Apple Pay Launches in Denmark, Finland, Sweden, and UAE

As promised during Apple's third quarter earnings call back in August, Apple Pay today expanded to Finland, Denmark, Sweden, and United Arab Emirates.

Debit and credit cards from participating banks can now be added to the Wallet app in each country and can be used to make purchases wherever NFC-based contactless payments are accepted. Apple Pay also works within apps and on the web in countries where Apple Pay is available.

applepay
In Denmark, Jyske Bank (Visa debit cards only) and Nordea are supporting Apple Pay. In Finland and Sweden, Apple Pay can be used with debit and credit cards from Nordea and ST1. Edenred and N26 support will be coming soon to Finland, while Ticket Rikskuponger will support Apple Pay in Sweden in the near future.

In United Arab Emirates, the following banks and cards work with Apple Pay:

- Emirates Islamic (Visa credit, debit, and prepaid cards)
- Emirates NBD
- HSBC (Visa and Mastercard credit and debit cards)
- mashreq
- RAKBANK (Mastercard credit, debit, and prepaid cards)
- Standard Chartered Bank

Dozens of locations in each country offer support for Apple Pay payments, with an official list available on Apple's Apple Pay website: Denmark, Sweden, Finland, and UAE.

Following the launch of Apple Pay in Finland, Sweden, Denmark, and UAE, Apple Pay is available in 20 markets. Apple Pay may also soon launch in the Netherlands, Poland, Norway, and Germany, based on rumors or hints of the feature that have been spotted on Apple's site, but Apple has not yet confirmed Apple Pay is coming to those countries, nor provided details on when.

Apple Pay in stores is available on the iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 6s Plus, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone SE, and all Apple Watch models. Apple Pay on the web and in apps is available on all of the above listed devices along with the iPad Air 2, iPad mini 3, iPad mini 4, and all iPad Pro models.

Related Roundup: Apple Pay

Popular Stories

AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 2, AirPods Pro 3, and AirPods 4

Thursday November 13, 2025 11:35 am PST by
Apple today released new firmware designed for the AirPods Pro 3, the AirPods 4, and the prior-generation AirPods Pro 2. The AirPods Pro 3 firmware is 8B25, while the AirPods Pro 2 and AirPods 4 firmware is 8B21, all up from the prior 8A358 firmware released in October. There's no word on what's include in the updated firmware, but the AirPods Pro 2, AirPods 4 with ANC, and AirPods Pro 3...
CarPlay Pinned Messages

iOS 26.2 Adds New CarPlay Setting

Thursday November 13, 2025 6:48 am PST by
iOS 26 extended pinned conversations in the Messages app to CarPlay, for quick access to your most frequent chats. However, some drivers may prefer the classic view with a list of individual conversations only, and Apple now lets users choose. Apple released the second beta of iOS 26.2 this week, and it introduces a new CarPlay setting for turning off pinned conversations in the Messages...
iPhone Pocket Short

iPhone Pocket Now Available to Order, But Already Selling Out

Friday November 14, 2025 6:20 am PST by
Apple recently teamed up with Japanese fashion brand ISSEY MIYAKE to create the iPhone Pocket, a limited-edition knitted accessory designed to carry an iPhone. iPhone Pocket is available to order on Apple's online store starting today, in the United States, France, China, Italy, Japan, Singapore, South Korea, and the United Kingdom. However, it is already completely sold out in the United...
tvOS 26 Profiles

tvOS 26.2 Adds a Useful New Feature to Your Apple TV

Friday November 14, 2025 10:02 am PST by
Starting with the upcoming tvOS 26.2 update, currently in beta, additional profiles created on the Apple TV no longer require their own Apple Account. In the Settings app on the Apple TV, under Profiles and Accounts, anyone can create a new profile by simply entering a name and indicating whether the profile is for a kid. The profile will be associated with the primary user's Apple Account,...
Tim Cook WWDC 2018

Report: Tim Cook to Step Down as Apple CEO 'as Soon as Next Year'

Saturday November 15, 2025 2:40 pm PST by
Apple is preparing for Tim Cook to step down as CEO of the company "as soon as next year," according to the Financial Times. The company's board of directors and senior executives "recently intensified preparations for Cook to hand over the reins," the report said. While the report said that Apple is unlikely to name a new CEO before its next earnings report in late January, it went on to ...
apple silicon mac lineup 2024 feature purple m5

Apple's 2026 Mac Plans

Friday November 14, 2025 3:23 pm PST by
Most of Apple's Macs are slated to get M5 chips across 2026, and there's a possibility we'll even see the first M6 chips toward the end of the year. Updates are planned for everything from the MacBook Air to the Mac Studio. MacBook Air (Early 2026) The MacBook Air will be one of the first Macs to get a 2026 refresh, with an update planned for the first few months of the year. The MacBook...
walmart new ornametns

