Combined Hardware-Software Subscription Bundles a Logical Step for Apple, Analysts Argue

Apple is positioning itself to launch a combined hardware and software subscription, according to Loup Ventures analysts.

Apple One Apps Feature 2

The report makes a compelling argument, based on a range of industry trends, aggregated data, and existing infrastructure, that Apple is in a prime position to launch an all-in-one hardware and software subscription.

Similar to the iPhone upgrade program, we believe, over time, Apple's delightful hardware trade-in experience for Mac, iPad, and Watch will evolve into hardware subscription offerings for these devices. Eventually, we envision the company merging its services offerings, alongside hardware subscriptions, to create a 360° bundle. Think of this as paying a monthly fee to Apple for most of your tech needs.

The conclusion is partly based upon industry macro trends, including "an ongoing digital transformation" and "changing consumer buying preferences." This is supported by the fact that Apple is said to be the only company that could create such a subscription, given its service and maintenance logistics, as well as its unique hardware and software integration.

Offering a combined hardware and software subscription would allow Apple to markedly increase revenue and earnings visibility, and in turn, expand its earnings multiple. Loup Ventures also demonstrates the likelihood of significant consumer demand for such a subscription, as well as corporate viability.

The iPhone trade-in program, AppleCare, Apple One, and the ‌iPhone‌ Upgrade Program are said to be key building blocks in the journey toward launching a combined hardware and software subscription. The entire internal infrastructure for such a scheme appears to already be in place through these services.

For hardware subscriptions and ultimately a 360° bundle to gain wide adoption, the product family must work seamlessly together, the infrastructure to service and maintain those products must exist, and the products must hold their value over time. Apple is the only company that can bring all three of those together.

The report also notes that rivals such as Google and Samsung will struggle to compete with a potential all-in-one Apple subscription. Google, for example, suffers from fast declines in device value, making the trade-in market much less commercially feasible. Samsung, on the other hand, has poor hardware and software integration, so while it could offer hardware subscriptions, it would be unable to create an attractive package including integrated software services.

See the full report by Loup Ventures for more information.

Popular Stories

imac video apple feature

Apple Unveils First New Products of 2026

Monday January 26, 2026 1:55 pm PST by
Apple today introduced its first two physical products of 2026: a second-generation AirTag and the Black Unity Connection Braided Solo Loop for the Apple Watch. Read our coverage of each announcement to learn more:Apple Unveils New AirTag With Longer Range, Louder Speaker, and More Apple Introduces New Black Unity Apple Watch BandBoth the new AirTag and the Black Unity Connection Braided...
iPhone 5s

iPhone 5s Gets New Software Update 13 Years After Launch

Monday January 26, 2026 3:56 pm PST by
Alongside iOS 26.2.1, Apple today released an updated version of iOS 12 for devices that are still running that operating system update, eight years after the software was first released. iOS 12.5.8 is available for the iPhone 5s and the iPhone 6, meaning Apple is continuing to support these devices for 13 and 12 years after launch, respectively. The iPhone 5s came out in September 2013,...
Apple Creator Studio

Apple's Next Launch is Today

Tuesday January 27, 2026 2:39 pm PST by
Update: Apple Creator Studio is now available. Apple Creator Studio launches this Wednesday, January 28. The all-in-one subscription provides access to the Final Cut Pro, Logic Pro, Pixelmator Pro, Motion, Compressor, and MainStage apps, with U.S. pricing set at $12.99 per month or $129 per year. A subscription to Apple Creator Studio also unlocks "intelligent features" and "premium...
Apple Logo Black

Apple Just Made Its Second-Biggest Acquisition Ever After Beats

Thursday January 29, 2026 10:07 am PST by
Apple today confirmed to Reuters that it has acquired Q.ai, an Israeli startup that is working on artificial intelligence technology for audio. Apple paid close to $2 billion for Q.ai, according to sources cited by the Financial Times. That would make this Apple's second-biggest acquisition ever, after it paid $3 billion for the popular headphone and audio brand Beats in 2014. Q.ai has...
Second Generation AirTag Feature

Apple Unveils New AirTag With Longer Range, Louder Speaker, and More

Monday January 26, 2026 6:07 am PST by
Apple today introduced the second-generation AirTag, with key features including longer range for tracking items and a louder speaker. For those who are not familiar, the AirTag is a small accessory that you can attach to your backpack, keys, or other items. Then, you can track the location of those items in the Find My app on the iPhone, iPad, Mac, Apple Watch, and iCloud.com. The new...

Top Rated Comments

Mansu944 Avatar
67 months ago
Welcome to the world where you own nothing....merely rent it.
Score: 27 Votes (Like | Disagree)
-BigMac- Avatar
67 months ago
Keen!
When i buy upgrades, I sell my old stuff anyway.
Removing that re-sale hastle means removing the most annoying part of the whole cycle.

Where do i sign up?!
Score: 14 Votes (Like | Disagree)
davidjschloss Avatar
67 months ago

Welcome to the world where you own nothing....merely rent it.
The annual apple iPhone upgrade program is fully bought out in 24 months. You're essentially getting a 0% APR loan for 24 months (albeit with the cost of that 0% baked in). I'm not sure how this is only renting?

This is financially the same as a mortgage or a car loan. You're paying the bank to spread out the payments, but at the end the product is yours.
Score: 12 Votes (Like | Disagree)
adamjackson Avatar
67 months ago

Welcome to the world where you own nothing....merely rent it.
I'm a crumudgeon through and through but that's been life for a few hundred years. try not paying your property tax and see how long you "own" your land.
Score: 12 Votes (Like | Disagree)
ProfessionalFan Avatar
67 months ago
I would like a program like this for Macs and iPads. I know some people get hung up on not "owning" a product with these programs, but you would in all likelihood have the option of buying it outright like you can currently do with the phone.
Score: 8 Votes (Like | Disagree)
vipergts2207 Avatar
67 months ago
I will never subscribe to hardware, just like I’ll never lease a car.
Score: 7 Votes (Like | Disagree)