Apple has temporarily halted plans to launch Apple Pay in India after facing troubles with regulators in the country and a few technical hurdles, according to The Economic Times. Specifically, Apple is said to be concerned about the Reserve Bank of India's recent data localization rule, which requires companies to store all of their payments data for local users only in India.

applepay
Because of this rule, numerous companies -- including Apple, Amazon, PayPal, WhatsApp, Visa, and MasterCard -- have faced uncertainties regarding the rollout of their respective mobile wallets in India. Apple is said to have gone so far as to meet with a few leading banks and the National Payments Corporation of India, which manages the country's Unified Payments Interface platform.

In addition, Apple has reportedly encountered a few technical and design hurdles surrounding Apple Pay's India launch, relating to the inclusion of Touch ID as a mode of authentication for payments in India on supported iPhones. The NPCI did not agree to this plan, because the country's UPI is based on a six or four-digit passcode to authenticate transactions and does not have support for smartphone-based biometric security features yet.

Following these hurdles, plans as of now have been shelved, according to two people familiar with the matter.

“Apple will not launch payments in India yet. They are waiting to see how the regulatory landscape shapes up,” one of them said.

The Apple Pay news is just the latest in a string of negative reports regarding Apple's attempt at expansion in India, one month after the company faced a potential legal threat over noncompliance with the Indian government's anti-spam iPhone app. Otherwise, the company has had trouble in the country due to ever-increasing taxes on imported smartphones, rising iPhone prices because of such taxes, and user frustration with poor Apple services like Apple Maps.

In an attempt to finally rectify these issues, Bloomberg in August reported that Apple is planning a completely revamped India strategy led by Apple executive Michel Coulomb. This includes better and longer-lasting retail deals with higher sales targets, the opening of official Apple retail stores in India, "overhauling" the company's relationship with independent retailers, and improving apps and services "aimed more closely at Indians."

Apple Pay was never mentioned as part of that strategy, so it doesn't appear that users in India will have a chance to use the company's mobile wallet anytime soon. Otherwise, Apple Pay is available in over two dozen countries, including the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, UAE, Brazil, Ukraine, Norway, and Poland.

Note: Due to the political nature of the discussion regarding this topic, the discussion thread is located in our Politics, Religion, Social Issues forum. All forum members and site visitors are welcome to read and follow the thread, but posting is limited to forum members with at least 100 posts.

Related Roundup: Apple Pay
Tag: India

Top Rated Comments

beanbaguk Avatar
32 months ago
Superpower my backside. Abject poverty, no regulation, total lawless control over commercial copyright, corruption at the highest levels and highly sophisticated organised crime.....but they're launching rockets by piling huge amounts of money into a space program while children die from malnutrition, disease is rife and millions live in squalor.

Sounds like a superpower to me.
Score: 17 Votes (Like | Disagree)
FriednTested Avatar
32 months ago
superpower by 2020 tho
We would have been. Had not this current government put us back by atleast 10 years.

Apple seriously needs to give up on India for the time being. The country isn’t ready yet.
It won’t be for another 10 years atleast.

India is a joke. It’s so anti business it’s hilarious.
Thriving businesses are coming to a stand still. I had a thriving business. Was forced to immigrate to Canada.

Agreed. I didn’t believe it before but it seems India is refusing Apple due to it being an American co
Nah. It’s just too much red tape and corruption.

I don't know to be honest. Google doesn't seem to be the Pro-American company like Apple does abroad ... in terms of perception. I mean Google's or Alphabet's Android is heavily entrenched there and shows diversity. Maybe it's because their CEO is Pichai Sundararajan (Sundar Pichai; as commonly known), was born in Madurai, Tamil Nadu, India and went to school early on in provinces there. He pretty much is the epitome of Indian success now that he's at Google!

Cook ... born and bread in USA (education, etc) and let's face it ... doesn't seem much of a family man; which is very huge in their culture there. This is my assumption so don't take anything from it ... but I just somehow feel Apple is viewed as an American company not unlike 1984 where Google is not. Samsung is making great strides there too.
You really think 95% of the Indians even know who Sundar Pichai is?

Couldn't agree more.

From World Bank data:

* Access to electricity: 84.5% of population
* Literacy rate: 69%
* Extreme poverty rate ($1.90/day): 21.2%


Outside of that, you have the country not enforcing laws related to gang rape or honor killings of women.

It's crazy Indian regulators don't allow fingerprint authentication for Apple Pay but allows the above to go unnoticed.
Doesn’t allow it because they know they can’t hack it. Oh and you forget the lynching to death of numerous people because they were “suspected” of eating beeef. And the murderers being given a national flag salute when they died or being felicitated by the government.
Score: 5 Votes (Like | Disagree)
703541 Avatar
32 months ago
Superpower my backside. Abject poverty, no regulation, total lawless control over commercial copyright, corruption at the highest levels and highly sophisticated organised crime.....but they're launching rockets by piling huge amounts of money into a space program while children die from malnutrition, disease is rife and millions live in squalor.

