How to Use Apple Card - MacRumors
Skip to Content

How to Use Apple Card

by

If you've just had your Apple Card application approved then you'll probably want to start using it right away. This article shows you how.

apple card titanium and app
If you've requested a titanium ‌Apple Card‌, the good news is you don't have to wait for it to arrive before you can make purchases. You can pay with ‌Apple Card‌ using Apple Pay on your iPhone, iPad, Apple Watch, or Mac.

How to Make an Online Purchase with Apple Card

You can make a purchase online with your ‌Apple Card‌ wherever you see the ‌Apple Pay‌ symbol in checkout. When you tap the symbol, the ‌Apple Pay‌ transaction sheet slides up the screen and the website is dimmed.

buy with apple pay
Tap the blue chevrons on the right to change any details related to the transaction, including which card to use, your shipping address, the shipping method, and your contact details.

apple pay transaction apple card
Obviously you'll want to choose to pay using your ‌Apple Card‌ if it isn't already selected, but if you make Apple Card the default card to use with Apple Pay, it's automatically selected when you use ‌Apple Pay‌.

When you're sure that all your details are correct, double-click the Side button on your iPhone, and glance at the screen to authenticate the transaction with Face ID (older iPhones, use Touch ID or your passcode).

How to Make an In-Store Purchase With Apple Card

You can make ‌Apple Card‌ purchases in stores wherever you see the ‌Apple Pay‌ logo or the contactless symbol.

apple pay contactless logo
To pay for something with ‌Apple Card‌, double-click the Side button on your iPhone, glance at the screen to authenticate with ‌Face ID‌ (on older iPhones, put your finger on the Home button to use ‌Touch ID‌), then hold your iPhone near the store's card reader.

Remember, if a store doesn't accept ‌Apple Pay‌ or contactless, you can still pay with ‌Apple Card‌ – your titanium ‌Apple Card‌ or card number can be used anywhere Mastercard is accepted. The titanium ‌Apple Card‌ works just like any other credit card in a retail store as it is equipped with a magstripe. For online purchases, you can find your card number and CVV in the Wallet app.

Popular Stories

Apple Card iPhone 16 Pro Feature

Apple Card Turns Seven With Big Change Ahead

Thursday August 20, 2026 9:18 am PDT by
Today marks the seventh anniversary of the Apple Card becoming widely available in the U.S., following a more limited preview period. Apple's credit card can be managed in the iPhone's Wallet app, with key benefits including color-coded spending summaries, no fees, and Daily Cash cash back paid out daily. Apple Card holders can also open a high-yield savings account. The anniversary comes ...
Apple Card iPhone 16 Pro Feature

Apple Card Offering 5% Cash Back on Select Purchases for Limited Time

Tuesday August 18, 2026 8:15 am PDT by
Now through September 15, you can get 5% Daily Cash when you use the Apple Card via Apple Pay on up to $750 in combined eligible purchases at Booking​.com, Hertz, ChargePoint, Exxon, and Mobil. The maximum total Daily Cash you can earn through this offer is $37.50, according to Apple, with complete details outlined on this page. Ordinarily, the Apple Card offers 3% Daily Cash at these...
iOS 27 Next to iPhone

Here's When iOS 27 Rolls Out Today in Every Time Zone [Update: It's Out]

Sunday September 13, 2026 3:00 am PDT by
Update 10:04 a.m.: iOS 27 is rolling out now, though it may take a bit for all users to see it, so keep checking! Apple is about to release iOS 27, which will finally deliver more advanced Siri AI capabilities as well as a variety of other refinements, improvements, and new features to iPhones. It's Apple's biggest software update of the year, and Apple announced at Wednesday's iPhone event...