With Apple Pay's launch likely just days or perhaps weeks away, "card tech" startup Plastc today announced its plans for its new digital wallet, replacing credit cards, debit cards, RFID access cards, gift cards and more. On paper, Plastc promises to go above and beyond competitor Coin, offering an expanded set of features that are better optimized for today's new wireless mobile payment future.

remote_security_card
The Plastc card allows users to store up to 20 cards or barcodes on its internal flash memory and ships with a companion iOS Wallet app that lets users manage the card. Plastc looks like a standard 0.8-millimeter-thick credit card, but it features an eInk touchscreen display for selecting stored content, Bluetooth to connect to an iPhone, rewritable RFID, and support for payment technologies such as magnetic stripes, NFC, and EMV chip and PIN. It also includes wireless induction charging and a remote wipe feature that lets users erase the card in case of theft or loss.

Though its feature set is impressive, Plastc will be competing with the upcoming Apple Pay, which is scheduled to launch this month with broad industry support. Apple has worked on Apple Pay with all three major credit card companies, several major banks, and a variety of retail partners such as Macy's, Walgreens, McDonald's, Whole Foods, Disney and others.

plastc-card
Despite this competitive threat, Plastc COO Ryan Marquis told The Verge that he is optimistic about the company's future.

"Ultimately a cloud-based digital wallet will be the winner," says Marquis, "but with our technology, we can allow consumers to build a digital wallet using a form factor that they’re used to today." Marquis says there are still many use cases where we need physical cards like subway ticketing machines, ATMs, and gas pumps. "I will utilize Apple Pay because it’s simple and easy, but there are so many use cases in our world where I’m still going to need a physical card," he says. "There are so many things that point-of-sale machines just aren’t ready for yet."

Similar to Coin which was announced last year and has yet to ship, Plastc is available now only for pre-order. The card costs $155 and is expected to ship next summer.

Top Rated Comments

Zxxv Avatar
92 months ago
It has to be free. Sell it to banks not end users.
Score: 14 Votes (Like | Disagree)
gleepskip Avatar
92 months ago
I suppose this could help in filling the gap while we wait for Apple Pay ubiquity, but Plastic's future will be short-lived.

Edit: It's too bad because, a few years ago, a cool card like this would have been drool-worthy.
Score: 9 Votes (Like | Disagree)
DTphonehome Avatar
92 months ago
It's going to be a very long time before NFC-based readers are ubiquitous enough to replace standard magnetic stripe and chip-based credit card readers. This product definitely has a use for the foreseeable future. However, the $155 price tag seems a bit steep.
Score: 6 Votes (Like | Disagree)
r-m Avatar
92 months ago
This is way better than Apple Pay. Especially in the UK.
Looks like this card works with chip n pin, and nfc. Whilst apple pay has it's slow rollout, this card can already be used in many many place and works just like I want out of an all-in-one solution!
Apple pay's current plans won't match this for me. Again, especially in the UK.
Score: 5 Votes (Like | Disagree)
sailmac Avatar
92 months ago
Developed mild interest as I read along. Then got to the $155 price and felt the whole thing deflate like a cartoon balloon.
Score: 4 Votes (Like | Disagree)
techwhiz Avatar
92 months ago
The reason why it is sold to consumers is banks turned down the concept of programmable credit cards over ten years ago. I see this as a loser for several reasons.

1) Confiscations. It now becomes now a technical effort instead of the classic "grab and cut" in front of the customer that has been around since the 70's.
Never seen it and this is not really relavent.


2) ID theft. This makes credit card cloning way too easy.
How so? It's no different than now.


3) Loss. You loose this card and you loose multiple credit cards at once.
Like losing your wallet???

4) Data integrity. Since it is programmable, what are the chances of data corruption in the Flash memory inside the card? What about card bending, static electricity, humidity and electromagnetic interference? The simple mangetic strip card has been around for almost fourty years because it passes all these stress tests.
Flash corruption? Flash can/does have ECC.
Static electricity? Not a problem as long as you design for ESD resistance.
Humidity? Hermetically seal it. There are no user serviceable parts inside.

None of what you outline has to be an issue in a well thought out design.

5) Replacement. Here the cost is higher. Most banks will send you a new credit card overnight just so you can keep on spending. This company? What is their replacement policy?
You lose it, you pay to replace. It's not like a plastic slab with a magnetic strip that costs all of $.30 to produce.

