Netherlands, Brazil, Italy, France, Taiwan, Ukraine, and Germany.

Tap to Pay on ‌iPhone‌ is compatible with the ‌iPhone‌ XS and newer, so iPhones manufactured since September 2018 can use it. Tap to Pay also requires a contactless card or device, and it is compatible with cards from American Express, Global Discover Network, Diners, Mastercard, and Visa.

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Top Rated Comments

DaveFlash Avatar
4 weeks ago

Better make sure the all powerful all knowing EU commission is ok with this. I mean those people are tech wizards and they know it all and what’s best for everyone.
actually, this is not a consumer offering of apple or the payment companies, this is a business offering as for business use only (B2C) as such it's not subject to the laws you're thinking of.
Score: 6 Votes (Like | Disagree)
Und Eser Avatar
4 weeks ago

Better make sure the all powerful all knowing EU commission is ok with this. I mean those people are tech wizards and they know it all and what’s best for everyone.
Nah, much better to hark the obvious wisdom of some random on an internet forum.
Score: 5 Votes (Like | Disagree)
NagasakiGG Avatar
4 weeks ago
Germany will still be behind most African countries when it comes to card acceptance. Idk why the people there are so behind with their Girocard and cash payment fetish.
I hope they will pass an European law similar to Italy soon, which forces everyone to accept card payment.
Score: 4 Votes (Like | Disagree)
maxfromdenmark Avatar
4 weeks ago

An iPhone is so much more expensive than a mobile POS that I wonder how fringe is the usefulness of this functionality.
I believe that many small farmer markets sellers already have an iPhone and don’t have a terminal yet. Look at this that way. They don’t need to buy an extra equipment to accept card payments
Score: 3 Votes (Like | Disagree)
Isengardtom Avatar
4 weeks ago

Hehe, I already see some posts commenting on Germany's slow adaptation of anything modern technology-ridden. Why rolling this out in one of the most backwards-striving countries first is weird, but maybe Apple felt they needed a bit of help here.
The US isn’t much better unless it’s changed in the last 5 years, with all those checks (nobody in here in Belgium has written one of those since the late 80’s) and that ridiculous manual signing after paying with a credit card.

But agreed still not enough electronic acceptance in Germany
Score: 3 Votes (Like | Disagree)
DaveFlash Avatar
4 weeks ago
In other words: it already complies with all relevant laws concerning payment terminals and mobile POS.
Score: 2 Votes (Like | Disagree)