Japanese Company Develops Mobile Payment System That Scans Your Palm Using Smartphone Camera

by

Following authentication processes like thumbprint scanning, facial recognition, and QR code entry, a company in Japan this week has shown off a smartphone-based payment system that uses your unique palm print to confirm transactions (via Nikkei). Japanese credit card company JCB created the system in conjunction with Tokyo company Universal Robots, with a trial run aimed at company employees beginning next month.

This isn't the first time palm scanning technology has been used for mobile payments, with U.S. companies Biyo and Keyo each launching their own versions of similar systems recently, although on a small scale. Those technologies require merchants to purchase special terminals that include palm-scanning cameras so that customers can pay with a hand wave at their stores, but JCB's system only needs a smartphone camera and requires no specialized equipment.

Image via Nikkei

Customers would be able to leave wallets and phones in their pockets with a palm-based payment system, developed by credit card company JCB, that merchants could use with just an everyday smartphone camera.

After users register by snapping a picture of their palm from a smartphone camera, merchants or stores could scan customers' palms by smartphone to match them against registered data. With no specialized equipment needed, it would be easier for stores to incorporate the system, unlike a previous dalliance by JCB into palm-based payment that required a special terminal.

JCB's system works by identifying registrants' hands based on the surface of their palms and the "distribution of veins underneath." Users register by taking a picture of their palm from an app on their smartphone and associating it with any supported payment information. Then, when at an appropriate store the merchant can scan the customer's palm using a smartphone camera and the system will match the received data against registered data. This way, users wouldn't even need to take out their own smartphone during the payment process.

JCB hopes the technology not only evolves into a widely used payment system, but also potentially "eliminates the need for cards and other forms of identification." The employee test is being enacted with the goal of exposing any security problems with the system, "such as fraudulent registrations or uses," as well as ensuring accuracy of the system. It's said to misidentify users "only once in 100 billion times."

While palm scanning technology hasn't been widely adopted, thumbprint and face scanning have become normal interactions for users around the world when paying for items with their smartphones, particularly on iOS devices. Apple's Apple Pay began with Touch ID on iPhone 5s in 2013 and eventually came to MacBook Pro in 2016. With the launch of the iPhone X users are now paying for products with Face ID, which quickly scans their faces to confirm identity and then authenticates the purchase after being tapped to a compatible NFC terminal. Touch ID and Face ID can also both be used within apps.

Tag: Japan

Top Rated Comments

(View all)
Avatar
37 months ago
Forget it. I’m not having some merchant scan my palm or any other part of my body. I have no problem using my fingerprint or face on my own device, but no way my local Staples is going to start scanning me at the checkout line. Nor do I relish the idea of various merchants storing my biometric data.
Score: 14 Votes (Like | Disagree)
Avatar
37 months ago
I don't understand how palm scanning improves upon the experience over Touch ID or Face ID. Taking a picture of my palm seems a little less convenient actually.
Score: 12 Votes (Like | Disagree)
Avatar
37 months ago
defeated by a picture in 3, 2, 1...
Score: 9 Votes (Like | Disagree)
Avatar
37 months ago
Honestly, with regards to Apple Pay or other payments, I don't really see how TouchID can be improved upon. My phone is in the same orientation in the same pocket at all times. I can pull my phone out of my pocket and have my thumb on the home button in the one movement, and then press it up to the terminal even if that's over the other side of the counter for whatever reason. FaceID is great for just picking up the phone and using it, but for payments, TouchID every time.
Score: 7 Votes (Like | Disagree)
Avatar
37 months ago
Do we need ANOTHER payment method?
Score: 5 Votes (Like | Disagree)
Avatar
37 months ago
No thanks. I’ll just use my NFC-equipped credit card.
Score: 5 Votes (Like | Disagree)

Top Stories

Early iPhone 12 Tests Show Ceramic Shield is Stronger and More Scratch Resistant Than iPhone 11 Glass

Friday October 23, 2020 1:21 pm PDT by
Apple's new iPhone 12 models are protected by a Ceramic Shield cover glass that has nano-ceramic crystals infused right into the glass to improve durability. According to Apple, Ceramic Shield offers four times better drop protection than the glass used for the iPhone 11 models. YouTube channel MobileReviewsEh conducted some tests on the iPhone 12 using a force meter to compare its performance ...

iPhone 12 Pro Allows You to Measure Someone's Height Instantly Using LiDAR Scanner

Saturday October 24, 2020 11:12 am PDT by
iPhone 12 Pro models feature a new LiDAR Scanner for enhanced augmented reality experiences, but the sensor also enables another unique feature: the ability to measure a person's height instantly using the Measure app. You can even measure the seated height of a person in a chair, according to Apple. When the Measure app detects a person in the viewfinder, it automatically measures their...

