apple_pay_phone_handA few banks out of the United Kingdom today have announced Apple Pay support for their customers, including Lloyds Bank, Bank of Scotland, and Halifax (a division of Bank of Scotland). Lloyds had previously told its customers that Apple Pay support would be coming "very soon" back in August.

The three new banks join a growing list of UK Apple Pay participating issuers including: American Express, MBNA, Nationwide, NatWest, Royal Bank of Scotland, Santander, Ulster Bank, First Direct, and HSBC.

Still listed on the Coming Soon section of the UK Apple Pay website are M&S Bank and TSB, and although Barclays confirmed "imminent" support of Apple Pay in the UK back in July, it has yet to join in support of the service.

Apple Pay officially launched in the UK on July 13 with more than 250,000 retail locations backing the contactless payments service. In the weeks following its announcement, the service has grown its roster of supporting retail partners and financial institutions, along with expanding the upper limit for transactions on the service to £30 per transaction instead of £20.

Update: M&S Bank has begun a roll-out process of support for Apple Pay, mentioning that some customers will be able to add their M&S Bank-issued credit and debit cards into Apple Pay during the roll-out.

Related Roundup: Apple Pay

Top Rated Comments

0098386 Avatar
88 months ago
Just gave it a try in Mcdonalds. Cashier person asked me if I wanted to pay by card, pulled out phone "Gonna give this a try!". When it worked I squeaked. We laughed. I drunk the milkshake. I died a little.
Score: 15 Votes (Like | Disagree)
wsc9005 Avatar
88 months ago
Where in the UK do you live? all Tescos in central London accept Apple Pay.
London is essentially a different country :P

None of the Tesco stores in Edinburgh and Glasgow accept contactless.
Score: 3 Votes (Like | Disagree)
Manatlt Avatar
88 months ago
Slowly moving from Barclays to Nationwide. Moving all of my money to them. Barclays has disappointed me with not supporting Apple Pay. The only major bank. Disgrace.

I enjoy Apple Pay so much
Score: 3 Votes (Like | Disagree)
The Bogeyman Avatar
88 months ago
Haha I'm so glad I don't bank with Barclays! They really have shot themselves in the foot over this. Really hope that they lose loads of customers because of it. They lost me years ago due to their abysmal customer service.

Moaning aside, I have been using Apple Pay for a month or so, and I really like it. It always shocks cashiers who aren't expecting me to pay with my watch!

Someone asked about Shell petrol stations above, and I don't know about them, but in the UK, if the shop accepts contactless payments at all, they will accept Apple Pay with no bother. This means that they may not advertise it, but there are simply thousands of places you can use it. Although annoyingly not at Sainsbury's or Tesco.
Score: 2 Votes (Like | Disagree)
rbrian Avatar
88 months ago
London is essentially a different country :p

None of the Tesco stores in Edinburgh and Glasgow accept contactless.
Ah. First Direct looks good. Although says there's a £10 monthly charge to hold an account with them? I never understood banks charging for use of a bank account, why should I pay them to store my money? It's not a lot though and the £125 switch reward is quite enticing.
Or in the North East of England.

I asked our express store when they'll get contactless as its on a business park of 10,000 people. She said maybe this year but probably early next year.

Considering 80% of their custom is lunch time £3 meal deals, it's annoying they're taking so long.
I use the self checkout most of the time. The software has been updated - you can see the contactless option on the select payment page - but it's greyed out, obviously because the hardware isn't there. Tesco has many thousands of tills, it would cost quite a lot to upgrade them all, so I wouldn't hold your breath. M&S already did, but then they don't charge just prices, they charge M&S prices, so they can afford it.
Score: 2 Votes (Like | Disagree)
Ap0ks Avatar
88 months ago
I just managed to register two MasterCard cards issued by Bank of Scotland, and Halifax. Hence maybe just few unfortunate ones? :(
I had to call through to verify my Halifax Clarity Mastercard and the agent said it wouldn't go through the MasterCard portal at the moment, apparently they have to contact Apple to push it through the system :( My Halifax Visa debit card worked fine though.

Ah. First Direct looks good. Although says there's a £10 monthly charge to hold an account with them? I never understood banks charging for use of a bank account, why should I pay them to store my money? It's not a lot though and the £125 switch reward is quite enticing.
Why would you not pay them to store your money? Somebody needs to buy the padlock :D

I think it's more to do with government regulation and them having to hold more money/ring-fence customer money which means they don't see a great margin in the retail banking divisions. I'm guessing they'd rather not have the investment division's profit subsidising retail banking when they could just get the money from customers.
Score: 2 Votes (Like | Disagree)

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