'Apple Upgrade' Pricing: You Can Lease an iPhone Starting at $18/Month

Tuesday July 28, 2026 7:41 am PDT by Joe Rossignol

As expected, the Apple Upgrade program launched today, allowing customers in the U.S. to lease most iPhone, Apple Watch, iPad, and Mac models. While the program is offered by Apple, the leasing is handled by financing company Klarna.

Apple Upgrade iPhone
The program essentially allows you to subscribe to an Apple device with monthly payments. At the end of the lease, you can return your device and either upgrade to a new one or move on. If you prefer to own your device at the end of the lease, you can pay an amount equal to the retail price minus any lease payments made to Klarna.

No matter which option you choose at the end of your lease, you will never pay more than the retail price of the device, according to Apple.

Apple Upgrade allows you to lease an iPhone for as little as $17.99 per month, with the complete breakdown of starting prices listed below.

iPhone

iPhone 17e: From $17.99/month for 24 months
iPhone 17: From $22.99/month for 24 months
iPhone Air: From $28.99/month for 24 months
iPhone 17 Pro: From $31.99/month for 24 months
iPhone 17 Pro Max: From $34.99/month for 24 months

Apple Watch

Apple Watch Series 11: From $11.99/month for 24 months
Apple Watch Ultra 3: From $24.99/month for 24 months
Apple Watch Hermès Series 11: From $40.78/month for 24 months
Apple Watch Hermès Ultra 3: From $47.03/month for 24 months

iPad

iPad mini: From $11.99/month for 36 months
iPad Air: From $15.99/month for 36 months
iPad Pro: From $24.99/month for 36 months

Mac

MacBook Air: From $24.99/month for 36 months
iMac: From $28.99/month for 36 months
MacBook Pro: From $38.99/month for 36 months
Mac Studio: From $48.99/month for 36 months

If a device is not listed above, it is not eligible for the Apple Upgrade program at this time. Notable exclusions include the iPhone 16, the Apple Watch SE, the entry-level iPad, the MacBook Neo, and the Mac mini.

You can learn more about the Apple Upgrade program on Apple's website and by reading our coverage of Apple's announcement earlier today.

Apple Upgrade is currently available in the U.S. only.

Tag: Apple Upgrade Program

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Top Rated Comments

jonnyb098

13 weeks ago

This is predatory trash. All this does is give them an easier path to raise prices followed by raising the lease term to 36 months. That's how the average car loan ballooned to $700/month over 7 years.

Just watch.

Score: 37 Votes (Like | Disagree)

Bolehillbilly

13 weeks ago

You will own nothing and be happy.

Score: 33 Votes (Like | Disagree)

Yourbigpalal83

13 weeks ago

HERES A CRAZY IDEA...SAVE UP AND BUY IT OUTRIGHT...or better yet, trade in your old stuff to off set the cost. You lease a car, a house. Something you need to survive and most likely cant afford upfront. Something you plan on using 5 years or more. If your leasing a apple watch or an iphone, your a sucker. Im sorry. Save up the money and buy it outright then when your done using it trade it in towards the new one, that way you dont owe anyone anything the moment you walk out the door with it in the bag!

Common sense people.

Score: 27 Votes (Like | Disagree)