Mastercard, Discover and Amex Ending Signature Requirement for Purchases Tomorrow, Visa to Follow Later This Month

applepayamericanexpressStarting tomorrow, the major credit card companies in the United States are officially eliminating the signature requirement for purchases, marking an end to a long running but increasingly unnecessary policy.

American Express, Visa, Discover, and Mastercard first announced plans to end credit card signatures late last year, but have now confirmed to The Verge that the policy change will go into effect starting on April 13. American Express, Mastercard, and Discover all plan to stop requiring signatures tomorrow, while Visa plans to follow later in the month.

Credit and debit card companies have long required signatures for purchases as an added security measure, but with technology improvements that include contactless payments and the adoption of EMV chip technology, signatures are an outdated authentication method.

Officially eliminating signatures when making a purchase will allow for a more consistent, streamlined, and speedy checkout experience for both merchants and cardholders. It should also streamline the Apple Pay experience in the United States, as a signature can on occasion be required for purchases over $50 when using Apple Pay, a step that will be eliminated when the signature changes become official.

American Express plans to end the signature requirement in the United States and other countries around the world, while Mastercard will eliminate it in the United States and Canada. Discover plans to end signatures in the United States, Canada, Mexico, and the Caribbean, and Visa is making signatures optional in North America for companies that offer chip systems.

All merchants continue to be able to collect signatures if required to do so by an applicable law in a particular jurisdiction.

Top Rated Comments

nwcs Avatar
43 months ago
Now we just need to end the scourge of swiping a magnetic strip. Oh, and make all these contactless systems be unified in some way so we can use our ApplePay, googlePay, etc. without the gamesmanship. And eliminate the silly QR barcode payment crap.
Score: 21 Votes (Like | Disagree)
Saipher Avatar
43 months ago
It's about time. No one checks for signatures anyway.
Score: 15 Votes (Like | Disagree)
Yellowbean12 Avatar
43 months ago
I can't believe this is the way Americans pay for stuff. Crazy.
Score: 10 Votes (Like | Disagree)
Marco0107 Avatar
43 months ago
What’s the QR barcode payment? Haven’t come across that.
WalMart Pay is an example of a QR-based payment solution. It’s goofy and REALLY slow as you have to open the app, wait for it to load the store info, authenticate with WalMart pay, and then scan the code. Really awful workflow.

https://www.walmart.com/cp/walmart-pay/3205993

They claim it’s faster than reaching for your wallet. BS. It’s just as slow as reaching for your wallet and your wallet doesn’t require the extra steps!

Better solutions are already here. Time to consolidate, simplify, and make more secure/efficient.
Score: 5 Votes (Like | Disagree)
HughJigo Avatar
43 months ago
I'm sad about this.

For many years I have enjoyed travelling to America and being asked to sign when I use my credit card.

It's like travelling back in time.
Score: 5 Votes (Like | Disagree)
Jeaz Avatar
43 months ago
I've seen this discussion before but never really understood it fully to be honest.

I'm from Europe and here we use PIN-codes. Is that replacing the signatures or will there be no verification at all?
Score: 5 Votes (Like | Disagree)

Top Stories

Pro Display XDR Yella

Apple Working on External Display With Built-In A13 Chip

Friday July 23, 2021 9:37 am PDT by
Apple is developing an external display that includes an A13 chip with Neural Engine, according to a new rumor from 9to5Mac. The A13 chip with Neural Engine would presumably serve as an eGPU, though details are light at this time. Having a CPU/GPU built into the external display could help Macs deliver high-resolution graphics without using all the resources of the computer's internal chip....
maxresdefault

Apple Music to Livestream Premiere of Kanye West's New Album 'Donda' on Thursday

Wednesday July 21, 2021 1:49 am PDT by
Apple Music on Thursday will host a global livestream for the premiere of Kanye West's tenth studio album, titled "Donda." The sold-out event will take place at the Mercedes-Benz Stadium in Atlanta, Georgia, and Apple Music's livestream will start at 8:00 p.m. Eastern Time. The livestream was revealed in a Beats Studio Buds ad that aired during the NBA Finals. The ad features U.S. track...
airpods 3 gizmochina Feature