6) Branding. Banks love to have custom and colorful artwork on their cards. This card reduces the corporate image of the company to an ePaper gray scale display.
And? What's that got to do with my wallet?
Score: 3 Votes (Like | Disagree)

Related Stories

General Apps Messages

Android iMessage Competitor Puts Pressure on Apple

Friday July 30, 2021 3:15 am PDT by
Google and the three major U.S. carriers, including Verizon, AT&T, and T-Mobile, will all support a new communications protocol on Android smartphones starting in 2022, a move that puts pressure on Apple to adopt a new cross-platform messaging standard and may present a challenge to iMessage. Verizon recently announced that it is planning to adopt Messages by Google as its default messaging...
iphone 13 teal with text

Apple Begins Preparation for iPhone 13 Production Ahead of Fall Launch

Monday June 28, 2021 3:29 am PDT by
We're just a few months away from when Apple is expected to reveal the 2021 iPhone, dubbed the "iPhone 13." In preparation for its launch, it has been pulling in shipments of different components needed to produce the new iPhones, according to a report from DigiTimes. In years past, Apple released its latest iPhone lineup, alongside a new Apple Watch, during a September event at Apple Park....
studio buds family

Beats Studio Buds Debuting Today With Active Noise Cancellation, Stemless Design, and More for $150

Monday June 14, 2021 8:00 am PDT by
We've seen a lot of teasers about the Beats Studio Buds over the past month since they first showed up in Apple's beta software updates, and today they're finally official. The Beats Studio Buds are available to order today in red, white, and black ahead of a June 24 ship date, and they're priced at $149.99. The Studio Buds are the first Beats-branded earbuds to truly compete with AirPods...
bluetti eb70 main

MacRumors Giveaway: Win a Bluetti EB70 Portable Power Station and 200W Solar Panel

Friday September 3, 2021 11:13 am PDT by
For this week's giveaway, we've teamed up with MAXOAK to offer MacRumors readers a chance to win a Bluetti portable power station and an accompanying solar panel. Bluetti makes a range of portable power station options that are useful for camping, emergencies, power outages, off-grid living, and similar situations. The Bluetti EB70 is a solid middle of the road option that offers 716Wh and...
apple privacy

Apple Publishes FAQ to Address Concerns About CSAM Detection and Messages Scanning

Monday August 9, 2021 1:50 am PDT by
Apple has published a FAQ titled "Expanded Protections for Children" which aims to allay users' privacy concerns about the new CSAM detection in iCloud Photos and communication safety for Messages features that the company announced last week. "Since we announced these features, many stakeholders including privacy organizations and child safety organizations have expressed their support of...
macos catalina legacy system extension alert

Apple Begins Warning Users That 'Legacy System Extensions' Won't Work With a Future Version of macOS

Wednesday March 25, 2020 9:53 am PDT by
Apple has shared a new support document that indicates kernel extensions — which it calls "legacy system extensions" — will not be compatible with a future version of macOS because they "aren't as secure or reliable as modern alternatives."System extensions are a category of software that works in the background to extend the functionality of your Mac. Some apps install kernel extensions, which...
General Spotify Feature

Spotify Pauses Plans to Add AirPlay 2 Support to iOS App [Update: Spotify Clarifies]

Friday August 6, 2021 9:07 am PDT by
See update at bottom of article Spotify this week confirmed that its plans to add AirPlay 2 support to its iOS app have been placed on indefinite hiatus. In an online discussion forum post, a Spotify representative said the streaming music service had been working on supporting AirPlay 2, but the company has paused the efforts "for now" due to "audio driver compatibility issues." The...
youtube apple tv

YouTube Discontinuing 3rd-Generation Apple TV App, AirPlay Still Available

Wednesday February 3, 2021 3:09 pm PST by
YouTube is planning to stop supporting its YouTube app on the third-generation Apple TV models, where YouTube has long been available as a channel option. A 9to5Mac reader received a message about the upcoming app discontinuation, which is set to take place in March.Starting early March, the YouTube app will no longer be available on Apple TV (3rd generation). You can still watch YouTube on...
os x mountain lion macs 16x9 2

Apple Makes OS X Lion and Mountain Lion Free to Download

Wednesday June 30, 2021 12:19 pm PDT by
Apple recently dropped the $19.99 fee for OS X Lion and Mountain Lion, making the older Mac updates free to download, reports Macworld. Apple has kept OS X 10.7 Lion and OS X 10.8 Mountain Lion available for customers who have machines limited to the older software, but until recently, Apple was charging $19.99 to get download codes for the updates. As of last week, these updates no...
Pixel Stand 23W 668x445

Google Pixel 6 Rumored to Support 23W Wireless Charging, Beating iPhone 12's MagSafe

Wednesday September 1, 2021 1:54 am PDT by
Google is rumored to be working on a new wireless charging stand that could deliver 23W of charging power to its upcoming Pixel 6 and Pixel 6 Pro phones, according to a leaked inventory image published by Android Police. Image via Android Police. If true, that would beat the iPhone 12's maximum 15W wireless charging speed (or 12W on ‌iPhone 12 mini‌) using Apple's MagSafe charger, and...