Japanese Company Develops Mobile Payment System That Scans Your Palm Using Smartphone Camera

by

Following authentication processes like thumbprint scanning, facial recognition, and QR code entry, a company in Japan this week has shown off a smartphone-based payment system that uses your unique palm print to confirm transactions (via Nikkei). Japanese credit card company JCB created the system in conjunction with Tokyo company Universal Robots, with a trial run aimed at company employees beginning next month.

This isn't the first time palm scanning technology has been used for mobile payments, with U.S. companies Biyo and Keyo each launching their own versions of similar systems recently, although on a small scale. Those technologies require merchants to purchase special terminals that include palm-scanning cameras so that customers can pay with a hand wave at their stores, but JCB's system only needs a smartphone camera and requires no specialized equipment.

Image via Nikkei

Customers would be able to leave wallets and phones in their pockets with a palm-based payment system, developed by credit card company JCB, that merchants could use with just an everyday smartphone camera.

After users register by snapping a picture of their palm from a smartphone camera, merchants or stores could scan customers' palms by smartphone to match them against registered data. With no specialized equipment needed, it would be easier for stores to incorporate the system, unlike a previous dalliance by JCB into palm-based payment that required a special terminal.

JCB's system works by identifying registrants' hands based on the surface of their palms and the "distribution of veins underneath." Users register by taking a picture of their palm from an app on their smartphone and associating it with any supported payment information. Then, when at an appropriate store the merchant can scan the customer's palm using a smartphone camera and the system will match the received data against registered data. This way, users wouldn't even need to take out their own smartphone during the payment process.

JCB hopes the technology not only evolves into a widely used payment system, but also potentially "eliminates the need for cards and other forms of identification." The employee test is being enacted with the goal of exposing any security problems with the system, "such as fraudulent registrations or uses," as well as ensuring accuracy of the system. It's said to misidentify users "only once in 100 billion times."

While palm scanning technology hasn't been widely adopted, thumbprint and face scanning have become normal interactions for users around the world when paying for items with their smartphones, particularly on iOS devices. Apple's Apple Pay began with Touch ID on iPhone 5s in 2013 and eventually came to MacBook Pro in 2016. With the launch of the iPhone X users are now paying for products with Face ID, which quickly scans their faces to confirm identity and then authenticates the purchase after being tapped to a compatible NFC terminal. Touch ID and Face ID can also both be used within apps.

Tag: Japan

Top Rated Comments

(View all)
Avatar
34 months ago
Forget it. I’m not having some merchant scan my palm or any other part of my body. I have no problem using my fingerprint or face on my own device, but no way my local Staples is going to start scanning me at the checkout line. Nor do I relish the idea of various merchants storing my biometric data.
Score: 14 Votes (Like | Disagree)
Avatar
34 months ago
I don't understand how palm scanning improves upon the experience over Touch ID or Face ID. Taking a picture of my palm seems a little less convenient actually.
Score: 12 Votes (Like | Disagree)
Avatar
34 months ago
defeated by a picture in 3, 2, 1...
Score: 9 Votes (Like | Disagree)
Avatar
34 months ago
Honestly, with regards to Apple Pay or other payments, I don't really see how TouchID can be improved upon. My phone is in the same orientation in the same pocket at all times. I can pull my phone out of my pocket and have my thumb on the home button in the one movement, and then press it up to the terminal even if that's over the other side of the counter for whatever reason. FaceID is great for just picking up the phone and using it, but for payments, TouchID every time.
Score: 7 Votes (Like | Disagree)
Avatar
34 months ago
Do we need ANOTHER payment method?
Score: 5 Votes (Like | Disagree)
Avatar
34 months ago
No thanks. I’ll just use my NFC-equipped credit card.
Score: 5 Votes (Like | Disagree)

Top Stories

Apple Takes Legal Action Against Small Company With Pear Logo

Saturday August 8, 2020 11:09 am PDT by
Apple is taking legal action against the developers of the app "Prepear" due to its logo, according to iPhone in Canada. Prepear is an app that helps users discover recipes, plan meals, make lists, and arrange grocery deliveries. The app is a spinoff of "Super Healthy Kids," and the founders claim that they are facing litigation from Apple. Apple reportedly takes issue with Prepear's logo, ...