AirPods 3 Rumored to Launch Alongside iPhone 13 at Expected September Event

Friday July 23, 2021 12:54 am PDT by
The third-generation AirPods will likely launch at the same event revealing Apple's upcoming iPhone 13 lineup, according to a report from DigiTimes, which makes the claim citing sources familiar with the matter. The report as a whole echoes previous reporting that production of the third-generation AirPods will kickstart in August, meaning a launch shortly after can be easily expected. DigiTi...
idos 2 app ios

Apple to Pull 'iDOS 2' DOS Emulator From App Store

Thursday July 22, 2021 3:22 pm PDT by
iDOS 2, an app designed to allow users to play classic DOS games, will soon be pulled from the App Store, the app's creator said today. According to iDOS developer Chaoji Li, he tried to submit an iDOS update with bug fixes to the App Store, but was told that the update was rejected because it violated the 2.5.2 App Store guideline that says apps cannot install or launch executable code.Durin...
iPad mini pro feature

Next iPad Mini Won't Feature Mini-LED Display, Claims Display Analyst

Friday July 23, 2021 8:07 am PDT by
Yesterday, DigiTimes claimed that the upcoming iPad mini will feature a mini-LED display, but now, display analyst Ross Young is going at odds with that report, claiming that while the updated iPad mini continues to be on track for a release this year, it won't feature a mini-LED display. Young says he "confirmed" with Radiant Opto-Electronics, who DigiTimes claims would provide Apple with...
AirPods Pro Beta Firmware

AirPods Pro Beta Firmware Now Available

Wednesday July 21, 2021 6:50 am PDT by
Upcoming AirPods Pro firmware updates are now available to Apple Developer Program members as beta versions. AirPods Pro firmware beta one features FaceTime Spatial Audio and Ambient Noise Reduction. Custom Transparency mode, including Conversation Boost, was initially expected to be included in the beta but appears to have been delayed for a later version. Apple made the announcement...
iPad mini pro feature

Next-Generation iPad Mini Will Reportedly Feature a Mini-LED Display

Thursday July 22, 2021 9:03 am PDT by
Apple is widely rumored to be planning a new iPad mini with a significant redesign, including a larger 8.5-inch to 9-inch display with slimmer bezels, a Touch ID power button instead of a home button, a USB-C port instead of a Lightning connector, and more. According to a paywalled preview of a DigiTimes report today, the sixth-generation iPad mini will also feature a mini-LED display:BLU...
discount m1 macbook yellow

Deals: Shop Record Low Prices Across Apple's Full MacBook Pro and MacBook Air Lineup (Up to $499 Off)

Friday July 23, 2021 8:23 am PDT by
Apple's MacBook Pro and MacBook Air lineup is seeing all-time low discounts across the board today, including the 2019 16-inch MacBook Pro, 2020 13-inch MacBook Air, and 2020 13-inch MacBook Pro. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. 13-Inch M1...
ios wifi settings

Apple Confirms iOS 14.7 Fixes WiFi Bug and Many Other Vulnerabilities

Wednesday July 21, 2021 11:38 am PDT by
Following the release of iPadOS 14.7 this morning, Apple has shared details on the security updates that are included in iOS 14.7, iPadOS 14.7, macOS Big Sur 11.5, watchOS 7.6, and tvOS 14.7, all of which came out this week. Notably, Apple's documentation confirms that the iOS 14.7 and iPadOS 14.7 updates address a WiFi-related vulnerability that could impact iOS devices when joining a...
macOS Big Sur Feature Orange

Apple Releases macOS Big Sur 11.5 With Podcast App Updates and Bug Fixes

Wednesday July 21, 2021 10:15 am PDT by
Apple today released macOS Big Sur 11.5, the fifth major update to the macOS Big Sur operating system that launched in November 2020. macOS Big Sur 11.5 comes two months after the release of macOS Big Sur 11.4. The new ‌‌‌‌‌macOS Big Sur‌‌‌‌ 11.5 update can be downloaded for free on all eligible Macs using the Software Update section of System Preferences. macOS Big Sur...