Google Reportedly Pays Apple $8-12 Billion Per Year to be Default iOS Search Engine

Sunday October 25, 2020 2:59 pm PDT by
The United States Justice Department is targeting a lucrative deal between Apple and Google as part of one of the U.S. government's largest antitrust cases, reports The New York Times. On Tuesday, the Justice Department filed an antitrust lawsuit against Google, claiming the Mountain View-based company used anticompetitive and exclusionary practices in the search and advertising markets to ...

Apple References Unreleased 2020 16-Inch MacBook Pro in Boot Camp Update

Monday October 26, 2020 8:42 am PDT by
Last week, Apple released an update for Boot Camp, its utility for running Windows on a Mac. While this update would typically be unremarkable, several of our readers noticed that the release notes reference an unreleased 2020 model of the 16-inch MacBook Pro. While this could easily be a mistake, the 16-inch MacBook Pro is nearly a year old, so it is certainly a worthy candidate for a...

Apple Warns MagSafe Charger Can Leave Circular Imprints on Leather Cases

Friday October 23, 2020 3:23 pm PDT by
If you keep your iPhone in a leather case while charging with Apple's new MagSafe Charger, the case might show circular imprints from contact with the accessory, according to a new Apple support document published today. Apple's leather cases for the iPhone 12 and iPhone 12 Pro are not available until November 6, but a MacRumors reader has already shared a photo of a circular imprint on...

iPhone 11 Pro Outlasts iPhone 12 and 12 Pro in Extensive Battery Life Test

Friday October 23, 2020 8:36 am PDT by
Arun Maini today shared a new side-by-side iPhone battery life video test on his YouTube channel Mrwhosetheboss, timing how long the new iPhone 12 and iPhone 12 Pro models last on a single charge compared to older models, with equal brightness, settings, battery health, and usage. All of the devices are running iOS 14 without a SIM card inserted. In the test, the iPhone 11 Pro outlasted both ...

PSA: Non-iPhone 12 Models Charge Super Slowly With MagSafe Charger

Friday October 23, 2020 4:11 pm PDT by
Alongside the iPhone 12 models, Apple introduced a new $39 MagSafe Charger that's meant to work with the magnets in the iPhone 12 Pro models to charge them up at a maximum of 15W. The MagSafe Charger is technically able to be used with older iPhones, but it's not a good idea because the charging with non-iPhone 12 devices is so slow. We did two tests with the iPhone XS Max, draining the...

MagSafe Charger Teardown Reveals Simple Design With Magnets and Charging Coil Encircling a Small Circuit Board

Friday October 23, 2020 7:50 am PDT by
iFixit has today shared a teardown of Apple's new MagSafe charger for the iPhone 12 and iPhone 12 Pro. An X-ray of the MagSafe charger courtesy of Creative Electron reveals the internal charging coil surrounded by a circular arrangement of magnets within the puck. The only seam that iFixit was able to leverage to open the device was where the white rubber circle meets the metal rim,...

Apple VP Kaiann Drance Interview Addresses Battery Life, MagSafe, and Power Adapter Concerns

Friday October 23, 2020 3:37 am PDT by
Apple's Vice President of iPhone Marketing, Kaiann Drance, has provided a new interview to Rich DeMuro on the Rich on Tech Podcast, to discuss the iPhone 12 and iPhone 12 Pro. Although much of the interview repeated points from Apple's "Hi, Speed" event, there were a number of interesting tidbits regarding the affect of 5G on battery life, MagSafe concerns, and the lack of a power adapter in...

iFixit Shares Full iPhone 12 and 12 Pro Teardown Revealing Interchangeable Displays and Batteries

Saturday October 24, 2020 1:48 pm PDT by
After live streaming a teardown of the iPhone 12 and iPhone 12 Pro earlier this week, iFixit today provided a more in-depth teardown that goes through all of the components in the new devices, revealing several similarities between the two. Early testing conducted by iFixit shows that the iPhone 12 and 12 Pro displays are interchangeable and can be swapped without issue, though the max...