Walmart Black Friday Deals Begin Today With Low Prices on Headphones, TVs, and More

Friday November 14, 2025 7:55 am PST by
Walmart's Black Friday sale has officially kicked off today, with an online shopping event that's also seeing some matching deals in retail locations. There are quite a few major discounts in this sale, including savings on headphones, TVs, and more. Note: MacRumors is an affiliate partner with Walmart. When you click a link and make a purchase, we may receive a small payment, which helps us...
best early black friday deals

Best Black Friday Apple Deals Live Now - Save on AirPods, iPads, and Apple Watches

Saturday November 15, 2025 1:45 pm PST by
We're officially in the month of Black Friday, which will take place on Friday, November 28 in 2025. As always, this will be the best time of the year to shop for great deals, including popular Apple products like AirPods, iPad, Apple Watch, and more. In this article, the majority of the discounts will be found on Amazon. Note: MacRumors is an affiliate partner with some of these vendors. When ...
iOS 26

iOS 26.2 Available Next Month With These 8 New Features

Tuesday November 11, 2025 9:48 am PST by
Apple released the first iOS 26.2 beta last week. The upcoming update includes a handful of new features and changes on the iPhone, including a new Liquid Glass slider for the Lock Screen's clock, offline lyrics in Apple Music, and more. In a recent press release, Apple confirmed that iOS 26.2 will be released to all users in December, but it did not provide a specific release date....
homepod mini thumb feature

New HomePod Mini, Apple TV, and AirTag Were Expected This Year — Where Are They?

Wednesday November 12, 2025 11:42 am PST by
While it was rumored that Apple planned to release new versions of the HomePod mini, Apple TV, and AirTag this year, it is no longer clear if that will still happen. Back in January, Bloomberg's Mark Gurman said Apple planned to release new HomePod mini and Apple TV models "toward the end of the year," while he at one point expected a new AirTag to launch "around the middle of 2025." Yet,...

Top Rated Comments

CB1234 Avatar
105 months ago
I am in Dubai, UAE and can confirm I added my cards to Apple Pay and used it this morning to buy a coffee ( I didn't really need it, simply wanted to try Apple Pay). The look on the cashier's face was priceless !!!
Score: 14 Votes (Like | Disagree)
MaximTV Avatar
105 months ago
Apple should really create a list of countries where Apple Pay isn't available (e.g. Germany :mad:).
Score: 8 Votes (Like | Disagree)
Tinototem Avatar
105 months ago
Love it! been waiting for Apple pay in Sweden for a long while.
My visa card and master card are both NFC enabled so i have been able to pay by tapping the card on the card reader. But its nice to know that i can now use my mobile instead and do not have to bring up my wallet.

One of the great benefits we will get with this apple pay release is that a lot more customers will ask for nfc support and that will benefit us all. At the moment it is a bit rare for NFC support.
Score: 5 Votes (Like | Disagree)
Otaviano Avatar
105 months ago
Apple Pay comes to Sweden and my bank does not support it. :(
Score: 4 Votes (Like | Disagree)
Lozza013 Avatar
105 months ago
If i was the CEO of Apple i would remove all Australian banking Apps from the app store until they agree to support Apple Pay, i'm soo over not being able to pay with my phone because of their bureaucratic system.
Because of Westpac's pathetic stance on Apple Pay, I've moved over to ING and am going to close my account with Westpac.
Score: 4 Votes (Like | Disagree)
MjWoNeR Avatar
105 months ago
Swish requires that terrible BankID app which is very slow compared to Apple Pay. And in new stores you first have to scan a code or type in a phone number instead of just holding the phone onto a terminal. Apple Pay would just be much faster if Sweden wouldn't lack NFC terminals so badly.

Between friends, Apple Pay can be used in iMessages. Also much more convenient than Swish + BankID but I understand that it is very difficult to make people change their habits.

At least in Stockholm, nearly everybody has an iPhone. I rarely see any other phones here. Still, I give Swish the credit of being multi platform. That definitely has advantages.
I will test Apple Pay on my way home but yes, I doubt it will be nowhere as slow or complicated as Swish.
I know well that awkward 5-10 second feeling when paying at a store with swish. Type or scan the number, amount, phone switches to BankID, scans your thumb, phone switches back to Swish, complete. It doesn’t sound like a lot, but it is if you have a stranger on the other side staring at you, waiting. lol
Score: 4 Votes (Like | Disagree)