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Walmart Still Doesn't Accept Apple Pay in the U.S. in 2026, Here's Why

As noted by 9to5Mac over the weekend, Walmart still does not accept contactless payment options like Apple Pay at its more than 4,500 stores across the U.S., and there is no indication that will be changing any time soon.

Apple Pay Walmart Feature
It is not just Apple Pay that is affected. Walmart also does not allow customers to use Google Pay or Samsung Pay, and you cannot tap a credit or debit card either. In other words, the NFC functionality on the payment terminals is turned off.

It is far from the first time that we have reported on this topic, but Walmart has still not changed course, despite endless customer complaints.

Last year, a Walmart spokesperson told MacRumors that the retailer remained focused on its own payment technologies in the Walmart app, including Walmart Pay and Scan & Go, but these options are not as convenient as one-tap Apple Pay.

To use Walmart Pay, customers must add a payment card to the Walmart app, and then scan a QR code displayed at the checkout to complete payment. This system allows Walmart to track a customer's purchase history and learn their habits, which is likely the biggest underlying reason that the retailer does not accept Apple Pay.

Scan & Go allows Walmart+ members to save time by scanning barcodes on items while they shop, rather than having to scan all of the items at a self-checkout register later. This can save you time, but Apple Pay is still not accepted.

Apple Pay has a lot of privacy protections, including hiding actual credit card numbers, and this would make it harder for Walmart to track customers.

Apple Pay launched more than 10 years ago, and it was accepted at more than 90 percent of U.S. retailers as of 2022, according to Apple. Some other major Apple Pay holdouts in the U.S. have reversed course and started accepting it over the past few years, including The Home Depot, Lowe's, Kroger, and Texas grocery store chain H-E-B, leaving Walmart as one of the country's only major retailers that does not accept Apple Pay.

Interestingly enough, Walmart has accepted Apple Pay in Canada since 2020, but apparently it is not willing to offer that luxury in America for now.

Related Roundup: Apple Pay
Tag: Walmart

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Top Rated Comments

7 weeks ago
Data harvesting and forcing people into their app and then also getting a credit card added to their accounts.

As usual it’s all about customer manipulation. Nothing at all to do with what customers actually want.
Score: 63 Votes (Like | Disagree)
Madmic23 Avatar
7 weeks ago

As someone from the UK, I read this article with genuine interest and mild shock. Not sure I've paid with anything other than my phone for anything for years now.

The only exception I can think of is my cleaner, so we have to remember every few weeks to get cash out of the machine with a card!
I laugh every time a USA payment story comes up. If you go to most restaurants there, they still take your card and walk away from the table with it, and then come back with a piece of paper for you to sign. Just bring a wireless debit/credit machine to the table and let me add the tip and pay with tap or by entering my chip and pin. It feels like going back in time.
Score: 28 Votes (Like | Disagree)
7 weeks ago
Can we stop calling this Apple Pay? This is simply NFC payments. Given Walmart has option within their app, suspect a big driver on this is tracking who is making the payment, and curbing costs paid to banks.
Score: 24 Votes (Like | Disagree)
Station Grey Avatar
7 weeks ago
As someone from the UK, I read this article with genuine interest and mild shock. Not sure I've paid with anything other than my phone for anything for years now.

The only exception I can think of is my cleaner, so we have to remember every few weeks to get cash out of the machine with a card!
Score: 24 Votes (Like | Disagree)
TechRunner Avatar
7 weeks ago
It aggravates me to no end to STILL have to slide a card into a slot to pay at Walmart. 'Tis a first-world problem, for sure. But it bugs me every single time.
Score: 21 Votes (Like | Disagree)
turbineseaplane Avatar
7 weeks ago
They don't offer ANY tap to pay, even with my normal real VISA card.

Drives me crazy.
Score: 19 Votes (Like | Disagree)