Two U.K. banks today updated their mobile apps to support Face ID, the facial authentication feature exclusive to iPhone X, which officially launches on Friday, November 3.

Nationwide and Bank of Scotland became the first mobile banking apps in the U.K. to provide compatibility with Apple's new facial recognition technology, which is set to replace Touch ID fingerprint authentication on all future iPhones and iPads, according to respected KGI Securities analyst Ming-Chi Kuo.

Screen Shot 3
The two banking apps already provide a Touch ID option to authenticate customers when they attempt to log in to their accounts, so the fact that Face ID is being offered as an alternative option shows that the financial sector has full trust in Apple's new security technology, despite tests showing that it can be fooled by identical twins.

Apple has admitted that Face ID may not be able to distinguish between identical twins and in such cases recommends users protect sensitive data with a passcode instead. Otherwise, Apple says the chance that a random person in the population could look at your iPhone X and unlock it with their face is about one in a million (compared to one in 50,000 for Touch ID).

Face ID has proved to be reliable in early iPhone X reviews and first impressions, and it's also considered easy to set up and use, but Apple likely still has some work to do to convince the general public that facial authentication is the future. According to a research conducted by Top10VPN.com in October, over half (60 percent) of British consumers remain unconvinced by facial recognition. Only two in five (40 percent) consumers believing Face ID is a good idea, while 79 percent of Brits prefer to unlock their devices with a fingerprint or passcodes. (Poll sample size: 2,048 adults.)

Related Forum: iPhone

Top Rated Comments

b3ats Avatar
108 months ago
I thought Apple said that apps which use TouchID would automatically use FaceID in its place? If that's the case then I'm not sure these banks have done anything other than use the FaceID wording.
Score: 11 Votes (Like | Disagree)
Eliottjames Avatar
108 months ago
I thought Face ID was automatically supported in any app that supports Touch ID?
Score: 8 Votes (Like | Disagree)
noktulo Avatar
108 months ago
If that's true, then the bank apps could have disabled Face ID log-in as an authentication option on iPhone X if they didn't trust it, so this is still a good sign.
My understanding is that apps are only able to ask the OS for "biometric authentication," and the phone determines whether to use Touch ID or Face ID. I don't think the app can choose not to allow Face ID if they allow Touch ID.
Score: 6 Votes (Like | Disagree)
TwoBytes Avatar
108 months ago
One app I won't be using with my iPhone X after buying it and reminding me my balance showing -1149 :(
Score: 5 Votes (Like | Disagree)
Eliottjames Avatar
108 months ago
Also, Halifax updated their app to 'support' Face ID 6 days ago so not sure how Nationwide and Bank of Scotland can be 'first'?
Nationwide ('https://itunes.apple.com/gb/app/nationwide-mobile-banking/id542355130?mt=8') and Bank of Scotland ('https://itunes.apple.com/gb/app/bank-of-scotland-mobile-bank/id485728109?mt=8') became the first mobile banking apps in the U.K. to provide compatibility with Apple's new facial recognition technology


Attachment Image
Score: 3 Votes (Like | Disagree)
Straight Flush Avatar
108 months ago
Meanwhile in Germany, we still need a note from our moms to pay for stuff :(
Score: 3 Votes (Like | Disagree)

Popular Stories

Apple Logo Black

Apple Just Made Its Second-Biggest Acquisition Ever After Beats

Thursday January 29, 2026 10:07 am PST by
Apple today confirmed to Reuters that it has acquired Q.ai, an Israeli startup that is working on artificial intelligence technology for audio. Apple paid close to $2 billion for Q.ai, according to sources cited by the Financial Times. That would make this Apple's second-biggest acquisition ever, after it paid $3 billion for the popular headphone and audio brand Beats in 2014. Q.ai has...
imac video apple feature

Apple Unveils First New Products of 2026

Monday January 26, 2026 1:55 pm PST by
Apple today introduced its first two physical products of 2026: a second-generation AirTag and the Black Unity Connection Braided Solo Loop for the Apple Watch. Read our coverage of each announcement to learn more:Apple Unveils New AirTag With Longer Range, Louder Speaker, and More Apple Introduces New Black Unity Apple Watch BandBoth the new AirTag and the Black Unity Connection Braided...
iPhone 5s

iPhone 5s Gets New Software Update 13 Years After Launch

Monday January 26, 2026 3:56 pm PST by
Alongside iOS 26.2.1, Apple today released an updated version of iOS 12 for devices that are still running that operating system update, eight years after the software was first released. iOS 12.5.8 is available for the iPhone 5s and the iPhone 6, meaning Apple is continuing to support these devices for 13 and 12 years after launch, respectively. The iPhone 5s came out in September 2013,...
Apple Creator Studio

Apple's Next Launch is Today

Tuesday January 27, 2026 2:39 pm PST by
Update: Apple Creator Studio is now available. Apple Creator Studio launches this Wednesday, January 28. The all-in-one subscription provides access to the Final Cut Pro, Logic Pro, Pixelmator Pro, Motion, Compressor, and MainStage apps, with U.S. pricing set at $12.99 per month or $129 per year. A subscription to Apple Creator Studio also unlocks "intelligent features" and "premium...
apple silicon 1 feature

Apple Responds to Skyrocketing RAM and Storage Chip Prices

Thursday January 29, 2026 2:40 pm PST by
On an earnings call with equity analysts today, Apple CEO Tim Cook responded to fast-rising RAM and SSD storage chip prices in the supply chain. Prices for RAM and NAND storage chips are surging lately due to high demand from companies building out AI servers, resulting in supply constraints. Cook said that rising memory chip prices had a "minimal impact" on Apple's gross margin in the...