Apple Card Offering Limited-Time Welcome Bonus

Applying for an Apple Card can score you some bonus money for a limited time.

Apple Card iPhone 16 Pro Feature
Now through July 7, customers who apply for an Apple Card will receive $100 in extra Daily Cash when they spend $500 or more within the first 60 days of opening the account. You must apply for the Apple Card via the offer page to be eligible for the bonus.

The bonus is provided in addition to any regular Daily Cash that is earned. When paying with the Apple Card via Apple Pay, you can receive 3% back on purchases from Apple, Nike, Uber, Walgreens, and select other merchants in the U.S., and 2% back on all other purchases. When paying with the physical Apple Card, Daily Cash is limited to 1%.

It is common for credit cards to offer sign-up bonuses tied to minimum spending requirements, and there have been several Apple Card offers over the years.

Launched in 2019, Apple's credit card remains available in the U.S. only. The card can be managed in the Wallet app on the iPhone, with key benefits including color-coded spending summaries, no fees, and Daily Cash cash back paid out daily. Apple Card holders can also open a high-yield savings account, which currently offers a 3.65% APY.

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Top Rated Comments

russell_314 Avatar
3 weeks ago

Guess that’s a decent welcome bonus. I will say I like the card even tho benefits are pretty normal. The ease of management is something I like. If you carry a balance you might not like it.
You should never carry a balance on a credit card. I’ve done it so not being judgmental but I’ve learned from experience. If you can’t fight the urge to charge more than you can pay at the end of the month, cut the cards up.

I agree with the card management being easy. It shows new card holders how much interest they are paying and it makes it super easy to pay.
Score: 6 Votes (Like | Disagree)
Corefile Avatar
3 weeks ago
100 bucks? Is that a joke?
Score: 4 Votes (Like | Disagree)
k1121j Avatar
3 weeks ago
Guess that’s a decent welcome bonus. I will say I like the card even tho benefits are pretty normal. The ease of management is something I like. If you carry a balance you might not like it.
Score: 3 Votes (Like | Disagree)
silverboy31 Avatar
3 weeks ago
Hey  can you work on getting this card in Canada asap please ... been asking for years now lol
Score: 3 Votes (Like | Disagree)
TruthAboveAllElse Avatar
3 weeks ago

You should never carry a balance on a credit card. I’ve done it so not being judgmental but I’ve learned from experience. If you can’t fight the urge to charge more than you can pay at the end of the month, cut the cards up.
This is true for some people, not all.

There are cards with 0% interest, and it can make more financial sense to carry a balance on such cards, especially if that money is earning more money somewhere else.
Score: 3 Votes (Like | Disagree)
Justin Cymbal Avatar
3 weeks ago
I got approved for my Apple Card back on March 7, 2021 with an initial credit limit of $250 (which has since been doubled to $500)

Goldman Sachs has since drastically tightened their lending standards due to substantial subprime credit card losses:

https://www.google.com/search?q=goldman+sachs+tightening+apple+card+lending+standard&client=safari&sca_esv=8a70c10f7ae50c33&hl=en-us&ei=rjBTaMO_KqOHptQPyc-owQ0&oq=Goldman+Sachs+tightening+apple+card+lending+stan&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIjBHb2xkbWFuIFNhY2hzIHRpZ2h0ZW5pbmcgYXBwbGUgY2FyZCBsZW5kaW5nIHN0YW4qAggBMgUQIRigATIFECEYoAEyBRAhGKABMgUQIRigATIIEAAYgAQYogQyCBAAGIAEGKIEMggQABiABBiiBDIIEAAYgAQYogRI0CNQtQhYuhpwAngBkAEAmAFkoAGxA6oBAzQuMbgBAcgBAPgBAZgCB6AC3wPCAgoQABiwAxjWBBhHwgIFECEYqwKYAwCIBgGQBgiSBwM1LjKgB5MksgcDMy4yuAfQA8IHBzAuMS41LjHIByY&sclient=mobile-gws-wiz-serp#ip=1

I use my Apple Card pretty much every day because it pays 2% cash back on most of the places that I go to (that accept Apple Pay) so I’m definitely glad that I was able to get my Apple Card back in 2021 before it became much more difficult to get:

https://wallethub.com/answers/cc/why-is-it-so-hard-to-get-apple-credit-card-1000417-2140844416/
Score: 3 Votes (Like | Disagree)