With Apple Pay's launch likely just days or perhaps weeks away, "card tech" startup Plastc today announced its plans for its new digital wallet, replacing credit cards, debit cards, RFID access cards, gift cards and more. On paper, Plastc promises to go above and beyond competitor Coin, offering an expanded set of features that are better optimized for today's new wireless mobile payment future.

remote_security_card
The Plastc card allows users to store up to 20 cards or barcodes on its internal flash memory and ships with a companion iOS Wallet app that lets users manage the card. Plastc looks like a standard 0.8-millimeter-thick credit card, but it features an eInk touchscreen display for selecting stored content, Bluetooth to connect to an iPhone, rewritable RFID, and support for payment technologies such as magnetic stripes, NFC, and EMV chip and PIN. It also includes wireless induction charging and a remote wipe feature that lets users erase the card in case of theft or loss.

Though its feature set is impressive, Plastc will be competing with the upcoming Apple Pay, which is scheduled to launch this month with broad industry support. Apple has worked on Apple Pay with all three major credit card companies, several major banks, and a variety of retail partners such as Macy's, Walgreens, McDonald's, Whole Foods, Disney and others.

plastc-card
Despite this competitive threat, Plastc COO Ryan Marquis told The Verge that he is optimistic about the company's future.

"Ultimately a cloud-based digital wallet will be the winner," says Marquis, "but with our technology, we can allow consumers to build a digital wallet using a form factor that they’re used to today." Marquis says there are still many use cases where we need physical cards like subway ticketing machines, ATMs, and gas pumps. "I will utilize Apple Pay because it’s simple and easy, but there are so many use cases in our world where I’m still going to need a physical card," he says. "There are so many things that point-of-sale machines just aren’t ready for yet."

Similar to Coin which was announced last year and has yet to ship, Plastc is available now only for pre-order. The card costs $155 and is expected to ship next summer.

Top Rated Comments

Zxxv Avatar
89 months ago
It has to be free. Sell it to banks not end users.
Score: 14 Votes (Like | Disagree)
gleepskip Avatar
89 months ago
I suppose this could help in filling the gap while we wait for Apple Pay ubiquity, but Plastic's future will be short-lived.

Edit: It's too bad because, a few years ago, a cool card like this would have been drool-worthy.
Score: 9 Votes (Like | Disagree)
DTphonehome Avatar
89 months ago
It's going to be a very long time before NFC-based readers are ubiquitous enough to replace standard magnetic stripe and chip-based credit card readers. This product definitely has a use for the foreseeable future. However, the $155 price tag seems a bit steep.
Score: 6 Votes (Like | Disagree)
r-m Avatar
89 months ago
This is way better than Apple Pay. Especially in the UK.
Looks like this card works with chip n pin, and nfc. Whilst apple pay has it's slow rollout, this card can already be used in many many place and works just like I want out of an all-in-one solution!
Apple pay's current plans won't match this for me. Again, especially in the UK.
Score: 5 Votes (Like | Disagree)
sailmac Avatar
89 months ago
Developed mild interest as I read along. Then got to the $155 price and felt the whole thing deflate like a cartoon balloon.
Score: 4 Votes (Like | Disagree)
techwhiz Avatar
89 months ago
The reason why it is sold to consumers is banks turned down the concept of programmable credit cards over ten years ago. I see this as a loser for several reasons.

1) Confiscations. It now becomes now a technical effort instead of the classic "grab and cut" in front of the customer that has been around since the 70's.
Never seen it and this is not really relavent.


2) ID theft. This makes credit card cloning way too easy.
How so? It's no different than now.


3) Loss. You loose this card and you loose multiple credit cards at once.
Like losing your wallet???

4) Data integrity. Since it is programmable, what are the chances of data corruption in the Flash memory inside the card? What about card bending, static electricity, humidity and electromagnetic interference? The simple mangetic strip card has been around for almost fourty years because it passes all these stress tests.
Flash corruption? Flash can/does have ECC.
Static electricity? Not a problem as long as you design for ESD resistance.
Humidity? Hermetically seal it. There are no user serviceable parts inside.

None of what you outline has to be an issue in a well thought out design.

5) Replacement. Here the cost is higher. Most banks will send you a new credit card overnight just so you can keep on spending. This company? What is their replacement policy?
You lose it, you pay to replace. It's not like a plastic slab with a magnetic strip that costs all of $.30 to produce.

