Apple Extends Internal iOS 11.1 Apple Pay Cash Testing to Retail Employees

Starting in early October, Apple corporate employees in the United States began testing Apple Pay Cash internally in the iOS 11.1 beta, suggesting the person-to-person Apple Pay feature could be introduced in iOS 11.1 despite its current absence from the iOS 11.1 developer beta.

Apple has now expanded its internal Apple Pay Cash feature to its retail employees, making it available to a much wider range of people for testing purposes.

applepaycashsettings
Retail employees gained access to the feature today and have been asked to install both the iOS 11.1 beta and an additional internal-only beta profile to unlock the Apple Pay Cash feature. According to the retail employee who spoke to MacRumors, Apple is also requiring iCloud accounts to be whitelisted to use Apple Pay Cash.

The Apple Pay Cash setup process can be seen in the screenshot below -- it asks customers to verify their identity with name, address, and social security number.

applepaycashsetup
Apple Pay Cash works through the Messages app and is designed to allow for quick person-to-person money transfers, much like Square Cash or Venmo. It's available as a dedicated iMessage app in the built-in Messages app, with cash transferred through iMessage transactions. Though most Apple Pay Cash coverage has focused on the iPhone, money can also be sent using an Apple Watch.

applepaycashsendcash
When sending cash, it can be sent from a linked debit or credit card, while received cash is stored in an Apple Pay Cash card in Wallet that can be used for purchases or sent to a bank account. Sending cash through a credit card incurs a 3% fee, while sending cash from a debit card is free.

The Apple Pay Cash card available in Wallet is being made available through a partnership with Green Dot, a company that offers prepaid Discover cards.

For Apple Pay Cash to work, both parties need to have the feature enabled and activated. Money can only be sent in a one-on-one message, with Apple Pay Cash not available in group messages.

On the Apple Watch, the interface requires you to scroll past the Scribble icon in the Messages app to access the Apple Pay button. Tapping on it allows users to enter a dollar amount using the Digital Crown or on-screen buttons. Payment is then confirmed via a double click on the Digital Crown, but scrolling down allows for users to choose a different payment source than the default.

Apple first announced person-to-person Apple Pay as an iOS 11 feature at its Worldwide Developers Conference in June, but it was not implemented in any of the iOS 11 betas and towards the end of the beta testing period, Apple confirmed it would be coming in a future iOS 11 update.

Apple Pay Cash is not present in the current iOS 11.1 beta available to developers and public beta testers, but given the expanded internal beta test, it appears Apple is nearly finished with the feature and is gearing up to release it as part of the iOS 11.1 update.

Related Roundup: Apple Pay

Top Rated Comments

Kaibelf Avatar
47 months ago
I really feel that this particular feature will be a tipping point for many people to finally get into cashless day to day life and understand it’s not that scary.
Score: 23 Votes (Like | Disagree)
sw1tcher Avatar
47 months ago
The Apple Pay Cash setup process can be seen in the screenshot below -- it asks customers to verify their identity with name, address, and social security number.
Really, Apple? Why do we need to verify our identity with a social security number? A social security number is not meant for identification purposes. Let's stop doing this, okay? Thanks
Score: 16 Votes (Like | Disagree)
Böhme417 Avatar
47 months ago
You must live a very sheltered-life. I can't find a retail shop or restaurant that I go to which does NOT accept Apple Pay.
They must live a sheltered life because they don't only go to the same places you do? That comment sounds like the situation is reversed.

I can definitely name more places that DON'T take it than do.
Score: 15 Votes (Like | Disagree)
Will.O.Bie Avatar
47 months ago
I really feel that this particular feature will be a tipping point for many people to finally get into cashless day to day life and understand it’s not that scary.
Another way to move away from carrying cash and credit cards. It already started for me a when Apple Pay was introduced. I hardly ever take my wallet out of my pocket nowadays, albeit, the establishments I frequent offer Apple Pay, but you you made a good point that cashless day to day life is not as bad as it seems. I actually find it very convenient and efficient to use. I no longer have to deal with kids giving me the wrong change because they can't count simple math lol.

This is a personal preference so it may be different with other people and their personal experiences. I wish they would do the same with digital driver's license so I DEFINITELY don't have to carry a bulky wallet anymore.
Score: 13 Votes (Like | Disagree)
flat five Avatar
47 months ago
i'm certain that myself, along with a few co-workers, will use this capability pretty much every single day..
also, within my family, i think we'll use it often.
[doublepost=1507937809][/doublepost]
Do people really need to pass cash (or equivalent) back and forth that often? (I never do.)
every day at lunch..
either talk the server into giving separate checks then everybody pays individually..
or
everybody adds their share of the cash into the pot.. (never happens)
or
everybody with cash pays the person without cash who then pays the bill on a card
or
go to the bar to get change so everybody can cash out properly ("oh.. i only have twenties" -- times 5).. give cash to the one person with no cash.. (this last one is the way it usually plays out)
or
IOUs

etcetc.

with peer to peer apple pay.. this process becomes so much easier..
everybody just texts their portion to the one person who then pays the bill..

i'm not exaggerating-- the above scenario is a daily occurrence for me :)
Score: 10 Votes (Like | Disagree)
Kaibelf Avatar
47 months ago
Really, Apple? Why do we need to verify our identity with a social security number? A social security number is not meant for identification purposes. Let's stop doing this, okay? Thanks
Talk to the banks, not Apple. They are the ones who use your SS# to verify and link direct access to a checking account, which is what this does.
Score: 9 Votes (Like | Disagree)