Sounds like a superpower to me.
Let me tell you something.

Amazon
1. India was the 4th country after US, UK, Germany to get Amazon Alexa, far ahead of other European Countries.
2. India is one of a few countries to have a local Amazon Website.
3. Amazon has already invested around $5 Billion in India.

Walmart
1. Recently Invested $16 Billion in India by purchasing Flipkart.

Google
1. Google regularly holds events in India where they show features developed for Indian markets which may sometimes roll out globally. [Example - Offline Video]
2. Google already has its payment app in India - 'Google Tez'.

Apple
1. Apple is trying very hard to expand in India.
2. They have started manufacturing locally in India.


I find two possibilities here -

1. Either all the executives of the above tech companies are stupid as they are focusing so heavily on the Indian market.
2. You are smarter than all the executives of above companies.

Regarding the space program

India is the 3rd largest economy of world in terms of PPP [GDP $8.7 trillion] and 6th largest in terms of nominal GDP [$2.4 Trillion]

And Since expenditures such as Military spending and space programs are largely dependent on GDP rather than GDP per capita So India can very well afford its space program.

And BTW we are sending a manned space flight in next few years. None of the European Country has ever done that.

Also in a decade India will surpass every European Country in terms of nominal GDP.
It is already ahead in terms of GDP [Purchasing power Parity] than all other European countries.

World is a dynamic place. World order changes.

So please take off your rose tinted glasses and respect the new world order, where majority of Europe is in decline And India is growing.
Score: 5 Votes (Like | Disagree)
vvs14 Avatar
32 months ago
superpower by 2020 tho
Lol. What has that got to do with India not having Apple Pay? We will be perfectly fine without Apple Pay. Or any Apple product to be honest. There are plenty of options available in India for online mobile based transactions. Apple needs India. India does not need Apple.
Score: 4 Votes (Like | Disagree)
macintoshmac Avatar
32 months ago
I am from India. Posters before this post have some idea of India, and I feel sorry for my country that we have such a perception in the world and are somehow looked down upon without looking at both sides of the coin, and certainly not inside one's own backyard.

The discussion is about Apple halting the Apple Pay release, and I will stick to why that is. I will not digress into superpower perceptions and political nonsense this thread is getting into just because the first poster to reply to the Macrumors post set the tone so wrong.

There is only one reason that Apple Pay is facing hurdles in India, and that is NOT that the country wants its data within the country - that is okay - but that the government of the day is sure to be wanting some form of snooping possibility that the folks at Apple would be refusing to allow. Simple things such as Touch ID integration is on the payments backbone and frankly, India is capable of a lot, but the ill desire to turn everything into political mileage somehow, is hurting the end user in the long run.

About Samsung and Google, the less said the better.

The only reason Apple Pay is facing issues (not to be confused with Apple's overall issues in the country) is due to the fact that there is a chance that the government may not be able to snoop. The current government is hell bent on turning everything into political mileage for 2019. This is also probably payback to Apple, who refused to allow TRAI some stupid app-based access to message content (good Apple). Very recently, the government was mulling plans to ask networks to disengage and deregister iOS devices on their network to punish Apple for not allowing them that access.

Dear forum members, cut out the anger and the bile, please. Third world, developing nations are still humans. There is nothing to be earned looking at us condescendingly, that when we have so many poor and so many issues, we are thinking of space programmes and what not. Tell me, is there no poor man, no hungry man, no shelterless person in the developed countries anymore? :)

It is my request to you, be kind. Man is man, wherever he is, whichever country he belongs to, ultimately he belongs in this world only. There is nothing to be gained by looking down upon, and commenting like what I have read above. If at all, sympathise and look objectively at the country, the countrymen, the issues the people are facing. Look at both sides of the coin, it is the least that you can do. No?
Score: 4 Votes (Like | Disagree)
kemal Avatar
32 months ago
Looks like a “Not invented here. “ problem.
Score: 3 Votes (Like | Disagree)

Top Stories

microsoft edge ios android

Bill Gates Says His Preference for Android Over iPhone is Due to Pre-Installed Software

Friday February 26, 2021 3:35 am PST by
Microsoft co-founder Bill Gates this week participated in his first meeting on Clubhouse, the increasingly popular invite-only conversation app, where he fielded a range of questions as part of an ongoing book tour. Gates was interviewed by journalist Andrew Ross Sorkin, and given that the Clubhouse app is currently only available on iOS, naturally one of the questions that came up was...
First Look Big Sur Feature2

