Apple Watch Now Eligible for Apple Card Monthly Installments

Apple today made its Apple Card interest-free monthly installment payment plan option available for the Apple Watch for the first time, allowing U.S. ‌Apple Card‌ holders to pay for the Apple Watch over time with interest-free payments.

applewatchpaymentapplecard
When purchasing an Apple Watch using ‌Apple Card‌ Monthly Installments, users will make one installment payment each month for twenty four months, which is the same purchase plan available for iPhone. ‌Apple Card‌ users also earn the three percent standard Daily Cash back for purchases through Apple.

Apple in June made interest-free monthly installment plans available for Macs, iPads, and other Apple products, but the Apple Watch was not included as an eligible purchase option until today, as noted in a new support document.

The new ‌Apple Card‌ Monthly Installment option for Apple Watch is prominently displayed when making an Apple Watch purchase from the online Apple Store or the ‌Apple Store‌ app.

A standard $399 Apple Watch Series 6, which is the entry-level pricing, costs $16.62 per month when using the ‌Apple Card‌ payment option.

Popular Stories

Home Hub Command Center with Dome Base Feature

Apple Working on All-New Operating System

Thursday September 25, 2025 1:11 pm PDT by
Apple is developing an all-new operating system codenamed "Charismatic," according to Bloomberg's Mark Gurman. Apple smart home hub concept based on rumors This is likely Apple's long-rumored "homeOS" operating system. In a report last month, Gurman said both Apple's rumored smart home hub in 2026 and tabletop robot in 2027 will run the new operating system. He said the software platform ...
iOS 26 Battery Glass Feature

iPhone 16 Pro Max 80% Charge Limit: One Year Later, Was It Worth It?

Wednesday September 24, 2025 3:58 pm PDT by
With the iPhone 15 series, I did an experiment and kept my iPhone's Charge Limit set at 80 percent for an entire year. It provided an interesting look at the impact of charge limits on battery longevity, so I decided to repeat it for the iPhone 16 line. Since September 2024, my iPhone 16 Pro Max has been limited to an 80 percent charge, with no cheating. As of today, my battery's maximum...
AirPods Pro 3 Newsroom

Apple's 'Back to School' Offer Ends Soon, Now Applies to AirPods Pro 3

Wednesday September 24, 2025 7:20 am PDT by
Apple's annual "Back to School" promotion for students ends soon, so act fast if you want to score free AirPods with the purchase of an eligible new Mac or iPad. Until Tuesday, September 30, college students and qualifying educational staff in the U.S. can receive free AirPods 4 with Active Noise Cancellation when they purchase an eligible new Mac or iPad from Apple. This is a $179 value. ...
iPhone 17 Pro Colors

Skipped the iPhone 17 Pro? Here's What is Rumored for iPhone 18 Pro

Tuesday September 23, 2025 8:55 am PDT by
While the iPhone 18 Pro and iPhone 18 Pro Max are still a year away, there are already a few rumors about the devices that offer an early look ahead. Below, we have recapped some of the early iPhone 18 Pro rumors so far. This story was published previously, and it has been updated to reflect the latest rumors. Many early rumors prove to be true, but nothing is confirmed yet, and Apple's...
iOS 26

Apple Continues to Prepare iOS 26.0.1 With Multiple Bug Fixes Expected

Sunday September 28, 2025 1:30 pm PDT by
Apple is preparing to release iOS 26.0.1, according to a private account on X with a proven track record of sharing information about future iOS versions. The account initially said iOS 26.0.1 would have a build number of 23A350, but they now expect the update to have a build number of 23A355. This suggests that the software update will include more bug fixes or changes than initially...
Apple More Personal Siri Ad

Apple Responds to U.S. Class Action Lawsuit Over Delayed Siri Features

Friday September 26, 2025 6:57 am PDT by
In March, Apple delayed the launch of its personalized Siri features, and soon after the company was hit with multiple class action lawsuits over the situation. The plaintiffs said they never would have purchased an iPhone 16, or would have paid less, had they known Apple's marketing about the Siri features was false. In the U.S., all of the complaints were consolidated into one class...
Apple MacBook Pro M4 hero

New MacBook Pro Nears Mass Production, But Four Bigger Upgrades Expected Next Year

Sunday September 28, 2025 2:08 pm PDT by
Apple's next MacBook Pro models will enter mass production soon, according to the latest information shared by Bloomberg's Mark Gurman. In his Power On newsletter today, Gurman said he continues to believe the new MacBook Pro models will be released at some point between late 2025 and the first quarter of 2026, meaning they should be available to order by March at the latest. Apple often...
iphone 17 ceramic shield

Regular iPhone 17's USB-C Charging Speeds Tested With Apple Chargers

Friday September 26, 2025 9:01 am PDT by
The website ChargerLAB has tested the standard iPhone 17 model's USB-C charging speeds with a variety of Apple's chargers, from 18W to 140W. The device reached a peak charging speed of around 27W to 28W with these Apple chargers:29W USB-C Power Adapter 30W USB-C Power Adapter 35W Dual USB-C Port Power Adapter 35W Dual USB-C Port Compact Power Adapter 40W Dynamic Power Adapter with 60W Max...
maxresdefault

Review: A Week With the iPhone 17 Pro

Friday September 26, 2025 12:51 pm PDT by
Apple's iPhone 17 models have been out for a week now, so we thought we'd do a longer-term review of the flagship iPhone 17 Pro and Pro Max now that we've been able to spend more time with them. Subscribe to the MacRumors YouTube channel for more videos. MacRumors videographer Dan Barbera has a Silver iPhone 17 Pro and a Cosmic Orange iPhone 17 Pro Max, and despite a lot of concern over...

Top Rated Comments

TonyC28 Avatar
66 months ago

If you have to finance a $400 watch, you should not be buying it. Full stop.
Ehh, sorta yes and sorta no. If Apple wants to let me pay it off at 0% I’d rather hold old on to my cash for now.
Score: 23 Votes (Like | Disagree)
matrix07 Avatar
66 months ago

If you have to finance a $400 watch, you should not be buying it. Full stop.
What? I had fund for Apple Watch yet I still finance it since it’s interest free. You got the watch and you also got interest from your savings. What’s not to like? ??‍♂️
Score: 10 Votes (Like | Disagree)
iPhaithful Avatar
66 months ago
I knew at least one person couldn’t resist saying something like this


If you have to finance a $400 watch, you should not be buying it. Full stop.
Score: 10 Votes (Like | Disagree)
btrach144 Avatar
66 months ago
They need an iPhone upgrade program for the Apple Watch.

These devices aren’t cheap and the S5 and S6 appear to be incremental rather than revolutionary updates. People are going to hold onto their devices for longer unless they have a quick and easy way to get money from their old watch.
Score: 7 Votes (Like | Disagree)
InGen Avatar
66 months ago
This is big news if true.

And since it is true this is very big news. Expect to see big market share growth for Apple Watches in the wearables market and the doubling down on making the Apple Watch a Health-Focused device rather than media consumption/interaction device will justify this purchase for a lot of people who needed a reason to finally get on board.

thank you Apple, the blood oxygen sensor is the reason I’ll finally be jumping onboard and getting my first Apple Watch
Score: 6 Votes (Like | Disagree)
Ariaizadi Avatar
66 months ago
It’s a revolving credit line. When you make the purchase the full amount is subtracted from your available credit and every month, the monthly payment is added to your minimum payment amount. It will not add anything to your credit files other than the fluctuating utilization percentage which occurs with normal usage. You can always pay early but have to pay the cards current balance first as that’s subject to interest.
Score: 6 Votes (Like | Disagree)