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JCPenney Now Accepts Apple Pay Nationwide, Integrates With Own Credit Card and Loyalty Program

Monday July 24, 2017 7:19 am PDT by Joe Rossignol
American department store chain JCPenney today announced it now accepts Apple Pay at all of its stores across the United States. The retailer said Apple Pay in the JCPenney app for iPhone and iPad is coming soon as well.


JCPenney also said it will make its credit card available on Apple Pay, which enables customers to earn shopping points through its JCPenney Rewards loyalty program, directly in the Wallet app on iPhone.
JCPenney point-of-sale registers now process all Apple Pay supported credit and debit bank cards, including the Company's credit card and co-branded Mastercard, both issued by Synchrony Bank and available to use with Apple Pay. Customers simply add their JCPenney credit card as a payment option to Apple Pay using the Wallet or Apple Watch app on their iPhone. Plus, coming soon, customers with the JCPenney app on iPhone and iPad will have the option to complete their purchases using Apple Pay.
JCPenney started testing Apple Pay in the Dallas—Fort Worth area in late 2015. The retailer joins the likes of Kohl's and Walgreens with Apple Pay support for store-branded credit cards and customer loyalty programs.

Related Roundup: Apple Pay
Tag: JCPenney
[ 61 comments ]

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Nicksd84
30 months ago
That should help bring 10's of more dollars.
Rating: 11 Votes
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HarryKeogh
30 months ago
No Circuit City or Radio Shack? Fail.
Rating: 10 Votes
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Westside guy
30 months ago
[LIST=1]
* It's good news that another retailer is accepting NFC payments and Apple Pay.
* It's too bad it's a company on the brink of insolvency, though.
Rating: 3 Votes
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Chupa Chupa
30 months ago

As it has been typical for Apple services they aren't really useful outside of their home market.


Much of that is not Apple's fault. The world does not operate under one set of rules. Apple has to negotiate with multiple licensing groups and even governments to get services set up in any given country. These things take time rather than flipping a switch.

Obviously Apple is going to set up in the U.S. first because that is it's home country, where it knows the legal and business "territory" best, and, perhaps most importantly, a large population of willing consumers.
Rating: 2 Votes
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AdonisSMU
30 months ago

In other news, JCPenny apparently is still in business.

That's the big news.
Rating: 2 Votes
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Macyourdayy
30 months ago
Why is that stores in the US decide to "accept" Applepay? Here, if there's a contactless card terminal (which we've had since at least 2012) it takes ApplePay - from the smallest shop to the largest chain. The phone or watch work just like a chipped credit card. It's always funny when a retailer or clerk sees it for the first time. Our problem is three of the four major banks are resisting because they want access to the secure enclave and computer says no effing way.
Rating: 2 Votes
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nathreed
30 months ago

Why is that stores in the US decide to "accept" Applepay? Here, if there's a contactless card terminal (which we've had since at least 2012) it takes ApplePay - from the smallest shop to the largest chain. The phone or watch work just like a chipped credit card. It's always funny when a retailer or clerk sees it for the first time. Our problem is three of the four major banks are resisting because they want access to the secure enclave and computer says no effing way.


By "accepting Apple Pay", they mean installing contactless readers at the point of sale. Most stores here in the US don't have those, so when they install them they are able to accept Apple Pay and other forms of contactless payment, and so announce it like this.
Rating: 2 Votes
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69Mustang
30 months ago

Why is that stores in the US decide to "accept" Applepay? Here, if there's a contactless card terminal (which we've had since at least 2012) it takes ApplePay - from the smallest shop to the largest chain. The phone or watch work just like a chipped credit card. It's always funny when a retailer or clerk sees it for the first time. Our problem is three of the four major banks are resisting because they want access to the secure enclave and computer says no effing way.

Basically "accept Apple Pay" means "installed NFC terminals". Apple Pay brings more eyes than simply saying we've enabled non-contact payment.
Bolded: Can I assume you're in Australia? If so, what do you mean they want access to the secure enclave? AFAIK, that's never been the ask. They've asked for access to NFC. Entirely different from asking for access to the SE.
Rating: 1 Votes
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CrystalQuest76
30 months ago

JCPenny - if you aren't 65 or older, you aren't shopping in JCPenny....FACT!!

My teen age nephew would disagree with that statement. Just since your experience is a certain way, don't assume it applies to all others.
Rating: 1 Votes
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kdarling
30 months ago

If I recall correctly, a few stores (Home Depot and CVS?) were caught unawares when Apple Pay came out, and people started using it on their terminals, and they turned the NFC feature off that people had been successfully using.


Some of us were using Google Wallet at places like Home Depot and CVS, long before Apple Pay came along. Never had a problem.

http://searchengineland.com/google-wallet-surprisingly-easy-to-use-95362

Probably why I didn't have a problem with the data breaches either, since even old Google Wallet used a token Mastercard account number instead of my real one(s).

Some companies were doing it in anticipation of rolling out their own (more lucrative to them) alternative to Apple Pay (see CurrentC), while others likely got worried and wanted to "further investigate the issue" (likely to see if there was witchcraft involved).


They knew we were using NFC and didn't seem to mind.

So I think you're right that Apple was higher profile and was seen as much more of a threat to their own schemes.
Rating: 1 Votes

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