Apple Releases macOS Big Sur 11.2.2 to Prevent MacBooks From Being Damaged by Third-Party Non-Compliant Docks

Thursday February 25, 2021 10:07 am PST by
Apple today released macOS Big Sur 11.2.2, the fourth update to the macOS Big Sur operating system that launched in November. macOS Big Sur 11.2.2 comes two weeks after the release of macOS Big Sur 11.2.1, a bug fix update. The new ‌‌‌‌macOS Big Sur‌‌‌ 11.2.2‌ update can be downloaded for free on all eligible Macs using the Software Update section of System Preferences....
flat mbp 14 inch feature yellow

Redesigned 14-Inch MacBook Pro Expected to Feature Brighter Mini-LED Display With Slimmer Bezels and More

Thursday February 25, 2021 7:48 am PST by
Apple plans to unveil new 14-inch and 16-inch MacBook Pro models with Mini-LED-backlit displays in the second half of this year, according to industry sources cited by Taiwanese supply chain publication DigiTimes. The report claims that Radiant Opto-Electronics will be the exclusive supplier of the Mini-LED backlight units, while Quanta Computer is said to be tasked with final assembly of the...
jon prosser imac 2021colors

Prosser: 2021 iMac to Come in Five Colors, Apple Silicon Mac Pro to Resemble 'Stacked' Mac Minis

Wednesday February 24, 2021 7:26 am PST by
Hit-and-miss leaker Jon Prosser has today alleged that the upcoming 2021 iMac models will offer five color options, mirroring the colors of the fourth-generation iPad Air, and revealed a number of additional details about the Mac Pro with Apple Silicon. In a new video on YouTube channel FrontPageTech, Prosser explained that the redesigned iMacs will come featuring options for Silver, Space ...
steam apple logo

Valve Ordered to Give Apple Information on 436 Steam Games As Part of Epic Games Legal Case

Thursday February 25, 2021 1:50 am PST by
Valve, the makers behind popular game distribution platform Steam, will be forced to hand over aggregate historical sales, price, and other information on 436 games hosted on the store to Apple, as part of the Apple vs. Epic Games antitrust case. As reported in a paywalled report by Law360, during a virtual discovery hearing on Wednesday, U.S. Magistrate Judge Thomas S. Hixson ordered that...
apple store macarthur center

Apple Store at MacArthur Center in Virginia Permanently Closing Following Years of Safety Issues at Shopping Mall

Thursday February 25, 2021 4:45 pm PST by
Apple today indicated that its retail store at the MacArthur Center shopping mall in Norfolk, Virginia will be permanently closing after over 14 years of business, although an exact closure date has yet to be announced by the company. Apple has assured that it will be offering all employees at the store other positions within Apple, and said that it looks forward to continuing to serve...
m1 mac mini

M1 Mac Users Report Excessive SSD Wear

Tuesday February 23, 2021 7:07 am PST by
Over the past week, some M1 Mac users have been reporting alarming SSD health readings, suggesting that these devices are writing extraordinary amounts of data to their drives (via iMore). Across Twitter and the MacRumors forums, users are reporting that M1 Macs are experiencing extremely high drive writes over a short space of time. In what appear to be the most severe cases, M1 Macs are sai...
apple refurbished m1 mac mini

Apple Begins Selling Refurbished M1 Mac Mini

Thursday February 25, 2021 6:42 pm PST by
Apple today began selling certified refurbished Mac mini models with the M1 chip for the first time in the United States and Canada, with prices discounted by approximately 15 percent compared to brand new models as usual. For example, a refurbished Mac mini with the M1 chip, 256GB of SSD storage, and 16GB of unified memory is available for $759, compared to $899 brand new. Other custom...
qualcomm snapdragon x60 5g

iPhone 13 Lineup Expected to Use Qualcomm's Snapdragon X60 Modem With Several 5G Improvements

Wednesday February 24, 2021 8:10 am PST by
Apple's next-generation iPhone 13 lineup will use Qualcomm's Snapdragon X60 5G modem, with Samsung to handle manufacturing of the chip, according to DigiTimes. Built on a 5nm process, the X60 packs higher power efficiency into a smaller footprint compared to the 7nm-based Snapdragon X55 modem used in iPhone 12 models, which could contribute to longer battery life. With the X60 modem, iPhone...
2021 mbp sd slot feature2

Kuo: New MacBook Pro Models With HDMI Port and SD Card Reader to Launch Later This Year

Monday February 22, 2021 8:52 pm PST by
Apple plans to release two new MacBook Pro models equipped with an HDMI port and SD card reader in the second half of 2021, according to analyst Ming-Chi Kuo, who outlined his expectations in a research note obtained by MacRumors. The return of an SD card reader was first reported by Bloomberg's Mark Gurman last month. "We predict that Apple's two new MacBook Pro models in 2H21 will have...