PayPal 'Kicking the Tires' on Integrating Touch ID Into its Mobile Apps

PayPal is already working to incorporate the fingerprint scanning capabilities of the iPhone 5s into its mobile apps, likely planning to use the technology to authenticate users and confirm payments through the use of a fingerprint rather than a password.

Apple first announced a Touch ID API for developers on Monday, which will allow the feature to be integrated into third-party apps for the first time. According to a PayPal source that spoke to Business Insider, PayPal developers attended a developer session on Touch ID at Apple's Worldwide Developers Conference yesterday to learn about the new API.

paypal

"It seems to be a fairly easy API to use, but we're still kicking the tires," the PayPal source tells us.

Anuj Nyar, PayPal's senior director of global initiatives, confirmed in an email that company developers had attended the session.

At the current point in time, Apple's Touch ID feature is limited to unlocking the iPhone and making purchases for apps and music within the iTunes Store. Apple has previously faced significant scrutiny over privacy concerns with Touch ID, which is likely why it has taken nearly a year for the company to allow developers access to the feature.

Since the release of the iPhone 5s, Apple has worked to overcome security concerns by releasing extensive documentation on Touch ID, which works through a "Secure Enclave" within the iPhone's A7 chip, using a secure boot process and other security measures to prevent both Apple and any other third parties from accessing Touch ID data.

Touch ID for developers works in conjunction with Keychain, unlocking Keychain items through a simple yes/no verification process that identifies successful fingerprint matches. During Monday's keynote, Apple software chief Craig Federighi assured iPhone users that fingerprint data remains protected and inaccessible to developers.

PayPal's main app currently allows users to send and request money and to make payments via the service in retail stores, restaurants, and more. Several features require a password to login or confirm payments, steps that may be simplified with Touch ID.

Apple may have plans to build Touch ID into a complete payment service in the future, as the company is said to be working on a mobile payments solution. According to Apple CEO Tim Cook, mobile payments were "one of the thoughts behind Touch ID." Apple has also reportedly been in talks with PayPal about a possible payments partnership, so it is no surprise that PayPal is eager to be at the forefront of Touch ID app integration.

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Top Rated Comments

Cougarcat Avatar
130 months ago
Do people use paypal that often on iOS though?

I don't know if would be possible, but it'd be cool to use Continuity in some way for this. PayPal app notices you're accessing Paypal.com on your Mac and prompts you for your TouchID.
Score: 9 Votes (Like | Disagree)
FlatlinerG Avatar
130 months ago
Do people use paypal that often on iOS though?

I don't know if would be possible, but it'd be cool to use Continuity in some way for this. PayPal app notices you're accessing Paypal.com on your Mac and prompts you for your TouchID.


This should be a thing in general. Seriously, Mac recognizes you are nearby, use TouchID to unlock your account, put in admin credentials, etc.
Score: 8 Votes (Like | Disagree)
Menel Avatar
130 months ago
Paypal devs are worthless. Their app has never even worked with their own home baked two factor auth.
Score: 8 Votes (Like | Disagree)
kemal Avatar
130 months ago
I would rather see this working with Square. Paypal is an annoyance.
Score: 7 Votes (Like | Disagree)
travis64 Avatar
130 months ago
paypal sucks

refuse to use them ever again after they held my money for 6 months and said they are not allowed to give a reason
Score: 6 Votes (Like | Disagree)
TXCherokee Avatar
130 months ago
I use paypal online invoicing the most and do in person card swipe with the card reader. I would actually like Apple to have their own and hopefully be cheaper. Paypal just went up to 2.9% (was 2.7%) and 30 cents per swipe and online invoicing. Not bad but would love to see what Apple could do.

Apple would charge 3.2% and $0.50 a swipe. But hey, it would be incredibly great and magical....with diamond chamfered edges. :D
Score: 5 Votes (Like | Disagree)