Apple Announces 'Tap to Pay' Feature Allowing iPhones to Accept Contactless Payments Without Additional Hardware

Apple today announced plans to introduce a new "Tap to Pay on iPhone" feature that will allow compatible iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, with no additional hardware required.

Apple Tap to Pay iPhone
Apple said the feature will launch in the U.S. later this year and will allow merchants to accept contactless payments through supported iOS apps using an iPhone XS or newer. At checkout, the merchant will simply prompt the customer to hold their own iPhone or Apple Watch, contactless credit or debit card, or other digital wallet near the merchant's iPhone, and the payment will be securely completed using NFC technology.

Currently, merchants that accept contactless payments on an iPhone must rely on additional hardware like the Square Reader, which comes in various models that work wirelessly or connect to an iPhone's Lightning connector or headphone jack.

Stripe will be the first payment platform to offer "Tap to Pay on iPhone" to their business customers, including the Shopify Point of Sale app this spring, and additional payment platforms and apps will follow later this year, according to Apple. Apple Stores in the U.S. will also roll out the feature later this year. It appears that the feature will be exclusive to the U.S. at launch, with no other countries mentioned.

Bloomberg's Mark Gurman exclusively revealed that Apple was planning this feature last month.

Related Roundup: Apple Pay

Popular Stories

Apple WWDC24 Apple Intelligence hero 240610

Apple Explains iPhone 15 Pro Requirement for Apple Intelligence

Wednesday June 19, 2024 4:48 am PDT by
With iOS 18, iPadOS 18, and macOS Sequoia, Apple is introducing a new personalized AI experience called Apple Intelligence that uses on-device, generative large-language models to enhance the user experience across iPhone, iPad, and Mac. These new AI features require Apple's latest iPhone 15 Pro and iPhone 15 Pro Max models to work, while only Macs and iPads with M1 or later chips will...
Apple Vision Pro 2 Feature 2

Apple Reportedly Suspends Work on Vision Pro 2

Tuesday June 18, 2024 8:17 am PDT by
Apple has suspended work on the second-generation Vision Pro headset to singularly focus on a cheaper model, The Information reports. Apple was widely believed to have plans to divide its Vision product line into two models, with one "Pro" model and one lower-cost standard model. The company is said to have been deprioritizing the next Vision Pro headset over the past year, gradually...
M4 Real Feature Red

M4 MacBook Pro Models Expected to Launch in Late 2024

Tuesday June 18, 2024 10:50 am PDT by
MacBook Pro models with an M4 chip are expected to launch in the fourth quarter of 2024, according to display analyst Ross Young. In a tweet for subscribers, Young said that panel shipments for new 14-inch and 16-inch MacBook Pro models are set to begin in the third quarter of 2024, which suggests a launch toward the end of the year. Apple started its M4 chip refresh in May with the launch...
iPhone 16 Pro Max Generic Feature 2

5 Biggest Changes Rumored for iPhone 16 Pro Max

Wednesday June 19, 2024 5:00 am PDT by
Given Apple's rumored plan to add an all-new high-end tier to its iPhone 17 series in 2025, this could be the year for Apple to bring its boldest "Pro Max" model to the table — the kind of iPhone 16 upgrade that stands tall above its siblings, both figuratively and literally. If you have been holding out for the iPhone 16 Pro Max, here are five of the biggest changes rumored to be coming...
Apple Intelligence General Feature

Apple Intelligence Features Not Coming to European Union at Launch Due to DMA

Friday June 21, 2024 9:44 am PDT by
Apple today said that European customers will not get access to the Apple Intelligence, iPhone Mirroring, and SharePlay Screen Sharing features that are coming to the iPhone, iPad, and Mac this September due to regulatory issues related to the Digital Markets Act. In a statement to Financial Times, Apple said that there will be a delay as it works to figure out how to make the new...
2022 back to school apple feature

Apple's 2024 Back to School Sale Launching This Week

Monday June 17, 2024 12:27 pm PDT by
Apple will launch its annual Back to School promotion for university students in the United States and Canada this week, according to Bloomberg's Mark Gurman. Apple's back to school sales provide students with a free Apple gift card when purchasing a Mac or an iPad, and this year's promotion could help Apple push the new M2 iPad Air and M4 iPad Pro models. Last year, Apple offered U.S....

Top Rated Comments

robinp Avatar
31 months ago
“In the US”

Of course.

This sounds like a great feature. It should be available everywhere.
Score: 34 Votes (Like | Disagree)
robinp Avatar
31 months ago

Well, regulations! It will be released to others as it gets approved.
Like Apple Card? Or Apple Cash?
Score: 27 Votes (Like | Disagree)
nepalisherpa Avatar
31 months ago

“In the US”

Of course.
Well, regulations! It will be released to others as it gets approved.
Score: 16 Votes (Like | Disagree)
Colton Mathis Avatar
31 months ago
I highly doubt Square, CashApp, Venmo, PayPal, etc. will have much trouble... This isn't a native iOS solution. It relies on other apps for this functionality. So if anything, it could be a boost to the other platforms if they enable support for this.
Score: 13 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
31 months ago
Woo hoo! The fact it's starting from iPhone XS is even better.
Score: 12 Votes (Like | Disagree)
Techwatcher Avatar
31 months ago
And just like that, Venmo is in trouble.
Score: 8 Votes (Like | Disagree)