Apple Pay Now Available at Nearly 16,000 Cardless Chase ATMs

Chase, one of the major banks in the United States, today announced that customers can now use Apple Pay and other mobile wallet services at nearly all of the company's 16,000 ATMs, which have been upgraded with card-free access.

To access an ATM and withdraw money, customers no longer need a physical debit card or access code for authentication, with the contactless ATMs supporting a "tap" from a smartphone to use the ATM.

applepaychaseatms2
On its website, Chase walks users through the steps necessary to use the new ATM functionality.

For iPhone users, after adding a Chase card to the Wallet app on the iPhone, at an ATM, customers will need to open up the Wallet app, select the virtual Chase debit card and tap the iPhone on the "Cardless" symbol on the ATM, authenticating via Face ID or Touch ID.

applepaychaseatms1
A PIN code will need to be entered for verification purposes, so it's not quite as simple as a standard payment with Apple Pay, but it does prevent Chase card users from needing to pull out a physical card.

Chase says that cardless ATM access is available to all customers with a Chase debit or Liquid card that's been added to Apple Pay, Google Pay, or Samsung Pay. All Chase ATMs with the Cardless symbol support Apple Pay.

Chase first announced plans to update its ATMs with contactless money withdrawals in 2016, and has since then been rolling out the technology. Today's update suggests the rollout is nearly complete and available to most Chase customers.

Both Wells Fargo and Bank of America, Chase competitors, have also been rolling out card-free Apple Pay access to ATMs. Wells Fargo added Apple Pay support to over 5,000 ATMs last year, while Bank of America began implementing the feature in 2016.

Related Roundup: Apple Pay

Popular Stories

iphone 16 apple intelligence

Apple Aiming to Release 'Breakthrough' New iPhone Accessory

Wednesday February 18, 2026 12:43 pm PST by
Apple is looking for a "breakthrough" with its push into wearable AI devices, including an "AirTag-sized pendant," according to Bloomberg's Mark Gurman. In a report this week, he said the pendant is reminiscent of the failed Humane AI Pin, but it would be an iPhone accessory rather than a standalone product. The pendant would feature an "always-on" camera and a microphone for Siri voice...
Apple Watch 15 Tips Every Owner Needs to Know Feature

Apple Watch: 15 Tips Every Owner Needs to Know

Thursday February 19, 2026 7:38 am PST by
Apple Watch is now eleven generations in, and packed with useful features that are easy to miss at first glance. To help you get more out of your new device, we've rounded up 15 practical tips you might not have discovered yet, including a few that long-time users often overlook. Bounce Between Two Apps On your Apple Watch, double-press the Digital Crown to see a deck of all currently...
Dynamic Island iPhone 18 Pro Feature

10 Reasons to Wait for Apple's iPhone 18 Pro

Wednesday February 18, 2026 5:12 am PST by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models at the same time, which is why we often get rumored features months ahead of launch. The iPhone 18 series is no different, and we already have a good idea of what to expect for the iPhone 18 Pro and iPhone 18 Pro Max. One thing worth...
maxresdefault

iPhone Fold: Launch, Pricing, and What to Expect From Apple's Foldable

Friday February 20, 2026 3:21 am PST by
Apple is expected to launch a new foldable iPhone this year, based on multiple rumors and credible sources. The long-awaited device has been rumored for years now, but signs increasingly suggest that Apple will release its first foldable device in 2026. Subscribe to the MacRumors YouTube channel for more videos. Below, we've collated an updated set of key details that have been leaked about ...
Multicolored Low Cost A18 Pro MacBook Feature

Low-Cost MacBook Expected on March 4 in These Colors

Wednesday February 18, 2026 5:42 am PST by
Apple will announce its rumored low-cost MacBook at its event on March 4, with the device coming in a selection of bold color options, according to a known leaker. Earlier this week, Apple announced a "special Apple Experience" for the media in New York, London, and Shanghai, taking place on March 4, 2026 at 9:00am ET. Posting on Weibo, the leaker known as "Instant Digital" said that the...

Top Rated Comments

MyMacintosh Avatar
99 months ago
Was literally at my Chase atm the other day wondering when this would be a thing. Thank God!
Score: 7 Votes (Like | Disagree)
99 months ago
We need more Apple Pay!
Score: 7 Votes (Like | Disagree)
McTaste Avatar
99 months ago
I can't even remember the last time I used an ATM. If I get birthday money that small amount is more than enough to last me the entire year for cash only purchases.
We need to get you buying more weed.
Score: 6 Votes (Like | Disagree)
99 months ago

[LIST=1]
* Take out Debit Card
* Slide card into slot in ATM
* Enter pin #

vs.

[LIST=1]
* Take out iPhone
* Unlock (if you don't have FaceID
* Find app & launch it
* Scroll/select Chase Debit Card
* Tap Phone on ATM machine pad
* Enter pin #


I guess I'm not seeing an advantage here...
You can double tap power button on the iPhone X or double click the home button to bring up the wallet from the home screen. Doing this instant authenticates me as I do it.
Score: 5 Votes (Like | Disagree)
99 months ago

[LIST=1]
* Take out Debit Card
* Slide card into slot in ATM
* Enter pin #

vs.

[LIST=1]
* Take out iPhone
* Unlock (if you don't have FaceID
* Find app & launch it
* Scroll/select Chase Debit Card
* Tap Phone on ATM machine pad
* Enter pin #


I guess I'm not seeing an advantage here...
The advantage is that you don't have to carry or babysit a card anymore. Your instructions are a bit biased towards the card though--I'd argue that carrying/retrieving a card that is located in a wallet that is possibly located in a bag has at least as many steps as using your iPhone.

My instructions for card use would look like this:

1) Take out bag to retrieve wallet
2) Remove card from wallet
3) Slide card into slot in ATM
4) Enter PIN
5) Conduct transaction
6) Remove card from slot in ATM
7) Replace card in wallet
8) Replace wallet in bag

And for anyone that uses an Apple Watch and has their Chase card set as the default payment, it's literally as easy as pressing the watch's side button twice and holding it to the pad. This is how I do all of my ApplePay transactions--there's no way it's easier to use a card.
Score: 4 Votes (Like | Disagree)
I7guy Avatar
99 months ago
Apple is on a roll with Apple Pay. I wish my bank would enable Apple Pay withdrawals.
Score: 4 Votes (Like | Disagree)