Apple Seeds iOS 14 and iPadOS 14 Public Beta 4 to Testers

Thursday August 6, 2020 10:05 am PDT by
Apple today seeded new public betas of upcoming iOS 14 and iPadOS 14 updates to its public beta testing group. Today's software releases, which Apple labels as fourth betas to keep them in line with developer betas, are actually the third betas that Apple has provided and they come two weeks after the prior beta releases. Public beta testers who have signed up for Apple's beta testing...

Supposed iPhone 12 Display Unit Leaks

Thursday August 6, 2020 8:13 am PDT by
An image supposedly of an iPhone 12 display unit has been shared online by leaker "Twitter user Mr. White". Compared to images of an iPhone 11 Pro display piece, this new unit has a reoriented display connector, reaching up from the bottom of the display, rather than from the left-hand side on iPhone 11 Pro. This may be due to the logic board moving to the other side of the device. A...

8 Third-Party Home Screen Widgets That You Can Try Out Now on iOS 14

Wednesday August 5, 2020 12:56 pm PDT by
One of the biggest new features of iOS 14 is Home Screen widgets, which provide information from apps at a glance. The widgets can be pinned to the Home Screen in various spots and sizes, allowing for many different layouts. When the iOS 14 beta was first released in June, widgets were limited to Apple's own apps like Calendar and Weather, but several third-party developers have begun to test ...

New 27-Inch iMac's Storage Affixed to Logic Board, 4TB and 8TB Configurations Have Expansion Connector

Friday August 7, 2020 7:46 am PDT by
Following a report from German blog iFun.de that claimed the new 27-inch iMac's flash storage is soldered to the logic board, MacRumors has obtained additional information in an internal document for Apple technicians. In the document, Apple says that the flash storage is indeed affixed to the logic board and cannot be removed. However, for the 4TB and 8TB configurations, Apple says that a...

2020 iMac Teardown Reveals Internal Changes and Similarities

Saturday August 8, 2020 12:44 pm PDT by
A teardown video, shared by OWC, reveals the internal changes in the new 2020 27-inch iMac. The 2020 27-inch iMac was announced earlier this week with 10th-generation Intel Core processors, AMD Radeon Pro 5000 series graphics, up to 128GB of RAM, up to 8TB of storage, a 1080p front-facing FaceTime camera, a True Tone display with a nano-texture glass option, higher fidelity speakers, and...

Kuo: iPhone 12 Camera Lens Supplier Experiencing Quality Issues, But May Not Affect Launch Schedule

Thursday August 6, 2020 9:30 pm PDT by
One of Apple's camera lens suppliers for the upcoming non-Pro iPhone 12 models is having quality issues, according to a new research note from analyst Ming-Chi Kuo seen by MacRumors. The issues are, however, unlikely to have an impact on Apple's shipping schedule, presuming that Apple's other main supplier can make up the difference. Kuo says that Genius Electronic Optical has discovered...

Google's $349 Pixel 4a vs. Apple's $399 iPhone SE

Wednesday August 5, 2020 1:45 pm PDT by
Google this week launched its newest smartphone, the $349 Pixel 4a, a low-cost device that's designed to compete with other affordable devices like Apple's iPhone SE. We picked up one of the new Pixel 4a smartphones and thought we'd check it out to see how it measures up to the iPhone SE, given that the two devices have such similar price points. Subscribe to the MacRumors YouTube channel ...

Sony WH-1000XM4 Noise-Canceling Headphones Now Available for $350

Friday August 7, 2020 2:01 am PDT by
Sony's flagship WH-1000MX3 noise-canceling headphones have been among the best on the market for some time, and this week Sony released its fourth-generation WH-1000XM4 headphones boasting some notable improvements on the previous model. The XM4s feature the same basic design as the XM3s, but are one gram lighter at 254 grams due to slightly larger ear pads and some subtle tweaks to the...

Apple Announces New 27-Inch iMac With 10th-Gen Processors, Up to 128GB RAM, 1080p Webcam, True Tone, and More

Tuesday August 4, 2020 8:07 am PDT by
Apple today announced a new 27-inch iMac with faster 10th-generation Intel Core processor options, next-generation AMD graphics, up to 128GB of RAM, a higher-resolution 1080p front-facing FaceTime camera, a True Tone display with a nano-texture glass option, a T2 chip, higher fidelity speakers, studio-quality microphones, and more. A breakdown of the new 27-inch iMac's features and specs:10th...