Apple Pay Now Supports Tesco Bank and TSB in U.K., Over 90 New U.S. Issuers

Apple updated its Apple Pay participating issuers list today with 95 additional banks, credit unions and financial institutions supporting the contactless payment service in the United States. Apple Pay now has over 750 participating issuers nationwide, and several more plan to support the NFC-based mobile payment service in the future.

TSB-Tesco-Bank
Apple Pay now supports Tesco Bank and TSB in the United Kingdom

Apple also added Apple Pay support for two larger financial institutions Tesco Bank and TSB in the United Kingdom. Tesco Bank, which began emailing customers about incoming Apple Pay support earlier this week, currently supports Apple Pay for its MasterCard credit cards, while TSB supports debit cards and MasterCard and AMEX credit cards.

H&R Block, a large tax planning, preparation, and filing company, highlights the complete list of new Apple Pay participating U.S. issuers. As a disclaimer, some smaller banks, credit unions and financial institutions listed may have already had support for the contactless payments service and are only now being reflected on Apple's website.

The full list of new Apple Pay participating issuers in the U.S. is ahead.
  • Acme Federal Credit Union
  • Alpine Bank
  • Alpine Credit Union
  • Altier Credit Union
  • American 1 Credit Union
  • American Trust and Savings Bank
  • Ashland Credit Union
  • Augusta Metro Federal Credit Union
  • Avidia Bank
  • Bank Independent
  • Bank of New Hampshire
  • Bay Area Credit Union
  • Broadway National Bank
  • Calumet Bank
  • Camden National Bank
  • CapCom Credit Union
  • Century Bank & Trust
  • Citizens Bank of Edmond
  • Citizens Bank of Washington County
  • CoastHills Credit Union
  • Commercial Banking Company
  • Community Bank NA
  • Decatur Earthmover Credit Union
  • EverBank
  • F&M Bank
  • Farmers State Bank
  • First Atlantic Federal Credit Union
  • First Citizens Bank
  • First Command Bank
  • First Commerce Credit Union
  • First Florida Integrity Bank
  • First National Bank & Trust Co.
  • First National Bank of Oklahoma
  • First Priority Bank
  • Florida Credit Union
  • Great Lakes Credit Union
  • H&R Block
  • Hawaii State Federal Credit Union
  • Heartland Bank & Trust Company
  • Homeland Credit Union
  • Idaho Independent Bank
  • International Finance Bank
  • Iroquois Federal
  • Johnson City Bank
  • Kane County Teachers Credit Union
  • Kekaha Federal Credit Union
  • Kinetic Credit Union
  • Klerberg Bank
  • Lake City Bank
  • LaTerre Federal Credit Union
  • Leyden Credit Union
  • Marblehead Bank
  • Marshall Community Credit Union
  • MECU
  • Members First Community Credit Union
  • Members First Credit Union of New Hampshire
  • Metro Employees Credit Union
  • MidSouth Bank NA
  • Montgomery Bank NA
  • MountainOne Bank
  • NB&T
  • Nebo Credit Union
  • Neighbors Federal Credit Union
  • NewDominion Bank
  • Northeast Credit Union
  • Northwest Federal Credit Union
  • Oak Valley Community
  • OAS Staff Federal Credit Union
  • Oklahoma Central Credit Union
  • Oklahoma Employees Credit Union
  • OnPoint Community Credit Union
  • OUR Credit Union
  • PCM Credit Union
  • Peoples Bank (AR)
  • Peoples State Bank
  • Railroad & Industrial Federal Credit Union
  • RIA Federal Credit Union
  • River Works Credit Union
  • Rocky Mountain Credit Union
  • Sb1 Federal Credit Union
  • Seacoast Bank
  • SECNY Federal Credit Union
  • Service 1st Federal Credit Union
  • Sikorsky Credit Union
  • Southbridge Savings Bank
  • Southwest 66 Credit Union
  • State Bank of Southern Utah
  • SunWest Educational Credit Union
  • Texas Bay Credit Union
  • Tinker Federal Credit Union
  • Tonawanda Valley Federal Credit Union
  • TransWest Credit Union
  • Winslow Community Federal Credit Union
  • Woodlands Bank
  • Zeal Credit Union
Apple Pay launched in Canada today for American Express customers, with Australia to follow later this week. Apple is also partnering with American Express to bring Apple Pay to Spain, Singapore and Hong Kong next year.

Related Roundup: Apple Pay
Tags: United Kingdom, Tesco Bank, TSB


Top Rated Comments

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Avatar
7 months ago
I think that the dam is breaking. I know that they got the big ones early on, but now the updates have 40+ US banks at each one.

This is a good thing.

