Tap to Pay on iPhone Now Available in New Zealand

Apple this week expanded Tap to Pay on iPhone to New Zealand, which means independent sellers, small businesses, and other merchants in the country can use an ‌iPhone‌ as a contactless payment terminal.

Apple Tap to Pay iPhone
With Tap to Pay on ‌iPhone‌, an ‌iPhone‌ is able to accept payment using Apple Pay, contactless credit and debit cards, and other digital wallets thanks to NFC technology. Transactions are encrypted and Apple does not have information about what is purchased or the person that made the purchase.

On the customer end, using Tap to Pay on ‌iPhone‌ works like any standard ‌Apple Pay‌ transaction. Sellers open up an app on an ‌iPhone‌ XS or later, register a sale, and present an ‌iPhone‌ to the buyer, who can then use a contactless payment method to complete the transaction.

Adyen, ANZ Bank, Stripe, Windcave, and Worldline offer Tap to Pay on ‌iPhone‌ in New Zealand.

Tap to Pay on ‌iPhone‌ launched in February 2022 in the United States, and since then, Apple has been working to expand it to additional countries. The feature is available in Australia, Austria, Brazil, Canada, Czech Republic, France, Germany, Ireland, Italy, Japan, New Zealand, Netherlands, Romania, Sweden, Taiwan, Ukraine, the United Kingdom, and the United States.

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Top Rated Comments

Reason077 Avatar
12 months ago
Retailers in New Zealand have an annoying habit of charging extra fees for contactless transactions. If you use Apple Pay or a contactless card there is often an extra 1.5% or so tacked on to the purchase automatically, even if it’s a debit card.

Will this new tap to pay app mean lower fees? Unlikely!
Score: 7 Votes (Like | Disagree)
Seoras Avatar
12 months ago

Retailers in New Zealand have an annoying habit of charging extra fees for contactless transactions. If you use Apple Pay or a contactless card there is often an extra 1.5% or so tacked on to the purchase automatically, even if it’s a debit card.

Will this new tap to pay app mean lower fees? Unlikely!
Yep, I got stung for a $13 surcharge last week because I'd left my wallet in the car and used Apple Pay with my iPhone..
Worked out at 2% of the amount added just for using contactless Pay Wave.
What is it Apple reputedly takes? 0.15% I believe is rumoured.
So some one is making a killing using tech which is safer and more secure that a regular card transaction.
Piss poor banking regulation here in NZ.

I went back home to the UK in August, first time in 6 years.
No one uses cash anywhere.
My cash was getting refused in many places just for trying to buy something like a coffee.
Contactless payment only. Apparently came in during Covid.

According to the Apple NZ Pay web page ('https://www.apple.com/nz/apple-pay/'):


Attachment Image
Score: 6 Votes (Like | Disagree)
segfaultdotorg Avatar
12 months ago
And it doesn't even require an iPay Pro subscription!
Score: 2 Votes (Like | Disagree)
Seoras Avatar
11 months ago

This is wild. Do people actually use cash then or is inserting card old school way also circumvents the fee?
Here's an example of how wild it is back in Scotland.
I took my son to visit the ancient abbey on the Island of Iona (which is a great day out if you ever get to Oban).
When in the Abbey I spotted a collection plate bolted to the wall inside the Abbey and attached in the middle of the plate was a contactless payment device with a fixed price of £6 if you wanted to give money to the church.



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Score: 2 Votes (Like | Disagree)
Dr McKay Avatar
12 months ago
Brace yourself, half the comments are about to be mistaking this for Apple Pay like they did on the article about Sweden getting it.
Score: 2 Votes (Like | Disagree)
sumisu3 Avatar
11 months ago

This is wild. Do people actually use cash then or is inserting card old school way also circumvents the fee?
Cash or direct bank debit (EFTPOS)
Score: 1 Votes (Like | Disagree)