'Pennies' for Apple Watch Makes Budgeting Your Money Simple

While I have tried a variety of personal finance management and budgeting tools on iPhone, iPad and the web in the past, most have been too complicated to become part of my daily routine. Pennies for Apple Watch takes a different approach, however, offering a clean and simple solution for managing your finances on your wrist.

Pennies Apple Watch
After downloading Pennies from the App Store, open the iPhone app to customize your budget, including name, start date, frequency, currency type, budget amount and money left in your budget at the time of setup. The budget will then automatically appear on Apple Watch, with a Glance view showing your daily amount remaining and the full app providing deeper functionality.

Firmly pressing the Apple Watch using Force Touch in the Pennies app will bring up options for inputting amounts spent or received, alongside a history of your spending and quick access to the Glance view. You can add notes to amounts spent or received by tapping on the label below the dollar figure and choosing from the preset options or using Siri to set your own.

Pennies-Apple-Watch-App
With color coded rings that appear green when you are well within your budget, and red when you are getting close to your spending limit, Pennies for Apple Watch is a simple and convenient way to manage your finances on the go. If you are at a shopping mall, for example, you can easily input amounts spent at each store without needing to take your iPhone out of your pocket.

Pennies for Apple Watch is $2.99 on the App Store.



Top Rated Comments

(View all)
Avatar
56 months ago
I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer ;)
Rating: 19 Votes
Avatar
56 months ago
Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile
Rating: 10 Votes
Avatar
56 months ago
For a brief second, I thought the heading said something else.
Rating: 5 Votes
Avatar
56 months ago
I appreciate Joe is highlighting the Watch extension in his article, but people with the expendable income who have a shiny Watch on their wrist need to budget too... there's the old saying 'look after your pennies and the pounds will look after themselves'. People don't get rich just by spending ;)

And let's not forget...it's an iPhone app too!
Rating: 4 Votes
Avatar
56 months ago
It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.
Rating: 4 Votes
Avatar
56 months ago

I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer ;)


What about a college student or med student that gets one as a present from their parents?
Rating: 3 Votes
Avatar
56 months ago
Joe, thanks for sharing these Watch apps that you've been finding. It's hard to find good ones since the userbase is still relatively very small. These are very useful as page-2 stories.
Rating: 3 Votes
Avatar
56 months ago

It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.

So because someone might have money to spend on something that isn't inexpensive, that means they shouldn't manage their money? And even beyond that, even if someone can spend money on more expensive things, does that mean they shouldn't look for good deals and just pay whatever instead of perhaps paying less when they can?
Rating: 2 Votes
Avatar
56 months ago
Are you guys for real?!?

I thought everyone was trolling but now I'm starting to think you're serious.

Obviously people who can afford an Apple Watch and iPhone are pretty good at managing their money. This app helps people manage their money.

In other words, people with an Apple Watch are the perfect target market for this app.

If you don't need this app (or something like it)... because you don't care to manage your money... I can make a pretty safe bet that you also can't afford an Apple Watch.
Rating: 2 Votes
Avatar
56 months ago
Best way to budget is to try to buy necessities at a discount, ie avoid buying at retail pricing, and to avoid buying things you don't need. No budgeting app is going to teach you common sense.
Rating: 1 Votes
[ Read All Comments ]