A very good thing.
Rating: 4 Votes
Avatar
7 months ago
TSB at last! Happy days :-)

TSB also paying out 5% cashback for using Apple Pay on their credit cards.

"Get 5% cashback on your first £100 of Apple Pay spend each month using your existing TSB MasterCard or AMEX credit card, until December 2016 (subject to eligibility)"

That could be up to £5 each month which is better than nothing -
Rating: 3 Votes
Avatar
7 months ago

Just waiting for the Tesco stores (excluding a few in London) to support NFC payments.


agree, just thinking the same, how ironic it is Tesco Bank now support apple pay.
But like you say outside of London and its pretty much not offered in store.
(same for Tesco owed 'One Stop' stores).
Rating: 2 Votes
Avatar
7 months ago

I think that the dam is breaking. I know that they got the big ones early on, but now the updates have 40+ US banks at each one.


The next post explains why:

More banks support it than Apple even lists, too: my bank is a medium-size chain across several states, and supports ApplePay, but has never been listed by Apple—because they don't directly issue their own credit cards. The card has their name and logo, I signed up in their branch, and the bill comes from them—but the fine print shows they are partnering with another bank to operate the card--one that is listed by Apple. (But listed with the name a little different—probably parent company vs. subsidiary, or something, but that's further confusion to make you think your bank isn't listed.)


This is especially true for credit unions: they outsource credit cards to a partner. Once the partner supports Apple Pay, all of their partners will be able to do so.



P.S. Weren't US retailers supposed to support Chip [and PIN] by this October (at least the Chip part!) or else assume a bunch of liability? What ever happened with that? I don't think I saw single store, small or large, gain new terminals this fall. Retailers don't need to "support Apple Pay" specifically, they just need modern terminals! I though Chip [and PIN] would cause a wave of upgrades, and NFC (including Apple Pay) would come along for the ride. Did the deadline extend again, or something?


No, it wasn't extended. The merchants are assuming liability for fraudulent use. I'm starting to see more chip readers in use: my local Lowe's store just started requiring me to insert my card, even though they have had the terminals for months. I'm seeing this in a lot of places: even though they HAVE terminals with chip readers, they aren't necessarily using them.

Other merchants have point-of-sale systems with an integrated mag-stripe reader, and I think they were caught napping. They can't just easily swap out a terminal. It may even be a supplier problem: they can't get an updated terminal because they can't be manufactured quickly.

Finally, the merchant's transaction processor may be assuming liability. An example is Square:

https://squareup.com/emv-liability-shift

Square doesn't yet ship an EMV chip reader, but you can reserve one now. If you do so, you can use their mag-stripe reader, and Square will cover liability for any fraud. But, you have to reserve their EMV chip reader to get that protection.


Do I no now longer have the fraud protection of the big, stable credit card company to protect me? Just curious—my credit card # gets somehow stolen pretty much once a year...)


No, the liability shift is to the merchant -- not to you. Your agreement with the credit card issue has not changed.
Rating: 2 Votes
Avatar
7 months ago

Just waiting for the Tesco stores (excluding a few in London) to support NFC payments.


And Sainsbury's! OMG!

btw: All the Tesco Express/Metro's around here (London) seem to take contactless, so I don't think it's just a few.
Rating: 2 Votes
Avatar
7 months ago
Damn Barclays still dragging its heels...
Rating: 2 Votes
Avatar
7 months ago

P.S. Weren't US retailers supposed to support Chip [and PIN] by this October (at least the Chip part!) or else assume a bunch of liability? What ever happened with that? I don't think I saw single store, small or large, gain new terminals this fall. Retailers don't need to "support Apple Pay" specifically, they just need modern terminals! I though Chip [and PIN] would cause a wave of upgrades, and NFC (including Apple Pay) would come along for the ride. Did the deadline extend again, or something?

I have a small amount of insight here in to a large nation-wide company that has chosen not to move forward with replacing their readers to be chip and pin compliant for the next year...

It's more expensive to replace the equipment across the organization than it is to eat the charge backs.

So it's an expense they're planning for in 2017 or so.

Plans change, of course, but I imagine a lot of large organizations are facing a similar decision.
Rating: 2 Votes
Avatar
7 months ago
Just waiting for the Tesco stores (excluding a few in London) to support NFC payments.
Rating: 2 Votes
Avatar
7 months ago

Just waiting for the Tesco stores (excluding a few in London) to support NFC payments.


It kills me seeing the grayed out contactless button every time I use self service.
Rating: 2 Votes
Avatar
7 months ago

Leave them, I shifted my personal account to Santander (Still have a Joint account, but that's going as soon as the mortgage deal finishes)


Same here, left Barclays and joined Santander

Its a shame that Tesco wouldn't give me a credit card, no matter Santander did, its not contactless but works fine with Apple Pay
Rating: 1 Votes
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