Most U.K. Apple Pay Terminals Now Support Transactions Above £30

Most shop tills in the U.K. that take Apple Pay now accept mobile payments above £30, The Telegraph reported on Sunday. Jennifer Bailey, head of Apple's payment arm, said over half of contactless payment terminals in the country are now able to take Apple Pay transactions of any value.

Previously, most contactless card readers have adhered to the £30 upper limit, which is meant to prevent fraud when a pin isn't used. However, Apple's Touch ID approval system on iPhones and iPads provides the extra security to enable payments of any value.

The upgrades, which Ms Bailey said applied to hundreds of thousands of terminals, means shoppers in many places can make payments of any value without taking their wallet with them.
Apple Pay's ability to approve high-value payments could turn out to be a significant advantage over contactless cards, following some reports that mobile payments have struggled to gain traction among consumers. The mobile wallet also has to compete against rivals Android Pay and Samsung Pay.

However, Apple says Apple Pay transactions in the U.K. have grown by 300 percent in the last year, with 23 banks now supporting the service. "Our momentum has been fantastic. We're really excited about the progress," Bailey told the Telegraph.

Retailers in the U.K. now accepting the higher-value payments include supermarkets such as Waitrose and Sainsbury's, and restaurants including Pizza Express and Nando's.

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35 months ago
What we really need is a proper, up to date list of shops that support limitless transactions.

The article only gave us Nando's, Pizza Express, Waitrose, and Sainsbury's. We need to know the full list to avoid the acutely British embarrassment of having to ask the cashier to activate contactless on an above-£30 spend only to have it rejected as the terminal hasn't been updated.
Rating: 7 Votes
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35 months ago
Used Apple Pay like crazy in the last days on my Apple Watch as it became available in Italy.

No limits on transactions here. It works like magic by the way, it's all a ooh aah around me when I use it. Fantastic.
Rating: 4 Votes
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35 months ago
Great news. Apple Pay is so convenient - especially on the Apple Watch.

One thing which would be nice is updated signage/branding on the terminals which support unlimited transactions (something as simple as a sticker would work). Can be awkward when trying and failing. Some staff are also on the ball and let you know when they support over £30 transactions which reduces trial and error.
Rating: 2 Votes
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35 months ago
Has anyone here used Apple Pay in Sainsbury's for over £30 and it went through ok?
Rating: 1 Votes
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35 months ago
About time
Rating: 1 Votes
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35 months ago
Sainsbury's and M&S confirmed near me in Beckenham.
Rating: 1 Votes
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35 months ago

The last time I was shopping in Lidl, the staff were certain that the £30 limit was in place for Apple Pay as well, so they put my shopping through in 2 transactions.


Must have been a while ago, then. Even a year ago 9to5mac readers were reporting that Lidl had lifted its limits.

https://9to5mac.com/2016/06/03/apple-pay-uk-unlimited-value-purchases/

I also found this old thread on Moneysavingexpert which may shed some light on which retailers have also lifted the £30 limit.

http://forums.moneysavingexpert.com/showthread.php?p=70770896
Rating: 1 Votes
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35 months ago

I use Apple Pay on an almost daily basis at Sainsbury's as it's only 200 yards away. Works for any amount.


If your username has anything to do with where you live, I know which Sainsbury's that is ;)
Rating: 1 Votes
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35 months ago
I find the biggest issue is nowhere seems to advertise the limit has been removed, I note Lidl removed the limit a long time ago I found by chance when the contactless symbol was displayed for a £60 transaction, so I tried.

Yet Tesco always shows the contactless symbol so I tried and it was declined as over £30.

Apple neess compel retailers to indicate the Apple Pay logo on the terminal screen so you know you can pay over £30, opposed to the contactless logo which is essentially £30.
Rating: 1 Votes
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35 months ago
My experience with Apple Pay over £30:
Lidl, Aldi, Nandos, IKEA, Nike, Chiquitos, M&S, Lush
Rating: 1 Votes
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