Best Buy and Apple Expand Upgrade+ Program to Include iMac and Mac Studio

Best Buy today announced it has expanded its Upgrade+ program to include select 24-inch iMac and Mac Studio models. Launched in October in partnership with Apple, the program provides interest-free monthly financing via Citizens Bank for select Macs purchased from Best Buy in the United States, similar to Apple's own iPhone Upgrade Program.

iMac 24 Apple Newsroom
For example, an approved customer can finance an iMac starting at $28.17 per month for 36 months. After 36 months, customers who purchase an eligible Mac will then have the options of making a final, higher payment to keep the Mac, returning the Mac, or returning the Mac and upgrading to a newer model through the program.

For example, Upgrade+ allows customers to finance:
- An iMac from $28.17/month for 36 months and the $286 final payment is due in month 37. Based on an original price of $1,299.99.
- A Mac laptop from $19.99/month for 36 months and the $280.35 final payment is due in month 37. Based on an original price of $999.99.

Upgrade+ also offers customers the option to finance the purchase of an AppleCare+ plan for their Mac and select Apple accessories. Best Buy Totaltech members who purchase an eligible Mac through the program will receive AppleCare+ at no additional charge for up to 24 months while their membership is active.

Other models available through the Upgrade+ program include the MacBook Air with the M1 chip or M2 chip, 13-inch MacBook Pro with the M2 chip, and 14-inch and 16-inch MacBook Pro with the M1 Pro and M1 Max chips.

More details about the program are available on Best Buy's website.

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Top Rated Comments

TheYayAreaLiving ?️ Avatar
19 months ago
$28.17 per month for 36 months for an iMac is actually not a bad deal at all. The only downside is that it will get outdated by the time you pay it off fully.
Score: 10 Votes (Like | Disagree)
robbietop Avatar
19 months ago



For example, an approved customer can finance an iMac starting at $28.17 per month for 36 months. After 36 months, customers who purchase an eligible Mac will then have the options of making a final 37th payment to keep the Mac, returning the Mac, or returning the Mac and upgrading to a newer model through the program.
"Hey honey, I feel like being a dumbass and paying for 36 months but refusing to pay a 37th time."
Score: 9 Votes (Like | Disagree)
ian87w Avatar
19 months ago

I don't get why anyone would do this
Think about it.
I can give Apple $2000 upfront for a mac, or I can finance it for 37 month interest free, and in the meantime, invest the money somewhere else. I'd rather do the later than giving all $2000 to Apple upfront.
Score: 9 Votes (Like | Disagree)
Act3 Avatar
19 months ago

I don't get why anyone would do this
interest free financing, and invest the cash instead would be valid reason
Score: 8 Votes (Like | Disagree)
Joe Rossignol Avatar
19 months ago

"Hey honey, I feel like being a dumbass and paying for 36 months but refusing to pay a 37th time."

Thank you, this is my big takeaway from this article. Is that really an option anyone would consider? hahaha
The 37th payment is higher. I updated the article to reflect that. For example:


* An iMac from $28.17/month1 for 36 months and the $286 final payment is due in month 37. Based on an original price of $1,299.99.

Score: 7 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
19 months ago

I don't get why anyone would do this
It’s a great deal for high school or college students. No excuse for not being able to afford a Mac ?️ ?
Score: 7 Votes (Like | Disagree)