Apple Details How to Share an Apple Card and Add a Co-Owner

Apple today released iOS 14.6, with it bringing support for Apple Podcasts subscriptions and new support for Apple Card Family. Announced last month, ‌Apple Card‌ Family allows families to share a single ‌Apple Card‌ with users above 13 years old with the ability to set a spending limit.

apple card 1
Following its release, Apple has shared two how-to videos on how exactly to share an Apple Card with your teenager or friend and how to co-own a single Apple Card with your significant other. The process for sharing an ‌Apple Card‌ with a friend or teenager is enabled within the Wallet app on iOS 14.6 or later and requires that you be in an iCloud Family with the person you wish to share the card with.

Last month, Apple also announced the ability for couples to co-own a single ‌Apple Card‌, allowing them to build their credit score together. The process is similar to sharing an ‌Apple Card‌ with your teenager or friend but requires you to share your spouse's annual income.

‌Apple Card‌ Family is available today with the iOS 14.6 update.

Popular Stories

iOS 26

iOS 26.2 Coming Soon With These 8 New Features on Your iPhone

Thursday December 11, 2025 8:49 am PST by
Apple seeded the second iOS 26.2 Release Candidate to developers earlier this week, meaning the update will be released to the general public very soon. Apple confirmed iOS 26.2 would be released in December, but it did not provide a specific date. We expect the update to be released by early next week. iOS 26.2 includes a handful of new features and changes on the iPhone, such as a new...
Google maps feaure

Google Maps Quietly Added This Long-Overdue Feature for Drivers

Wednesday December 10, 2025 2:52 am PST by
Google Maps on iOS quietly gained a new feature recently that automatically recognizes where you've parked your vehicle and saves the location for you. Announced on LinkedIn by Rio Akasaka, Google Maps' senior product manager, the new feature auto-detects your parked location even if you don't use the parking pin function, saves it for up to 48 hours, and then automatically removes it once...
Foldable iPhone 2023 Feature 1

Apple to Make More Foldable iPhones Than Expected [Updated]

Tuesday December 9, 2025 9:59 am PST by
Apple has ordered 22 million OLED panels from Samsung Display for the first foldable iPhone, signaling a significantly larger production target than the display industry had previously anticipated, ET News reports. In the now-seemingly deleted report, ET News claimed that Samsung plans to mass-produce 11 million inward-folding OLED displays for Apple next year, as well as 11 million...
AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 2 and AirPods Pro 3

Thursday December 11, 2025 11:28 am PST by
Apple today released new firmware designed for the AirPods Pro 3 and the prior-generation AirPods Pro 2. The AirPods Pro 3 firmware is 8B30, up from 8B25, while the AirPods Pro 2 firmware is 8B28, up from 8B21. There's no word on what's include in the updated firmware, but the AirPods Pro 2 and AirPods Pro 3 are getting expanded support for Live Translation in the European Union in iOS...
iOS 26

15 New Things Your iPhone Can Do in iOS 26.2

Friday December 5, 2025 9:40 am PST by
Apple is about to release iOS 26.2, the second major point update for iPhones since iOS 26 was rolled out in September, and there are at least 15 notable changes and improvements worth checking out. We've rounded them up below. Apple is expected to roll out iOS 26.2 to compatible devices sometime between December 8 and December 16. When the update drops, you can check Apple's servers for the ...
AirTag 2 Mock Feature

Apple AirTag 2: Four New Features Found in iOS 26 Code

Thursday December 11, 2025 10:31 am PST by
The AirTag 2 will include a handful of new features that will improve tracking capabilities, according to a new report from Macworld. The site says that it was able to access an internal build of iOS 26, which includes references to multiple unreleased products. Here's what's supposedly coming: An improved pairing process, though no details were provided. AirTag pairing is already...
iOS 26

Apple Seeds Second iOS 26.2 Release Candidate to Developers and Public Beta Testers

Monday December 8, 2025 10:18 am PST by
Apple today seeded the second release candidate version of iOS 26.2 to developers and public beta testers, with the software coming one week after Apple seeded the first RC. The release candidate represents the final version iOS 26.2 that will be provided to the public if no further bugs are found. Registered developers and public beta testers can download the betas from the Settings app on...
iPhone 14 Pro Dynamic Island

iPhone 18 Pro Leak Adds New Evidence for Under-Display Face ID

Monday December 8, 2025 4:54 am PST by
Apple is actively testing under-screen Face ID for next year's iPhone 18 Pro models using a special "spliced micro-transparent glass" window built into the display, claims a Chinese leaker. According to "Smart Pikachu," a Weibo account that has previously shared accurate supply-chain details on Chinese Android hardware, Apple is testing the special glass as a way to let the TrueDepth...
ipad blue prime day

iPad 12 Rumored to Get iPhone 17's A19 Chip, Breaking Apple Tradition

Wednesday December 10, 2025 12:22 pm PST by
The next-generation low-cost iPad will use Apple's A19 chip, according to a report from Macworld. Macworld claims to have seen an "internal Apple code document" with information about the 2026 iPad lineup. Prior documentation discovered by MacRumors suggested that the iPad 12 would be equipped with an A18 chip, not an A19 chip. The A19 chip was just released this year in the iPhone 17, and...
studio display purple

Apple Studio Display 2 Code Hints at 120Hz ProMotion, HDR, A19 Chip

Thursday December 11, 2025 4:19 am PST by
Apple's next-generation Studio Display is expected to arrive early next year, and a new report allegedly provides a couple more details on the external monitor's capabilities. According to internal Apple code seen by Macworld, the new external display will feature a variable refresh rate capable of up to 120Hz – aka ProMotion – as well as support for HDR content. The current Studio...

Top Rated Comments

deebinem Avatar
60 months ago

Installing the updated now. My wife and I have been wait for this!
I was just about to ask if there was any way to block this announcement from mine... :)
Score: 4 Votes (Like | Disagree)
jerry70450 Avatar
60 months ago
Confirmed SSN is not required.

Attachment Image
Score: 2 Votes (Like | Disagree)
JayeDogg Avatar
60 months ago
Anyone else getting the unable to share message with people that are in your group?
Score: 2 Votes (Like | Disagree)
_Spinn_ Avatar
60 months ago

If you read the support article, that feature has been delayed until July 2021. https://support.apple.com/en-ca/HT212020
So does adding a co-owner who currently doesn’t have an Apple Card not increase your credit limit? I thought you were supposed to get a combined credit limit and the lower of the 2 APRs.

Edit: So I finally got my wife's phone to update. I shared my card with her as a co-owner and she was accepted immediately. Our APR stayed the same but our credit limit did increase.
Score: 1 Votes (Like | Disagree)
_Spinn_ Avatar
59 months ago
So I just noticed that my wife is not getting her daily cash back as a co-owner on my Apple Card. Our monthly statement shows that she earned cash back but it is not appearing on her Apple Cash card. Has anyone else noticed this? There seems to be a few people on Reddit with this issue as well.

[MEDIA=reddit]AppleCard/comments/nrvh47[/MEDIA]

Edit: So my wife just needed to verify her identity on the Apple Cash card and then her pending daily cash came through.
Score: 1 Votes (Like | Disagree)
TRICKorDEVICE Avatar
59 months ago

Anyone else getting the unable to share message with people that are in your group?
I am, can’t share with my wife.
Score: 1 Votes (Like | Disagree)