While I have tried a variety of personal finance management and budgeting tools on iPhone, iPad and the web in the past, most have been too complicated to become part of my daily routine. Pennies for Apple Watch takes a different approach, however, offering a clean and simple solution for managing your finances on your wrist.

Pennies Apple Watch
After downloading Pennies from the App Store, open the iPhone app to customize your budget, including name, start date, frequency, currency type, budget amount and money left in your budget at the time of setup. The budget will then automatically appear on Apple Watch, with a Glance view showing your daily amount remaining and the full app providing deeper functionality.

Firmly pressing the Apple Watch using Force Touch in the Pennies app will bring up options for inputting amounts spent or received, alongside a history of your spending and quick access to the Glance view. You can add notes to amounts spent or received by tapping on the label below the dollar figure and choosing from the preset options or using Siri to set your own.

Pennies-Apple-Watch-App
With color coded rings that appear green when you are well within your budget, and red when you are getting close to your spending limit, Pennies for Apple Watch is a simple and convenient way to manage your finances on the go. If you are at a shopping mall, for example, you can easily input amounts spent at each store without needing to take your iPhone out of your pocket.

Pennies for Apple Watch is $2.99 on the App Store.

Top Rated Comments

iConnected Avatar
138 months ago
I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer ;)
Score: 19 Votes (Like | Disagree)
emilebennett Avatar
138 months ago
Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile
Score: 10 Votes (Like | Disagree)
decimortis Avatar
138 months ago
For a brief second, I thought the heading said something else.
Score: 5 Votes (Like | Disagree)
tongxinshe Avatar
138 months ago
It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.
Score: 4 Votes (Like | Disagree)
emilebennett Avatar
138 months ago
I appreciate Joe is highlighting the Watch extension in his article, but people with the expendable income who have a shiny Watch on their wrist need to budget too... there's the old saying 'look after your pennies and the pounds will look after themselves'. People don't get rich just by spending ;)

And let's not forget...it's an iPhone app too!
Score: 4 Votes (Like | Disagree)
DavidTheExpert Avatar
138 months ago
Joe, thanks for sharing these Watch apps that you've been finding. It's hard to find good ones since the userbase is still relatively very small. These are very useful as page-2 stories.
Score: 3 Votes (Like | Disagree)

Popular Stories

streaming black friday 2025

Black Friday Streaming Deals Include Big Savings on Disney+, Hulu, Apple TV, and More

Monday November 24, 2025 8:03 am PST by
We've been focusing on deals on physical products over the past few weeks, but Black Friday is also a great time of year to purchase a streaming membership. Some of the biggest services have great discounts for new and select returning members this week, including Disney+, Hulu, Paramount+, Peacock, and more. Note: MacRumors is an affiliate partner with some of these vendors. When you click a...
iOS 26

iOS 26.2 Adds These New Features to Your iPhone

Thursday November 20, 2025 10:50 am PST by
iOS 26.2 is currently in beta testing. The upcoming update includes a handful of new features and changes on the iPhone, including a new Liquid Glass slider for the Lock Screen's clock, offline lyrics for Apple Music, and more. In a recent press release, Apple confirmed that iOS 26.2 will be released to all users in December, but it did not provide a specific release date. Keep reading...
iOS 26 on Three iPhones

iOS 27 Will Reportedly Have Two Key Upgrades

Sunday November 23, 2025 8:48 am PST by
iOS 27 will reportedly have two major elements: quality improvements and new AI features. In his Power On newsletter today, Bloomberg's Mark Gurman said that iOS 27 will be similar to Mac OS X Snow Leopard, in the sense that Apple is focused on improving "quality and underlying performance" over adding new features. Gurman said there is one exception to this rule, though, as he expects...
maxresdefault

The MacRumors Show: iPhone 18 Pro Looks Like a Huge Upgrade

Friday November 21, 2025 9:10 am PST by
On this week's episode of The MacRumors Show, we talk through all of the new features and improvements expected to come to next year's iPhone 18 Pro and iPhone 18 Pro Max models. Subscribe to The MacRumors Show YouTube channel for more videos Apple's next-generation iPhones are less than ten months away and we already have a good idea about what to expect based on corroborated leaks, rumors,...
General Black Friday Deals 25 Red

Apple Black Friday Deals Available Now on AirPods, iPads, Accessories, and More

Friday November 21, 2025 8:48 am PST by
We're only a few days away from Black Friday, which will take place on Friday, November 28 in 2025. As always, this will be the best time of the year to shop for great deals, including popular Apple products like AirPods, iPad, Apple Watch, and more. In this article, the majority of the discounts will be found on Amazon. Note: MacRumors is an affiliate partner with some of these vendors. When...
Apple Shopping Event 2025

Apple Announces 2025 Black Friday Event, Here's What You Can Get

Thursday November 20, 2025 6:28 am PST by
Apple's annual four-day Black Friday through Cyber Monday shopping event is returning on Friday, November 28 through Monday, December 1 in many countries, including the United States, Canada, Australia, New Zealand, France, Germany, Italy, Spain, the United Kingdom, Belgium, the Netherlands, Sweden, Thailand, and others. During the shopping event, customers can get an Apple gift card with...
hikawa phone grip stand apple%402x

Apple Launches Second Limited-Edition iPhone Accessory in a Month

Friday November 21, 2025 3:53 am PST by
Apple has begun selling the Hikawa Phone Grip and Stand, a new limited-edition iPhone accessory designed with accessibility in mind. Designed by LA-based Bailey Hikawa to celebrate the 40th anniversary of accessibility at Apple, the grip uses magnets to securely snap onto any iPhone with MagSafe. Apple says it can be removed with ease, and doubles as a stand with two different viewing...
apple news banner

Apple News Loses CNN

Monday November 24, 2025 7:56 am PST by
American multinational news company CNN has abruptly pulled its content from Apple News, Semafor reports. CNN quietly removed its stories from Apple News over the weekend and there is no longer a feed from the network to subscribe to in the app. This effectively ends its distribution agreement with Apple while the two sides negotiate new terms. Discussions are apparently ongoing and CNN's...