PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July

Apple has partnered with multiple merchants to provide three percent Daily Cash back for Apple Card purchases, and T-Mobile has participated in the program since 2019. That's going to end in July, though, and Daily Cash back from T-Mobile will revert to the standard two percent when using Apple Pay.

Apple Card iPhone 16 Pro Feature
In its Daily Cash support document, Apple says that starting on July 1, 2025, using ‌Apple Card‌ with ‌Apple Pay‌ at T-Mobile will provide only two percent cash back, instead of the bonus three percent cash back.

‌Apple Card‌ users get two percent cash back for all purchases made with ‌Apple Pay‌, so there will no longer be any extra cash back beyond the two percent when transacting with T-Mobile, including for monthly bills.

Apple is still offering three percent cash for ‌Apple Pay‌ purchases from Ace Hardware, Booking.com, ChargePoint, Duane Read, Exxon and Mobil gas stations, Nike, Uber, and Walgreens.

Popular Stories

maxresdefault

Apple Shows Off a Key Reason to Upgrade to the iPhone 17

Saturday February 7, 2026 9:26 am PST by
Apple today shared an ad that shows how the upgraded Center Stage front camera on the latest iPhones improves the process of taking a group selfie. "Watch how the new front facing camera on iPhone 17 Pro takes group selfies that automatically expand and rotate as more people come into frame," says Apple. While the ad is focused on the iPhone 17 Pro and iPhone 17 Pro Max, the regular iPhone...
Finder Siri Feature

Why Apple's iOS 26.4 Siri Upgrade Will Be Bigger Than Originally Promised

Friday February 6, 2026 3:06 pm PST by
In the iOS 26.4 update that's coming this spring, Apple will introduce a new version of Siri that's going to overhaul how we interact with the personal assistant and what it's able to do. The iOS 26.4 version of Siri won't work like ChatGPT or Claude, but it will rely on large language models (LLMs) and has been updated from the ground up. Upgraded Architecture The next-generation...
wwdc sans text feature

Apple Rumored to Announce New Product on February 19

Thursday February 5, 2026 12:22 pm PST by
Apple plans to announce the iPhone 17e on Thursday, February 19, according to Macwelt, the German equivalent of Macworld. The report, citing industry sources, is available in English on Macworld. Apple announced the iPhone 16e on Wednesday, February 19 last year, so the iPhone 17e would be unveiled exactly one year later if this rumor is accurate. It is quite uncommon for Apple to unveil...
apple wallet drivers license feature iPhone 15 pro

Apple Says These 7 U.S. States Plan to Offer iPhone Driver's Licenses

Monday February 9, 2026 6:24 am PST by
In select U.S. states, residents can add their driver's license or state ID to the Apple Wallet app on the iPhone and Apple Watch, and then use it to display proof of identity or age at select airports and businesses, and in select apps. The feature is currently available in 13 U.S. states and Puerto Rico, and it is expected to launch in at least seven more in the future. To set up the...
14 inch MacBook Pro Keyboard

New MacBook Pros Could Now Arrive in March

Sunday February 8, 2026 6:02 am PST by
New MacBook Pro models with the M5 Pro and M5 Max chips could arrive as soon as Monday, March 2, according to Bloomberg's Mark Gurman. In today's "Power On" newsletter, Gurman said that the release of new MacBook Pro models is tied to the release of macOS Tahoe 26.3. The launch is said to be slated for as early as the week of March 2. He added that the M4 Pro and M4 Max models on sale today...

Top Rated Comments

P-DogNC Avatar
10 months ago
T-Mobile proving that it is no longer the "un-carrier", yet again.
Score: 11 Votes (Like | Disagree)
mk313 Avatar
10 months ago
It was nice while it lasted!
Score: 9 Votes (Like | Disagree)
adm58 Avatar
10 months ago
It's true T-Mobile took away the autopay discount for credit cards awhile back.

What I did was set up autopay with a debit card, but then make manual payments with my Apple Card via Apple Pay before the due date.

That way, I've continued to receive the $5 discount per line and get the 3% cash back on my Apple Card.
Score: 6 Votes (Like | Disagree)
dandyryan Avatar
10 months ago
sigh.. whatever. take your damn 1%.

Score: 4 Votes (Like | Disagree)
Gengar Avatar
10 months ago

I never thought about using an Apple debit card to pay my monthly bill so when then announced the $5 surcharge for credit cards I switched to another debit card.

I never got the Apple debit card, just the credit card.

Even at 2% it is still better than 0%.

I will look into it.
The Apple Card is a credit card, I don’t believe they offer a debit card, but they do have a Goldman Sachs savings account.

Using the T-Life app, you can set up autopay with a debit card to get the autopay discount, but then use Apple Pay to pay with the Apple Card and get 3%.
Score: 3 Votes (Like | Disagree)
icwhatudidthere Avatar
10 months ago
A lot of debit cards also let you lock them for security reasons. So I lock mine and let the payment fail. That's my monthly reminder to pay by credit card.
Score: 2 Votes (Like | Disagree)