With the launch of the iPhone 6s and 6s Plus, Apple introduced an iPhone Upgrade Program in the U.S. designed to let Apple customers pay a monthly installment fee for a new iPhone and trade it in after 12 months of payments to get the next-generation iPhone.
When it debuted, the iPhone Upgrade Program required customers to purchase their iPhones within an Apple retail store to take advantage of the service, but as of today, the iPhone Upgrade Program is also available as an option when purchasing an iPhone from Apple's online store.
Apple's iPhone purchasing pages have been updated to reflect the change, with Apple's own pricing listed as a payment plan option instead of the carrier pricing options that were previously listed when purchasing an iPhone.
With the iPhone Upgrade Program, installment pricing on the entry-level iPhone 6s begins at $32.41 per month while pricing on the larger-screened entry-level iPhone 6s Plus begins at $36.58 per month. Apple's iPhone Upgrade Program is unique compared to carrier installment plans because it includes AppleCare+ in the monthly price.
The iPhone Upgrade Program is available for devices purchased with AT&T, Verizon, and Sprint service.
Monday September 15, 2025 12:00 am PDT by Eric Slivka
Update 10:06 a.m.: iOS 26 is rolling out now, though it may take a bit for all users to see it, so keep checking!
Today's the day! Apple is about to release iOS 26, which will deliver the biggest redesign since iOS 7 and bring a range of new features and improvements to iPhones worldwide. It's Apple's biggest software update of the year, and Apple announced at last week's iPhone event that...
Monday September 15, 2025 10:56 am PDT by Juli Clover
In the iOS 26 release notes, Apple is warning iPhone users that installing the new software might have a temporary impact on battery life, which is normal.
A new support document explains that major iOS updates require background setup like indexing data and files for search, downloading new assets, and updating apps.
Further, Apple says that new features could require more resources,...
Sunday September 14, 2025 8:45 am PDT by Joe Rossignol
Apple's annual September event is now in the rearview mirror, with the iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, iPhone Air, Apple Watch Series 11, Apple Watch Ultra 3, Apple Watch SE 3, and AirPods Pro 3 set to launch this Friday, September 19.
As always, there is more to come. In his Power On newsletter today, Bloomberg's Mark Gurman said Apple plans to release many products in the...
Monday September 15, 2025 10:50 am PDT by Juli Clover
Apple today released updated firmware for the AirPods Pro 2 and the AirPods 4, introducing support for the new AirPods features that are included in iOS 26, iPadOS 26, and macOS Tahoe.
The firmware has a build number of 8A356, and it replaces the current 7E93 firmware.
With Apple's new software updates, the AirPods Pro 2 and the AirPods 4 support better audio quality for phone calls and...
Friday September 12, 2025 7:58 am PDT by Tim Hardwick
Apple will launch its new iPhone 17 lineup and ultra-thin iPhone Air in stores on Friday, September 19, and the company has already shown off the new devices at its fall event, which ran with the the tagline "Awe dropping."
The iPhone 17 series brings a host of new features and enhancements. Here's a rundown of the biggest upgrades and changes:
iPhone 17
Display Changes
The iPhone...
Monday September 15, 2025 5:45 am PDT by Joe Rossignol
Following three months of beta testing, iOS 26 was released today, September 15. The update is compatible with the iPhone 11 series and newer, and it is available to install via the Settings app, under General → Software Update.
Below, we have highlighted eight new features included in iOS 26. Even more new features and changes are outlined in Apple's release notes for the update.
Some of ...
Sunday September 14, 2025 1:36 pm PDT by Joe Rossignol
T-Mobile President Jon Freier today shared real-world photos of Apple's boxes for the iPhone Air, iPhone 17 Pro, and iPhone 17 models, which launch on Friday.
Image Credit: Jon Freier
Apple has typically included iPhone box renders in its product environmental reports, but it did not do so for the latest models. However, Apple's iPhone Upgrade Program page does offer some images of the boxes, ...
American economics at its finest. You are a complete loser if you cannot afford to pay $649 + taxes up front for a smartphone. Sorry if you need to finance a smartphone then you really need to go back to school and learn how to count. This is how Americans get in debt. You buy something you cannot afford.
Either pay for it in full or SAVE UP until you can afford it. These programs have ludicrous interest rates and their entire objective is to trap you paying interests because you miss payments/stop paying. There is no "free" service to the general public on helping you buy anything.
I'm a bit confused. Apple's upgrade program has 0% interest and the payments happen automatically. What kind of trap do you think they are setting?
American economics at its finest. You are a complete loser if you cannot afford to pay $649 + taxes up front for a smartphone. Sorry if you need to finance a smartphone then you really need to go back to school and learn how to count. This is how Americans get in debt. You buy something you cannot afford.
Either pay for it in full or SAVE UP until you can afford it. These programs have ludicrous interest rates and their entire objective is to trap you paying interests because you miss payments/stop paying. There is no "free" service to the general public on helping you buy anything.
What interest rate? A 64GB iPhone 6s+ is $850. Applecare+ is $129. That's a total of $979. The iPhone upgrade plan for that phone is $40.75/mo over 24 months. $40.75 x 24 = $978. The interest rate is 0%.
* Credit Card Interest and other fees. You will be charged 0% APR on the Installment Loan. However, the issuer of your credit card may charge you interest or other fees under the terms and conditions in your cardmember agreement. This may include any applicable interest on unpaid balances or late payments. Your card issuer may not provide certain benefits in connection with loan payments charged to your card.
Do you not understand how a credit card works? You don't pay interest if you pay your bill on time in full. My credit cards actually pay me to use them with cashback.
Everyone should read the fine print. Those that cannot read obviously are the ones who believe love to finance cellphones. Stop financing a cellphone so you can look cool. Either pay for it in full or save your money. Learn how to save up and not use financing for stupid stuff like cellphones. This is the biggest issue with american's who cannot afford to buy stuff but yet want to do it thru financing programs.
