While I have tried a variety of personal finance management and budgeting tools on iPhone, iPad and the web in the past, most have been too complicated to become part of my daily routine. Pennies for Apple Watch takes a different approach, however, offering a clean and simple solution for managing your finances on your wrist.

Pennies Apple Watch
After downloading Pennies from the App Store, open the iPhone app to customize your budget, including name, start date, frequency, currency type, budget amount and money left in your budget at the time of setup. The budget will then automatically appear on Apple Watch, with a Glance view showing your daily amount remaining and the full app providing deeper functionality.

Firmly pressing the Apple Watch using Force Touch in the Pennies app will bring up options for inputting amounts spent or received, alongside a history of your spending and quick access to the Glance view. You can add notes to amounts spent or received by tapping on the label below the dollar figure and choosing from the preset options or using Siri to set your own.

Pennies-Apple-Watch-App
With color coded rings that appear green when you are well within your budget, and red when you are getting close to your spending limit, Pennies for Apple Watch is a simple and convenient way to manage your finances on the go. If you are at a shopping mall, for example, you can easily input amounts spent at each store without needing to take your iPhone out of your pocket.

Pennies for Apple Watch is $2.99 on the App Store.

Top Rated Comments

iConnected Avatar
132 months ago
I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer ;)
Score: 19 Votes (Like | Disagree)
emilebennett Avatar
132 months ago
Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile
Score: 10 Votes (Like | Disagree)
decimortis Avatar
132 months ago
For a brief second, I thought the heading said something else.
Score: 5 Votes (Like | Disagree)
tongxinshe Avatar
132 months ago
It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.
Score: 4 Votes (Like | Disagree)
emilebennett Avatar
132 months ago
I appreciate Joe is highlighting the Watch extension in his article, but people with the expendable income who have a shiny Watch on their wrist need to budget too... there's the old saying 'look after your pennies and the pounds will look after themselves'. People don't get rich just by spending ;)

And let's not forget...it's an iPhone app too!
Score: 4 Votes (Like | Disagree)
DavidTheExpert Avatar
132 months ago
Joe, thanks for sharing these Watch apps that you've been finding. It's hard to find good ones since the userbase is still relatively very small. These are very useful as page-2 stories.
Score: 3 Votes (Like | Disagree)

Popular Stories

iPhone 17 Pro Blue Feature Tighter Crop

iPhone 17 Pro Launching in Three Months With These 12 New Features

Saturday June 14, 2025 5:45 pm PDT by
The iPhone 17 Pro and iPhone 17 Pro Max are three months away, and there are plenty of rumors about the devices. Below, we recap key changes rumored for the iPhone 17 Pro models as of June 2025:Aluminum frame: iPhone 17 Pro models are rumored to have an aluminum frame, whereas the iPhone 15 Pro and iPhone 16 Pro models have a titanium frame, and the iPhone X through iPhone 14 Pro have a...
iPadOS 26 App Windowing

Apple Explains Why iPads Don't Just Run macOS

Friday June 13, 2025 7:46 am PDT by
iPadOS 26 allows iPads to function much more like Macs, with a new app windowing system, a swipe-down menu bar at the top of the screen, and more. However, Apple has stopped short of allowing iPads to run macOS, and it has now explained why. In an interview this week with Swiss tech journalist Rafael Zeier, Apple's software engineering chief Craig Federighi said that iPadOS 26's new Mac-like ...
iphone 16 pro models 1

17 Reasons to Wait for the iPhone 17

Thursday June 12, 2025 8:58 am PDT by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models simultaneously, which is why we often get rumored features months ahead of launch. The iPhone 17 series is no different, and we already have a good idea of what to expect from Apple's 2025 smartphone lineup. If you skipped the iPhone...
Logitech Logo Feature

Logitech Announces Two New Accessories for WWDC

Friday June 13, 2025 7:22 am PDT by
Alongside WWDC this week, Logitech announced notable new accessories for the iPad and Apple Vision Pro. The Logitech Muse is a spatially-tracked stylus developed for use with the Apple Vision Pro. Introduced during the WWDC 2025 keynote address, Muse is intended to support the next generation of spatial computing workflows enabled by visionOS 26. The device incorporates six degrees of...
iOS 26 Screens

Here Are All the iOS 26 Features That Require iPhone 15 Pro or Newer

Thursday June 12, 2025 4:53 am PDT by
With iOS 26, Apple has introduced some major changes to the iPhone experience, headlined by the new Liquid Glass redesign that's available across all compatible devices. However, several of the update's features are exclusive to iPhone 15 Pro and iPhone 16 models, since they rely on Apple Intelligence. The following features are powered by on-device large language models and machine...
CarPlay Liquid Glass Dark

Apple to Let iPhone Users Watch Videos on CarPlay Screen While Parked

Thursday June 12, 2025 6:16 am PDT by
Apple this week announced that iPhone users will soon be able to watch videos right on the CarPlay screen in supported vehicles. iPhone users will be able to wirelessly stream videos to the CarPlay screen using AirPlay, according to Apple. For safety reasons, video playback will only be available when the vehicle is parked, to prevent distracted driving. The connected iPhone will be able to...
iOS 26 on Three iPhones

Hate iOS 26's Liquid Glass Design? Here's How to Tone It Down

Wednesday June 11, 2025 4:22 pm PDT by
iOS 26 features a whole new design material that Apple calls Liquid Glass, with a focus on transparency that lets the content on your display shine through the controls. If you're not a fan of the look, or are having trouble with readability, there is a step that you can take to make things more opaque without entirely losing out on the new look. Apple has multiple Accessibility options that ...
iOS 26 Feature

Apple Seeds Revised iOS 26 Developer Beta to Fix Battery Issue

Friday June 13, 2025 10:15 am PDT by
Apple today provided developers with a revised version of the first iOS 26 beta for testing purposes. The update is only available for the iPhone 15 and iPhone 16 models, so if you're running iOS 26 on an iPhone 14 or earlier, you won't see the revised beta. Registered developers can download the new beta software through the Settings app on each device. The revised beta addresses an...
Mac Studio Feature

Apple Begins Selling Refurbished Mac Studio With M4 Max and M3 Ultra Chips at a Discount

Thursday June 12, 2025 10:14 am PDT by
Apple today added Mac Studio models with M4 Max and M3 Ultra chips to its online certified refurbished store in the United States, Canada, Japan, Singapore, and many European countries, for the first time since they were released in March. As usual for refurbished Macs, prices are discounted by approximately 15% compared to the equivalent new models on Apple's online store. Note that Apple's ...