Tap to Cash in iOS 18 Lets You Pay by Touching iPhones

Among the slew of iOS 18 updates announced during Apple's WWDC 2024 keynote, the company revealed a new way of paying for things with Apple Cash, called Tap to Cash.

tap to cash ios 18
As the name suggests, Tap to Cash lets users pay for things simply by tapping two iPhones together. The feature is reminiscent of NameDrop, where users can exchange contacts by tapping their devices together.

Tap to Cash is an extension of Apple's Tap to Pay feature, and uses the same NFC functionality. Apple says that Tap to Cash allows users to transfer money without sharing any personal information, ensuring privacy is maintained.

Apple also announced a few updates coming to Apple Wallet with iOS 18, including support for displaying information about rewards cards, such as points and redeemable gifts. Tickets for events will also gain better integration with the Wallet app, allowing users to see concert seat numbers, shortcuts for directions, and other information about events.

Related Roundups: Apple Pay, iOS 18, iPadOS 18

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Top Rated Comments

uuee6543 Avatar
2 weeks ago
Apple Cash is still a US only feature for no reason. We have had fintech banks all over the world that offer very similar ways of transferring money. Why can’t we have Apple Cash?
Score: 22 Votes (Like | Disagree)
twintin Avatar
1 week ago

What is the big advantage of Apple Cash? Aside from the fact that Apple both gets cash and extra infos about its users.

In Austria we have instant bank transfers, meaning we can transfer money in real-time across most banks, even on weekends, holidays etc. No extra costs mind you.
Just taping two phones is more convenient than having to login to a bank account I guess. We have Swish in Sweden, but it still requires more steps than this to transfer small amounts.
Score: 9 Votes (Like | Disagree)
kirky29 Avatar
1 week ago
Why can't this be an API for other apps? Would be great for all banks and Paypal etc.
Score: 7 Votes (Like | Disagree)
shenfrey Avatar
1 week ago
Apple Cash in the UK when?

I know we don't really need it, but I'd like it!
Score: 6 Votes (Like | Disagree)
shenfrey Avatar
1 week ago

UK is super advanced on these things, we do not need it.
I'm pretty sure I said that

... but I'd like it.
Score: 6 Votes (Like | Disagree)
bigchrisfgb Avatar
1 week ago

Just taping two phones is more convenient than having to login to a bank account I guess. We have Swish in Sweden, but it still requires more steps than this to transfer small amounts.
I wonder if my bank will be implementing it, they are a FinTech, and pretty fast at doing so.

Additionally, the point of it is to pay someone without transferring bank details, cutting out even more steps.
Score: 5 Votes (Like | Disagree)