While I have tried a variety of personal finance management and budgeting tools on iPhone, iPad and the web in the past, most have been too complicated to become part of my daily routine. Pennies for Apple Watch takes a different approach, however, offering a clean and simple solution for managing your finances on your wrist.

Pennies Apple Watch
After downloading Pennies from the App Store, open the iPhone app to customize your budget, including name, start date, frequency, currency type, budget amount and money left in your budget at the time of setup. The budget will then automatically appear on Apple Watch, with a Glance view showing your daily amount remaining and the full app providing deeper functionality.

Firmly pressing the Apple Watch using Force Touch in the Pennies app will bring up options for inputting amounts spent or received, alongside a history of your spending and quick access to the Glance view. You can add notes to amounts spent or received by tapping on the label below the dollar figure and choosing from the preset options or using Siri to set your own.

Pennies-Apple-Watch-App
With color coded rings that appear green when you are well within your budget, and red when you are getting close to your spending limit, Pennies for Apple Watch is a simple and convenient way to manage your finances on the go. If you are at a shopping mall, for example, you can easily input amounts spent at each store without needing to take your iPhone out of your pocket.

Pennies for Apple Watch is $2.99 on the App Store.

Top Rated Comments

iConnected Avatar
137 months ago
I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer ;)
Score: 19 Votes (Like | Disagree)
emilebennett Avatar
137 months ago
Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile
Score: 10 Votes (Like | Disagree)
decimortis Avatar
137 months ago
For a brief second, I thought the heading said something else.
Score: 5 Votes (Like | Disagree)
tongxinshe Avatar
137 months ago
It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.
Score: 4 Votes (Like | Disagree)
emilebennett Avatar
137 months ago
I appreciate Joe is highlighting the Watch extension in his article, but people with the expendable income who have a shiny Watch on their wrist need to budget too... there's the old saying 'look after your pennies and the pounds will look after themselves'. People don't get rich just by spending ;)

And let's not forget...it's an iPhone app too!
Score: 4 Votes (Like | Disagree)
DavidTheExpert Avatar
137 months ago
Joe, thanks for sharing these Watch apps that you've been finding. It's hard to find good ones since the userbase is still relatively very small. These are very useful as page-2 stories.
Score: 3 Votes (Like | Disagree)

Popular Stories

iOS 26

iOS 26.1 Coming Soon: New Features for Your iPhone and Release Date

Monday October 27, 2025 7:55 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. Below, we outline key details about iOS 26.1. Release Date Given that Apple has yet to seed an iOS 26.1 Release Candidate, which is typically the final beta version, the...
iOS 26

6 New Things Your iPhone Can Do in iOS 26.1

Wednesday October 29, 2025 4:22 am PDT by
Apple is about to drop iOS 26.1, the first major point release since iOS 26 was rolled out in September, and there are at least six notable changes and improvements to look forward to. We've rounded them up below. Apple has already provided developers and public beta testers with the release candidate version of iOS 26.1, which means Apple will likely roll out the update to all compatible...
maxresdefault

Apple TV 4K Could Still Launch Before 2025 Ends: All the Rumored Features

Monday October 27, 2025 4:51 pm PDT by
Apple is designing an updated version of the Apple TV 4K, and rumors suggest that it could come out sometime in the next couple of months. We're not expecting a major overhaul with design changes, but even a simple chip upgrade will bring major improvements to Apple's set-top box. Subscribe to the MacRumors YouTube channel for more videos. We've rounded up all the latest Apple TV rumors. ...
iOS 26

Apple Seeds iOS 26.1, iPadOS 26.1, and macOS Tahoe 26.1 Release Candidates

Tuesday October 28, 2025 1:07 pm PDT by
Apple today provided developers and public beta testers with the release candidate versions of upcoming iOS 26.1, iPadOS 26.1, macOS Tahoe 26.1, tvOS 26.1, watchOS 26.1, and visionOS 26.1 updates for testing purposes. The RCs betas come a week after Apple released the fourth betas. The new betas can be downloaded from the Settings app on a compatible device by going to General > Software...
M6 MacBook Pro Feature 1

M6 MacBook Pro: Release Date, Pricing, and What to Expect

Monday October 27, 2025 9:15 am PDT by
Apple this month refreshed the 14-inch MacBook Pro base model with its new M5 chip, and higher-end 14-inch and 16-inch MacBook Pro models with M5 Pro and M5 Max chips are expected to follow in early 2026. However, these machines will represent the final update to the current design, with Apple reportedly developing a completely new version of the MacBook Pro packed with next-generation hardware...
iPhone 17 Pro Cosmic Orange

8 Reasons to Wait for Next Year's iPhone 18 Pro

Thursday October 30, 2025 4:42 am PDT by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models at the same time, which is why we often get rumored features months ahead of launch. The iPhone 18 series is no different, and we already have a good idea of what to expect for the iPhone 18 Pro and iPhone 18 Pro Max. One thing worth...
macos tahoe

Here Are Apple's Release Notes for macOS Tahoe 26.1

Tuesday October 28, 2025 1:21 pm PDT by
Apple today provided developers and public beta testers with the release candidate version of macOS Tahoe 26.1, which means the update will likely see a public launch next week. The release candidate includes notes on what's in the update, so we have a full picture of the new features that Apple has included. macOS Tahoe 26.1 adds AutoMix support over AirPlay, improved FaceTime audio...
M5 MacBook Pro

Waiting for New Macs? Apple Just Shared Bad News

Friday October 31, 2025 7:32 am PDT by
Apple has just given a strong indication that it will not be releasing any additional new Macs for the remainder of the year. Apple's CFO Kevan Parekh dropped the hint during the company's earnings call on Thursday:On Mac, keep in mind, we expect to face a very difficult compare against the M4 MacBook Pro, Mac mini, and iMac launches in the year-ago quarter.Parekh essentially gave a heads up ...
ipad mini 7 feature blue

OLED iPad Mini: Release Date, Pricing, and What to Expect

Wednesday October 29, 2025 7:13 am PDT by
Rumors are stoking excitement for the next-generation iPad mini that Apple is reportedly close to launching. So what should we expect from the successor to the iPad mini 7 that Apple released over a year ago? Read on to find out. Processor and Performance Apple is working on a next-generation version of the iPad mini (codename J510/J511) that features the A19 Pro chip, according to...