Apple Offers Disaster Relief Program for Apple Card Holders

The Apple Card comes with a Disaster Relief Program, according to a MacRumors reader who lives in Houston and recently experienced some flooding from tropical storm Imelda.

Apple sent MacRumors reader Frequeniquity an email suggesting that he apply for the program after Apple detected that he "may have been affected by a natural disaster."

applecarddisasterrelief
Emails sent out by Apple, which were also received by another MacRumors reader, offer the following benefits:

  • No interest for two months, starting with the month you enroll. After two months, your standard purchase APR will apply.
  • You can skip the payment due in the month you enroll.
  • If your account is in good standing, you will remain current while enrolled.
  • If your account is past due, your account will not go further delinquent while enrolled. However, your account will remain paste due until you make all of your past due payments and your ability to make new purchases may continue to be restricted.

According to the email sent out to ‌Apple Card‌ users, those interested in applying for the Disaster Relief Program should contact an ‌Apple Card‌ Specialist after receiving an email.

Apple appears to be sending out these emails to customers who have addresses registered in areas where a natural disaster has occurred, and presumably this will be a benefit offered to all ‌Apple Card‌ users who are experiencing issues like floods, fires, earthquakes, and other issues.

Popular Stories

iPhone 17 Pro Dark Blue and Orange

iPhone 17 Release Date, Pre-Orders, and What to Expect

Thursday August 28, 2025 4:08 am PDT by
An iPhone 17 announcement is a dead cert for September 2025 – Apple has already sent out invites for an "Awe dropping" event on Tuesday, September 9 at the Apple Park campus in Cupertino, California. The timing follows Apple's trend of introducing new iPhone models annually in the fall. At the event, Apple is expected to unveil its new-generation iPhone 17, an all-new ultra-thin iPhone 17...
xiaomi apple ad india

Apple and Samsung Push Back Against Xiaomi's Bold India Ads

Friday August 29, 2025 4:54 am PDT by
Apple and Samsung have reportedly issued cease-and-desist notices to Xiaomi in India for an ad campaign that directly compares the rivals' devices to Xiaomi's products. The two companies have threatened the Chinese vendor with legal action, calling the ads "disparaging." Ads have appeared in local print media and on social media that take pot shots at the competitors' premium offerings. One...
crossbody strap

iPhone 17's 'Crossbody Strap' Accessory to Feature Magnetic Design

Thursday August 28, 2025 7:49 am PDT by
Apple's cases for the iPhone 17 lineup will be accompanied by a new Crossbody Strap accessory with a unique magnetic design, according to the leaker known as "Majin Bu." Apple's Crossbody Strap reportedly features an unusual magnetic design; it likely has a "flexible metal core" that makes it magnetic along its entire length. At the ends, "rings polarized oppositely to the strap close the...
Awe Dropping Apple Event Feature

Five Things to Expect From Apple's 'Awe Dropping' September 9 Event

Tuesday August 26, 2025 4:17 pm PDT by
Apple today announced its "Awe Dropping" iPhone-centric event, which is set to take place on Tuesday, September 9 at 10:00 a.m. Pacific Time. There are a long list of products that are coming, but we thought we'd pull out five feature highlights to look forward to. That Super Thin iPhone - Apple's September 9 event will see the unveiling of the first redesigned iPhone we've had in years, ...

Top Rated Comments

dork Avatar
77 months ago
I wonder if it applies when your power utility deliberately cuts electrical service prophylactically. ?
Score: 11 Votes (Like | Disagree)
konqerror Avatar
77 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It allows responsible adults, the majority of credit card holders, to buy things to begin to recover their lives before the insurance check comes in. Otherwise, you're stuck for 2 months without clothes or other daily necessities. And some insurance, particularly replacement cost coverage, won't pay until after you buy the replacement. This is responsible use of credit.
Score: 9 Votes (Like | Disagree)
konqerror Avatar
77 months ago
This isn't anything special, honestly. All credit card companies, and banks, have some variation on this program. Typically the criteria is FEMA-declared disaster zone.

Some of it is required or sponsored by the government, e.g. mortgage deferrals through HUD. So it isn't merely a generous gesture.
Score: 9 Votes (Like | Disagree)
AppleWes Avatar
77 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It's all how people take it though "glass half full/empty". If you have an ounce of personal responsibility you will know not to charge more than you can pay off, and can use programs like this to get back on feet with basic life items.
Score: 8 Votes (Like | Disagree)
btrach144 Avatar
77 months ago
Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”

As someone else pointed out, this is not limited to Apple, but an industry standard. Just seems weird.
Score: 5 Votes (Like | Disagree)
iGeneo Avatar
77 months ago

sorry, but this feels slimy and just a tad predatory.
It only took 17 posts for someone to ? on Apple.

"Why isn't it 6 months no interest??" "Why do they have to restrict my card???"

Sometimes Apple can't catch a break
Score: 5 Votes (Like | Disagree)