Earlier this year, we offered a preview of "iBank Access", an iPad version of IGG Software's personal finance software. With Intuit's Quicken for Mac having fallen out of favor after being remade with drastically simpler functionality that many users have found insufficient for their needs, iBank for Mac has become a popular option for those looking to keep track of their finances.

Beyond iBank for Mac, IGG Software has offered a companion iPhone app for some time, but the move to the iPad opens up a number of different possibilities for the app on iOS. As work on iBank Access continued, IGG realized that the app was indeed a nearly full-fledged version of iBank, and so the app was rebranded as iBank for iPad. Launching in the App Store today for $14.99, iBank for iPad offers a number of features for tracking expenditures, budgeting, managing investments, and more.

ibank ipad summary
As we mentioned in our preview earlier this year, IGG is also rolling out a new subscription service known as Direct Access that provides for automatic updating of financial transactions in the background from thousands of financial institutions. iBank for iPad comes with a free 30-day trial of Direct Access that can be continued via In App Purchase for $4.99 per month or $39.99 per year. Alternatively, users can sync with the desktop version of iBank via Wi-Fi or WebDAV server free of charge.

ibank ipad detail
Along with the release of iBank for iPad, IGG is discounting the Mac version of iBank by $10 through July 8, pricing the software at $49.99 through both the Mac App Store and IGG's web store.

Top Rated Comments

WildCowboy Avatar
138 months ago
This is a paid advertisement, right? I wish MacRumors was more transparent about what articles are sponsored.
We are transparent. (https://guides.macrumors.com/Help:MacRumors_FAQ#Are_news_stories_really_advertising_in_disguise.3F)

We simply don't do paid posts. We'll occasionally promote a software bundle where we earn a referral cut of the proceeds, but we clearly disclose that in those articles and we post them because we think people will be interested in them, not because we can make money off of them.

Occasionally we will use referral links for products through Amazon or Adobe, and links to apps through our AppShopper site generate revenue through the iTunes affiliate program. But the income from these avenues has no influence on our editorial decisions.

I posted about iBank because it's a popular option for Mac users looking for personal finance solutions. People have been asking for an iPad app for quite some time, and this appears to be quite full-featured.

Some may feel the price is too high, and that's fine...buy it or don't buy it. I will say that Direct Access isn't designed to be a money-maker for IGG...it's delivered through a third-party service that IGG has to pay for, and that cost gets passed along to the user since IGG isn't a charity.

I fail to see the issue here. So what if they use that data to serve me ads. As long as they don't use it to blackmail me by threatening to tell my favorite sushi chef that I cheated on him by going to the take-out sushi restaraunt down the street. :p
In general, I agree. But many people prefer not to have their full financial information being used to develop a profile. Others worry that Mint will begin selling the actual information to advertisers and other parties. That seems unlikely, especially without users having a means to opt out, but it is a concern for a significant number of people.
Score: 7 Votes (Like | Disagree)
WildCowboy Avatar
138 months ago
Mint analyzes your personal financial data to serve you ads and sponsored offer links it thinks you'll like. iBank doesn't look at your data and instead chooses to pay its bills by charging the user directly.

Your choice how the software gets paid for...your pocketbook with iBank or your personal financial information with Mint.
Score: 4 Votes (Like | Disagree)
iggypop Avatar
138 months ago
iBank? Mint? they're different

I want to chime in here to clear up some ambiguity, but not without mentioning my institutional bias: I work for IGG.

iBank for iPad isn't a free app for a few reasons, but if the comparison is with Mint, we believe iBank offers a more robust feature set, including a more advanced interface, better investment tracking, superior budgeting, and a full set of capabilities for managing transactions (to split, reconcile, categorize, schedule, etc.) - among other tools. If those things are worth paying for, we hope people will be interested in the product.

As noted elsewhere in this thread, we don't sell customer info or account data, or market anything to users. So while the point of charging for automated downloads is to provide a valuable, convenient service, it also means we to get to run a business without selling out our users. Note that there is no requirement to subscribe to Direct Access at all; you can manually enter data into the app, and users of our desktop version of iBank can simply sync their account data to the iPad version.

There are lots of "free" services that people use daily, including Google, Facebook and Mint. But as someone said to me recently, if you don't pay for the product... you ARE the product. That's just a different business model, and one we consciously aimed to avoid.
Score: 3 Votes (Like | Disagree)
slicecom Avatar
138 months ago
Mint.com is owned by INTUIT Corporation.

Eventually, it too will no longer be FREE.

I'm not a fan of iBank pricing which has already been discussed, especially the yearly fee, but don't expect INTUIT to continue this freebie forever.
Intuit bought Mint.com years ago and there's been no indication that they're going to start charging for it. Plus it's already successfully monetized, starting to charge a fee for it now would not only be suicide, but it wouldn't make any business sense.
Score: 3 Votes (Like | Disagree)
SpyderBite Avatar
138 months ago
Never trust such a software.
Done it for years. Never had a problem. There's a difference between suspicious & paranoid.
Score: 3 Votes (Like | Disagree)
foodog Avatar
138 months ago
[url=https://cdn.macrumors.com/im/macrumorsthreadlogodarkd.png]Image (https://www.macrumors.com/2012/06/27/ibank-for-ipad-arrives-in-app-store/)[/url]

mint.com is free
Score: 3 Votes (Like | Disagree)

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