Combined Hardware-Software Subscription Bundles a Logical Step for Apple, Analysts Argue

Apple is positioning itself to launch a combined hardware and software subscription, according to Loup Ventures analysts.

Apple One Apps Feature 2

The report makes a compelling argument, based on a range of industry trends, aggregated data, and existing infrastructure, that Apple is in a prime position to launch an all-in-one hardware and software subscription.

Similar to the iPhone upgrade program, we believe, over time, Apple's delightful hardware trade-in experience for Mac, iPad, and Watch will evolve into hardware subscription offerings for these devices. Eventually, we envision the company merging its services offerings, alongside hardware subscriptions, to create a 360° bundle. Think of this as paying a monthly fee to Apple for most of your tech needs.

The conclusion is partly based upon industry macro trends, including "an ongoing digital transformation" and "changing consumer buying preferences." This is supported by the fact that Apple is said to be the only company that could create such a subscription, given its service and maintenance logistics, as well as its unique hardware and software integration.

Offering a combined hardware and software subscription would allow Apple to markedly increase revenue and earnings visibility, and in turn, expand its earnings multiple. Loup Ventures also demonstrates the likelihood of significant consumer demand for such a subscription, as well as corporate viability.

The iPhone trade-in program, AppleCare, Apple One, and the ‌iPhone‌ Upgrade Program are said to be key building blocks in the journey toward launching a combined hardware and software subscription. The entire internal infrastructure for such a scheme appears to already be in place through these services.

For hardware subscriptions and ultimately a 360° bundle to gain wide adoption, the product family must work seamlessly together, the infrastructure to service and maintain those products must exist, and the products must hold their value over time. Apple is the only company that can bring all three of those together.

The report also notes that rivals such as Google and Samsung will struggle to compete with a potential all-in-one Apple subscription. Google, for example, suffers from fast declines in device value, making the trade-in market much less commercially feasible. Samsung, on the other hand, has poor hardware and software integration, so while it could offer hardware subscriptions, it would be unable to create an attractive package including integrated software services.

See the full report by Loup Ventures for more information.

Popular Stories

airpods pro 3 purple

New, Higher End AirPods Pro Coming This Year

Tuesday January 20, 2026 9:05 am PST by
Apple is planning to debut a high-end secondary version of AirPods Pro 3 this year, sitting in the lineup alongside the current model, reports suggest. Back in September 2025, supply chain analyst Ming-Chi Kuo reported that Apple is planning to introduce a successor to the AirPods Pro 3 in 2026. This would be somewhat unusual since Apple normally waits around three years to make major...
smaller dynamic island iphone 18 pro Filip Vabrous%CC%8Cek

iPhone 18 Pro Leak: Smaller Dynamic Island, No Top-Left Camera Cutout

Tuesday January 20, 2026 2:34 am PST by
Over the last few months, rumors around the iPhone 18 Pro's front-panel design have been conflicted, with some supply-chain leaks pointing to under-display Face ID, reports suggesting a top-left hole-punch camera, and debate over whether the familiar Dynamic Island will shrink, shift, or disappear entirely. Today, Weibo-based leaker Instant Digital shared new details that appear to clarify the ...
iOS 27 Mock Quick

iOS 27 Will Add These 8 New Features to Your iPhone

Sunday January 18, 2026 3:51 pm PST by
iOS 27 is still many months away, but there are already plenty of rumors about new features that will be included in the software update. The first beta of iOS 27 will be released during WWDC 2026 in June, and the update should be released to all users with a compatible iPhone in September. Bloomberg's Mark Gurman said that iOS 27 will be similar to Mac OS X Snow Leopard, in the sense...
14 inch MacBook Pro Keyboard

MacBook Pro Buyers Now Facing Up to a Two-Month Wait Ahead of New Models

Sunday January 18, 2026 6:50 pm PST by
MacBook Pro availability is tightening on Apple's online store, with select configurations facing up to a two-month delivery timeframe in the United States. A few 14-inch and 16-inch MacBook Pro configurations with an M4 Pro chip are not facing any shipping delay, but estimated delivery dates for many configurations with an M4 Max chip range from February 6 to February 24 or even later. At...
Apple Logo Spotlight

Apple Expected to Unveil Five All-New Products This Year

Wednesday January 21, 2026 10:54 am PST by
In addition to updating many of its existing products, Apple is expected to unveil five all-new products this year, including a smart home hub, a Face ID doorbell, a MacBook with an A18 Pro chip, a foldable iPhone, and augmented reality glasses. Below, we have recapped rumored features for each product. Smart Home Hub Apple home hub (concept) Apple's long-rumored smart home hub should...

Top Rated Comments

Mansu944 Avatar
67 months ago
Welcome to the world where you own nothing....merely rent it.
Score: 27 Votes (Like | Disagree)
-BigMac- Avatar
67 months ago
Keen!
When i buy upgrades, I sell my old stuff anyway.
Removing that re-sale hastle means removing the most annoying part of the whole cycle.

Where do i sign up?!
Score: 14 Votes (Like | Disagree)
davidjschloss Avatar
67 months ago

Welcome to the world where you own nothing....merely rent it.
The annual apple iPhone upgrade program is fully bought out in 24 months. You're essentially getting a 0% APR loan for 24 months (albeit with the cost of that 0% baked in). I'm not sure how this is only renting?

This is financially the same as a mortgage or a car loan. You're paying the bank to spread out the payments, but at the end the product is yours.
Score: 12 Votes (Like | Disagree)
adamjackson Avatar
67 months ago

Welcome to the world where you own nothing....merely rent it.
I'm a crumudgeon through and through but that's been life for a few hundred years. try not paying your property tax and see how long you "own" your land.
Score: 12 Votes (Like | Disagree)
ProfessionalFan Avatar
67 months ago
I would like a program like this for Macs and iPads. I know some people get hung up on not "owning" a product with these programs, but you would in all likelihood have the option of buying it outright like you can currently do with the phone.
Score: 8 Votes (Like | Disagree)
vipergts2207 Avatar
67 months ago
I will never subscribe to hardware, just like I’ll never lease a car.
Score: 7 Votes (Like | Disagree)