Top Stories

tracking disabled ios 14 5

Analytics Suggest 96% of Users Leave App Tracking Disabled in iOS 14.5

Friday May 7, 2021 1:51 am PDT by
An early look at an ongoing analysis of Apple's App Tracking Transparency suggests that the vast majority of iPhone users are leaving app tracking disabled since the feature went live on April 26 with the release of iOS 14.5. According to the latest data from analytics firm Flurry, just 4% of iPhone users in the U.S. have actively chosen to opt into app tracking after updating their device...
tile amazon sidewalk integration

Tile to Leverage Amazon Echo and Ring Devices to Better Compete With AirTags

Friday May 7, 2021 2:07 pm PDT by
Amazon today announced that it is teaming up with Tile to add Amazon Sidewalk integration to Tile's Bluetooth trackers. Amazon Sidewalk, for those unfamiliar, is a network of Amazon Bluetooth devices that's designed to improve the connectivity of devices like the Ring and Amazon Echo. Tile will now be joining Amazon Sidewalk, and through this integration, Amazon Echo and Ring devices will be ...
Top Stories 59 Feature

Top Stories: Epic Games vs. Apple, Hidden AirTag Mode, Apple Music Hi-Fi, Colorful MacBook Air?

Saturday May 8, 2021 6:00 am PDT by
While we wait for the newly introduced iMac, iPad Pro, and Apple TV models to launch later this month, this week saw the kickoff of the big Epic Games v. Apple trial, with lots of juicy tidbits coming out as the two sides make their arguments. This week also saw some rumors about a Hi-Fi tier for Apple Music, more biometric sensing capabilities for Apple Watch, and timing for the...
airtag hacked

AirTag Successfully Hacked to Show Custom URL in Lost Mode

Monday May 10, 2021 1:52 am PDT by
The inevitable race to hack Apple's AirTag item tracker has reportedly been won by a German security researcher, who managed to break into the device's microcontroller and successfully modify its firmware. Yesss!!! After hours of trying (and bricking 2 AirTags) I managed to break into the microcontroller of the AirTag! 🥳🥳🥳/cc @colinoflynn @LennertWo pic.twitter.com/zGALc2S2Ph— stacksmashing ...
macbook colors 3d black bezels

Prosser: Next MacBook Air Could Come in Colors Similar to iMac

Friday May 7, 2021 6:55 am PDT by
According to Apple leaker Jon Prosser, Apple's upcoming release of the MacBook Air will feature various colors, similar to the colors in the newly released 24-inch iMac. In the latest video of his YouTube channel Front Page Tech, Prosser says the same source who accurately provided him information on the first Apple silicon iMac coming in colors has told him that he recently saw a prototype...
zoom app icon

Apple Gave Zoom Access to Special API to Use iPad Camera During Split View Multitasking

Sunday May 9, 2021 2:00 am PDT by
Zoom, a hallmark platform used by millions during the global health crisis, has been given access to a special iPadOS API that allows the app to use the iPad camera while the app is in use in Split View multitasking mode. This case of special treatment was first brought to attention by app developer Jeremy Provost, who, in a blog post, explains that Zoom uses a special API that allows the...
Apple 5G Modem Feature

Kuo: Apple-Designed 5G Modem May Debut in iPhones as Early as 2023

Sunday May 9, 2021 10:02 pm PDT by
Apple plans to adopt its own custom-designed 5G baseband chip starting with the 2023 iPhones, meaning it'll no longer need to rely on Qualcomm to supply the 5G cellular modem for the iPhone, Apple analyst Ming-Chi Kuo said today in an investors note obtained by MacRumors. According to Kuo, Apple plans to include its own custom-designed 5G baseband chip starting with the launch of the 2023...
3d printed airtag case siri remote

3D-Printed Case Lets You Attach an AirTag to Your Apple TV Remote

Monday May 10, 2021 8:11 am PDT by
Apple recently released a redesigned Siri Remote with a physical clickpad, but if you have an original Siri Remote laying around that you still plan on using, you may be interested in getting an AirTag case for the remote. Etsy user PrintSpiredDesigns has capitalized on the opportunity with a new 3D printed, made-to-order AirTag case for the original Siri Remote. The remote slides into the...
iPhone 13 Camera Backs

iPhone 13 Models Will Be Slightly Thicker and Will Have Larger Camera Bumps

Monday May 10, 2021 10:41 am PDT by
Apple's upcoming iPhone 13 models will be slightly thicker than the iPhone 12 models and will also feature larger, thicker camera bumps with lenses that protrude less, according to iPhone 13 schematics seen by MacRumors. The new iPhone 13 and 13 Pro models are expected to feature a thickness of 7.57mm, up from 7.4mm in the iPhone 12 models. That's an increase of 0.17mm, which won't be hugely ...
ifixit m1 macbook teardown

Leaked MacBook Schematics Have Aided Independent Technicians Performing Complicated Repairs

Monday May 10, 2021 8:51 am PDT by
Independent technicians have reportedly been able to use leaked MacBook schematics to aid repairs (via Vice). Last month, Apple supplier Quanta Computer was hit with an attack by the ransomware group known as "REvil," leading to a large quantity of internal Apple documents about both released and unreleased devices being exposed. The leaked PDFs, available on a number of forums and online...