Apple Pay Roundup: Everything We Know, Coming in October - MacRumors
Skip to Content

Apple Pay Roundup: Everything We Know, Coming in October

Apple Pay is Apple's new mobile payments service, which it first debuted in September alongside the iPhone 6, the iPhone 6 Plus, and the Apple Watch. Apple Pay is expected to become widely available to consumers beginning in October, and ahead of its official release, we've gathered everything that's currently known about the service into a roundup so users can get an idea of what to expect.

With Apple Pay, iPhone 6 and 6 Plus owners will be able to make payments for goods and services with their iPhones, both in stores and within participating apps, using the NFC chip built into the devices. While Apple Pay will initially be restricted to iPhone 6 and 6 Plus owners, iPhone 5, 5c, and 5s users will also be able to take advantage of the service if they purchase an Apple Watch after it is released.

applepayroundup
Apple has described Apple Pay as the most secure payment solution available, as it uses Device Account Numbers rather than storing credit card numbers and keeps all payment information in a dedicated chip on the iPhone, called the Secure Element.

All payments are verified using Touch ID, which prevents someone who has stolen a device to make unauthorized purchases. Furthermore, if an iPhone 6 or 6 Plus is stolen, its ability to make payments can be disabled through Find My iPhone.

Apple has said that Apple Pay will be available beginning in October, enabled through an upcoming update to iOS 8.

The Apple Pay roundup, like all of our other roundups is accessible through a dedicated index page that shows a full list of all available roundups ordered by most recent update. The roundup is also accessible directly through the "Roundups" tab in the top navigation bar on all MacRumors pages.

Related Roundup: Apple Pay

Popular Stories

iPhone 18 Pro Deep Red Feature

iPhone 18 Pro Launching Later This Year With These 12 New Features

Wednesday March 18, 2026 7:39 am PDT by
While the iPhone 18 Pro and iPhone 18 Pro Max are not expected to launch for another six months or so, there are already plenty of rumors about the devices. It was initially reported that the iPhone 18 Pro models would have fully under-screen Face ID, with only a front camera visible in the top-left corner of the screen. However, the latest rumors indicate that only one Face ID component...
ios 26 4 yellow

Here Are Apple's Release Notes for iOS 26.4

Wednesday March 18, 2026 11:56 am PDT by
Apple provided developers and public beta testers with the release candidate versions of iOS 26.4 and iPadOS 26.4, which means we're going to see a public launch as soon as next week. The RC versions of the software include Apple's official release notes, giving us final details on what's included in the update. Apple Music - Playlist Playground (beta) generates a playlist from your...
Apple Logo Sketch Feature

Apple Has Now Unveiled Eight New Products This Month

Tuesday March 17, 2026 9:25 am PDT by
Apple has unveiled a whopping eight new products so far this March, including an iPhone 17e, iPad Air models with the M4 chip, MacBook Air models with the M5 chip, MacBook Pro models with M5 Pro and M5 Max chips, the all-new MacBook Neo, an updated Studio Display, a higher-end Studio Display XDR, and now the AirPods Max 2 this week. iPhone 17e features the same overall design as the iPhone...

Top Rated Comments

Drumjim85 Avatar
150 months ago
If you're re-upping your contract, the phone is just $199.

keep telling yourself that.
Score: 17 Votes (Like | Disagree)
Desmondhuz Avatar
150 months ago
Tried you use my Walgreens passbook card and the cashier said the scanning system was down. But I looked down and saw a brand new nfc device scanner and remember that Walgreens was listed by Apple as an initial client. I told her about Apple Pay, which she had no clue about, and how it would start next month. She asked if I worked for Walgreens and I told her "I'm just in the know...about such things."
Score: 13 Votes (Like | Disagree)
lellis2k Avatar
150 months ago
Can England haz it plz
Score: 12 Votes (Like | Disagree)
jayducharme Avatar
150 months ago
While Apple Pay will initially be restricted to iPhone 6 and 6 Plus owners, iPhone 5, 5c, and 5s users will also be able to take advantage of the service if they purchase an Apple Watch after it is released.

LOL! It would probably be more cost-effective to upgrade to an iPhone 6 instead. Why spend money on an accessory to help you spend money?
Score: 9 Votes (Like | Disagree)
gnasher729 Avatar
150 months ago
Hmm. Won't there be any sort of branding? How will we know if it takes Apple Pay?
Any NFC payment terminal will take Apple Pay.

Normally, the terminal identifies your debit card or credit card.

With Apple Pay, your iPhone creates a virtual credit card. The NFC terminal doesn't realise it's not a real card. It send the data about the credit card for example to Visa, Visa has worked with Apple and figures out that this is an Apple Pay virtual credit card and accepts it, so the NFC terminal accepts your card.

The NFC terminal has no idea what was going on. It only knows that it was given details of a card (it doesn't know it was a virtual card) and that Visa accepted the card.

The nice thing is that this virtual credit card will be used only _once_ for that one payment. So if you have a company losing 56 million credit card numbers to hackers, the hackers don't have your card number. They have a virtual card number that was accepted for that one payment, and won't be accepted for any other payment ever again.

And presumably Apple Pay, Google Wallet, ISIS (no, not those *******s who behead people) and all other NFC based systems follow the same standard and send essentially the same data (albeit encrypted with different keys, no not bit for bit identical) to the card reader, so how is Apple Pay any more secure than the others?
With Apple Pay, _nobody_ will ever see your credit card number. That includes Apple. Your credit card number cannot be stolen because nobody ever has it. That's different with Google Wallet. And Apple Pay requires a secure chip in the iPhone that does all the work, and that chip is not hackable.
Score: 8 Votes (Like | Disagree)
Corrode Avatar
150 months ago
Hopefully all the kinks will be worked out and it'll be available in Canada by the time the 6S is released.
Score: 7 Votes (Like | Disagree)