Apple Card Launched Three Years Ago, Remains Exclusive to U.S. Residents

This month marks three years since the Apple Card launched in the United States. Apple's credit card first rolled out to a limited number of customers on August 6, 2019 before expanding to all eligible U.S. residents two weeks later.

apple card 1 iPhone 13
Unfortunately for iPhone users living in other countries, however, the Apple Card has still yet to launch outside of the United States.

One country where the Apple Card would especially make sense is Canada, where the iPhone has over 50% market share and 76.2 million Visa and Mastercard cards were in circulation as of January 2021, according to the Canadian Bankers Association. Apple Card's standard 2% cashback on purchases made via Apple Pay and 3% cashback at participating merchants would be competitive with other Canadian credit cards, but it's likely that the Apple Card's rewards would vary on a country-by-country basis.

During a trip to Germany in 2019, Apple CEO Tim Cook said that Apple was open to offering its credit card in additional countries, but he noted that banks and regulations vary around the world. Last year, the Apple Card trademark was approved in Canada, but Apple has yet to announce any plans to expand the card internationally.

Launched in partnership with investment bank Goldman Sachs and Mastercard, the Apple Card can be managed completely through the Wallet app on an iPhone or Apple Watch, with key features including color-coded spending summaries, cashback paid out on a daily basis, an interest-free financing option for purchasing new Apple products, and no fees of any kind beyond interest charges on overdue balances. There is also a physical Apple Card available for use at stores that do not accept contactless payments.

Popular Stories

iPhone 17 Pro Lower Logo Feature 1

iPhone 17 Pro Coming Soon With These 14 New Features

Monday June 30, 2025 1:08 pm PDT by
Apple's next-generation iPhone 17 Pro and iPhone 17 Pro Max are less than three months away, and there are plenty of rumors about the devices. Apple is expected to launch the iPhone 17, iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max in September this year. Below, we recap key changes rumored for the iPhone 17 Pro models:Aluminum frame: iPhone 17 Pro models are rumored to have an...
A18 Pro Chip

New MacBook With A18 Pro Chip Spotted in Apple Code

Monday June 30, 2025 8:05 am PDT by
Apple is developing a MacBook with the A18 Pro chip, according to findings in backend code uncovered by MacRumors. Earlier today, Apple analyst Ming-Chi Kuo reported that Apple is planning to launch a low-cost MacBook powered by an iPhone chip. The machine is expected to feature a 13-inch display, the A18 Pro chip, and color options that include silver, blue, pink, and yellow. MacRumors...
Apple Watch Ultra Night Mode Screen

Apple Watch Ultra 3 Launching Later This Year With Two Key Upgrades

Wednesday July 2, 2025 1:13 pm PDT by
The long wait for an Apple Watch Ultra 3 appears to be nearly over, and it is rumored to feature both satellite connectivity and 5G support. Apple Watch Ultra's existing Night Mode In his latest Power On newsletter, Bloomberg's Mark Gurman said that the Apple Watch Ultra 3 is on track to launch this year with "significant" new features, including satellite connectivity, which would let you...
iPhone 17 Pro Lower Logo Magsafe

iPhone 17 Pro's New MagSafe Design Revealed in Leaked Photo

Wednesday July 2, 2025 8:37 am PDT by
The upcoming iPhone 17 Pro and iPhone 17 Pro Max are rumored to have a slightly different MagSafe magnet layout compared to existing iPhone models, and a leaked photo has offered a closer look at the supposed new design. The leaker Majin Bu today shared a photo of alleged MagSafe magnet arrays for third-party iPhone 17 Pro cases. On existing iPhone models with MagSafe, the magnets form a...
macbook air spacegray purple

Apple Planning to Launch Low-Cost MacBook Powered By iPhone Chip

Monday June 30, 2025 3:20 am PDT by
Apple is planning to launch a low-cost MacBook powered by an iPhone chip, according to Apple analyst Ming-Chi Kuo. In an article published on X, Kuo explained that the device will feature a 13-inch display and the A18 Pro chip, making it the first Mac powered by an iPhone chip. The A18 Pro chip debuted in the iPhone 16 Pro last year. To date, all Apple silicon Macs have contained M-series...
iOS 18

Apple Releases Second iOS 18.6 Public Beta

Tuesday July 1, 2025 10:19 am PDT by
Apple today seeded the second betas of upcoming iOS 18.6 and iPadOS 18.6 updates to public beta testers, with the betas coming just a day after Apple provided the betas to developers. Apple has also released a second beta of macOS Sequoia 15.6. Testers who have signed up for beta updates through Apple's beta site can download iOS 18.6 and iPadOS 18.6 from the Settings app on a compatible...
Wi Fi WiFi General Feature

iOS 26 Adds a Useful New Wi-Fi Feature to Your iPhone

Wednesday July 2, 2025 6:36 am PDT by
iOS 26 and iPadOS 26 add a smaller yet useful Wi-Fi feature to iPhones and iPads. As spotted by Creative Strategies analyst Max Weinbach, sign-in details for captive Wi-Fi networks are now synced across iPhones and iPads running iOS 26 and iPadOS 26. For example, while Weinbach was staying at a Hilton hotel, his iPhone prompted him to fill in Wi-Fi details from his iPad that was already...
maxresdefault

Five Features Coming to AirPods Pro 3

Friday June 27, 2025 10:52 am PDT by
Apple hasn't updated the AirPods Pro since 2022, and the earbuds are due for a refresh. We're counting on a new model this year, and we've seen several hints of new AirPods tucked away in Apple's code. Rumors suggest that Apple has some exciting new features planned that will make it worthwhile to upgrade to the latest model. Subscribe to the MacRumors YouTube channel for more videos. Heal...
replay all time playlist apple music

Apple Music Debuts All-New Personalized Playlist

Monday June 30, 2025 7:16 am PDT by
As part of its 10-year celebrations of Apple Music, Apple today released an all-new personalized playlist that collates your entire listening history. The playlist, called "Replay All Time," expands on Apple Music's existing Replay features. Previously, users could only see their top songs for each individual calendar year that they've been subscribed to Apple Music, but now, Replay All...

Top Rated Comments

foldpages Avatar
38 months ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Don't buy things you can't afford to pay off?
Score: 38 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
38 months ago
Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Score: 28 Votes (Like | Disagree)
Andres Cantu Avatar
38 months ago

Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Apple Card Pro!
Score: 23 Votes (Like | Disagree)
dontwalkhand Avatar
38 months ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Interest rate should not matter, as you should be paying the entire balance off every month.
Score: 20 Votes (Like | Disagree)
coolfactor Avatar
38 months ago
Three years already?!? Feels like yesterday!
Score: 16 Votes (Like | Disagree)
sw1tcher Avatar
38 months ago

Don't buy things you can't afford to pay off?
But that'd be un-American ?



Attachment Image
Score: 15 Votes (Like | Disagree)