Apple Pay Expected to Launch in Austria in 'Coming Months'
Apple Pay will launch in Austria in the "coming months," according to well-known Austrian newspaper Der Standard. The report cites two unnamed sources and says Bank Austria could be one of the participating issuers.
Apple Pay first debuted in the United States in October 2014, and its availability has since expanded to over 20 countries and territories around the world, most recently including Norway, Poland, and the Ukraine:
- United States
- United Kingdom
- Australia
- Canada
- Singapore
- Switzerland
- Hong Kong
- France
- Russia
- China
- Japan
- New Zealand
- Spain
- Taiwan
- Ireland
- Guernsey
- Isle of Man
- Jersey
- Italy
- San Marino
- Vatican City
- Denmark
- Finland
- Sweden
- United Arab Emirates
- Brazil
- Ukraine
- Poland
- Norway
Apple Pay enables users to add a debit or credit card from participating banks to the Wallet app and pay with a compatible iPhone or Apple Watch at stores that accept contactless payments, or in apps and on the web.
(Thanks, Michael and Rudolf!)
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Top Rated Comments
Also, rest assured, generally speaking banking in AT is much worse than in DE except for ATM-fees.
Literally every banking startup Austria ever had either died trying or moved to Germany (N26). That pretty much sums it up. Even in the past, Austrian banks cooked their own soup rather than adopting a standard. They developed their own backend protocol (called MBS IP) rather than adopting the German HBCI/FinTS, naturally tools like Microsoft Money never worked in Austria. Needless to say, MBS access is quite expensive. Frankly, as per my point of view Austrian banks are like a cartell. They deserve everything coming to them.
Switzerland has Apple Pay but not at any significant players. There are a couple of local players that offer it (GKB and Linth) and some specialty credit card offerers (Cornerbank, Lufthansa, etc.) but none of the big national or regional banks do. Reason is collusion and that they are pushing their own moribund national Twint solution.
Austrian banks are likewise blocking customer choice but without AFAIK any seeming home grown payment alternative. The breakthrough here with Bank Austria is probably that it is 96% owned by Italy’s UniCredit bank (who is an Apple Pay partner).
Germany is slowly being ringed by countries with Apple Pay. Maybe more German customers will start to demand their banks or card offerers offer Apple Pay.
In the meantime, I’m surprised there has not been an investigation by either the German or EU cartel authorities into why nobody has signed up with Apple. To me this is a sign there is a high level of collusion going on in the banking sectors of countries where Apple Pay has not been offered or is offered but buy few, or none, of the big banks.
As soon as Apple get one decent bank in Germany to agree it’s terms, then, unless the German banks continue to band together in a cartel like in Switzerland, the dam will break.