Apple Card Savings Account's Interest Rate Lowered - MacRumors
Skip to Content

Apple Card Savings Account's Interest Rate Lowered

apple card savings account feature 1The annual percentage yield (APY) for the Apple Card's savings account was lowered from 3.5% to 3.4% this week.

If you deposited $1,000 and made no withdrawals for one year, you would earn $34 in interest at the current APY.

Popular Stories

iPhone 18 Pro Deep Red Feature

iPhone 18 Pro Launching in Two Months With These 12 New Features

Friday July 17, 2026 10:39 am PDT by
It is now mid-July, and that means the iPhone 18 Pro and iPhone 18 Pro Max are now just two months away. The devices are expected to look similar to the iPhone 17 Pro and iPhone 17 Pro Max, but there will still be many year-over-year changes, with rumored features including a smaller Dynamic Island, 5G via satellite, and more. Apple is expected to unveil the iPhone 18 Pro, iPhone 18 Pro Max, ...
iCloud General Feature Redux

Apple Raises iCloud+ Prices in 8 Countries

Friday July 17, 2026 11:56 am PDT by
Apple has increased the price of iCloud+ in Nigeria, Türkiye, Vietnam, Japan, Egypt, New Zealand, the Philippines, and Indonesia, according to an updated version of its iCloud support document. Price increases range from 11 percent to 55 percent depending on the plan and the country. Nigeria saw the biggest hike, and a 50GB plan is now ₦1,300, up from ₦900. Türkiye saw the next largest...
Apple AppleCare One Feature

'AppleCare One' is Now Even More Valuable

Saturday July 18, 2026 6:25 am PDT by
While the monthly and annual prices of AppleCare+ plans for Macs and iPads received a slight increase this week, AppleCare One continues to start at $19.99 per month in the U.S., making the multi-device plan even more valuable. Launched in July 2025, AppleCare One allows you to cover up to three devices as part of a single subscription for $19.99 per month, and additional devices can be...

Top Rated Comments

Joe Rossignol Avatar
7 weeks ago

So a 10-basis point shift in savings rates is a MacRumor now?
We've covered the majority if not all of the APY changes since Apple Card Savings launched. At the very least, I hope you appreciate the shorter format now for such a story. All of our previous articles on this topic had the same 3-5 paragraphs rehashing what Apple Card Savings is. We are experimenting with brief stories for certain topics in order to get to the point and save time for both us and readers.
Score: 29 Votes (Like | Disagree)
iMac The Knife Avatar
7 weeks ago
That's it, I'm canceling my Apple Card. I had some big dreams for that extra 27 cents a year I will no longer be getting!
Score: 14 Votes (Like | Disagree)
7 weeks ago

Looks like I get to be the first one to jump on this thread and say that savings accounts are not a good place to keep your money. If you've got enough to save you've got enough to invest.
Why is everything all or nothing? Everyone needs savings and investments.
Score: 10 Votes (Like | Disagree)
7 weeks ago

Looks like I get to be the first one to jump on this thread and say that savings accounts are not a good place to keep your money. If you've got enough to save you've got enough to invest.
They have their place, like shorter term holding.
Score: 6 Votes (Like | Disagree)
DocMultimedia Avatar
7 weeks ago

Looks like I get to be the first one to jump on this thread and say that savings accounts are not a good place to keep your money. If you've got enough to save you've got enough to invest.
You always need cash on hand for many things that pop up. Medical, household repair/maintenance, spontaneous trips, family, etc. If everything goes in stocks you'll lose money on taxes, and most other investments are longer term in one way or another.

No matter who you are, you need quick cash on hand. Keep cash, and invest in a smart way.
Score: 5 Votes (Like | Disagree)
7 weeks ago

We've covered the majority if not all of the APY changes since Apple Card Savings launched. At the very least, I hope you appreciate the shorter format now for such a story. All of our previous articles on this topic had the same 3-5 paragraphs rehashing what Apple Card Savings is. We are experimenting with brief stories for certain topics in order to get to the point and save time for both us and readers.
Yes, yes, yes!!! THANK YOU!!!
Score: 5 Votes (Like | Disagree)