6) Branding. Banks love to have custom and colorful artwork on their cards. This card reduces the corporate image of the company to an ePaper gray scale display.
And? What's that got to do with my wallet?
Score: 3 Votes (Like | Disagree)

Top Stories

Pro Display XDR Yella

Apple Working on External Display With Built-In A13 Chip

Friday July 23, 2021 9:37 am PDT by
Apple is developing an external display that includes an A13 chip with Neural Engine, according to a new rumor from 9to5Mac. The A13 chip with Neural Engine would presumably serve as an eGPU, though details are light at this time. Having a CPU/GPU built into the external display could help Macs deliver high-resolution graphics without using all the resources of the computer's internal chip....
iOS 14 on iPhone feature emergency

Apple Releases iOS and iPadOS 14.7.1 With Fix for Touch ID Apple Watch Bug

Monday July 26, 2021 9:48 am PDT by
Apple today released iOS and iPadOS 14.7.1, minor bug fix updates that come just a week after the release of iOS 14.7, software that introduced new Apple Card features and support for the MagSafe Battery Pack. The iOS and iPadOS 14.7.1 updates can be downloaded for free and the software is available on all eligible devices over-the-air in the Settings app. To access the new software, go to...
discount m1 macbook yellow

Deals: Shop Record Low Prices Across Apple's Full MacBook Pro and MacBook Air Lineup (Up to $499 Off)

Friday July 23, 2021 8:23 am PDT by
Apple's MacBook Pro and MacBook Air lineup is seeing all-time low discounts across the board today, including the 2019 16-inch MacBook Pro, 2020 13-inch MacBook Air, and 2020 13-inch MacBook Pro. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. 13-Inch M1...
iphone 12 pro gold

Report: iPhone 14 Pro Models to Feature Tough Titanium Alloy Chassis

Monday July 26, 2021 1:12 am PDT by
Next year's "iPhone 14" series is expected to feature high-end models with a new titanium alloy chassis design, claims a new investors report by JP Morgan Chase. According to the report, the use of titanium alloy will be one of the biggest changes to the case design in the 2022 iPhone series, and Foxconn will be the exclusive manufacturer of the titanium frames for the high-end models....
FaceID iMac REREREREMIX

Gurman: Face ID on the Mac Coming Within a 'Couple of Years'

Sunday July 25, 2021 7:09 am PDT by
Apple plans to bring Face ID to the Mac within the next "couple of years," respected Bloomberg journalist Mark Gurman said today in the latest edition of his Power On newsletter. In the newsletter, Gurman says that he believes Apple's ultimate goal is to shift all of its products to Face ID, including the lower-end iPhones such as the iPhone SE and the iPad Air, which feature Touch ID....
airpods 3 gizmochina Feature

AirPods 3 Rumored to Launch Alongside iPhone 13 at Expected September Event

Friday July 23, 2021 12:54 am PDT by
The third-generation AirPods will likely launch at the same event revealing Apple's upcoming iPhone 13 lineup, according to a report from DigiTimes, which makes the claim citing sources familiar with the matter. The report as a whole echoes previous reporting that production of the third-generation AirPods will kickstart in August, meaning a launch shortly after can be easily expected. DigiTi...
imac with accessories

Larger Redesigned High-End iMac Rumored to Launch Next Year

Monday July 26, 2021 3:45 am PDT by
Apple's larger redesigned iMac will arrive sometime in 2022 rather than later this year, according to the leaker known as "Dylandkt." On Twitter, Dylandkt claimed that Apple's "high end iMac" is not expected to release in the fourth quarter of 2021 alongside Apple's "M1X Macs" – a reference to Apple's redesigned MacBook Pro models – because "Apple simply does not want their devices to...
apple bitcoin hack

Is Apple Really Buying Bitcoin?

Monday July 26, 2021 3:07 am PDT by
A large number of websites and posts on social media are stoking rumors that Apple has purchased $2.5 billion worth of bitcoin in the company's first move into cryptocurrency, but is there any validity to the claims? Many people are citing the fact that Apple was looking for a Business Development Manager with experience in alternative payments, including cryptocurrency, earlier this year as ...
apple mac business page

Apple Shares 11 Reasons Why Business Users Should Choose Macs

Monday July 26, 2021 11:35 am PDT by
Apple today updated its Apple at Work website with a new section dedicated to the Mac, which offers up 11 reasons why "Mac means business." On the webpage, Apple highlights the M1 chip as the number one reason why business users should choose a Mac, offering up an M1 overview [PDF] that explains the benefits of the M1 chip. The information isn't new, but it does provide a look at all of...
magsafe battery pack iphone 12 mini

Top Stories: Hands-On With MagSafe Battery Pack, iPhone 13 Always-On Display?

Saturday July 24, 2021 6:00 am PDT by
Apple's new MagSafe Battery Pack is now available, and we went hands-on this week for some early impressions of the new accessory to get more battery life out of Apple's iPhone 12 lineup. Subscribe to the MacRumors YouTube channel for more videos. This week also saw a number of rumors about the upcoming redesigned MacBook Pro models, the iPhone 13 lineup, the next-generation iPad mini, a new...