Apple Partnering With American Express on iPhone Mobile Payments Initiative [Updated] - MacRumors
Skip to Content

Apple Partnering With American Express on iPhone Mobile Payments Initiative [Updated]

Apple's rumored mobile payments initiative appears to be coming closer to launch, with Re/code reporting the company has reached a deal to partner with American Express.

Apple has reached an agreement with American Express to work together on its new iPhone payments system, according to sources familiar with the talks. American Express is one of several partners Apple will need to sign up before it can launch its new payments plan, which sources say it plans to announce at its September 9 product event.

Apple was previously reported to have been in negotiations with Visa over the effort, which is said to leverage the upcoming iPhone 6. Just days ago, a logic board leak revealed the near field communications (NFC) chip destined for the iPhone 6 and which will presumably play an important role in enabling the mobile payments functionality.

easypay_concept


With Apple's extensive database of credit card numbers linked to iTunes Store accounts and new security technology such as Touch ID built into the iPhone, the company is strongly positioned to leverage those assets for widespread adoption of mobile payments. The effort naturally requires partnerships with credit card processors and retailers, but the pieces do appear to be falling into place just ahead of next week's media event.

Update 5:19 PM: A new report from Bloomberg claims Apple will be teaming with Visa and MasterCard in addition to American Express for its mobile payments initiative, which will be unveiled at Apple's media event on September 9.

Related Roundup: Apple Pay

Popular Stories

Apple Pay Walmart Feature

Walmart to Begin Accepting Apple Pay in U.S. Stores

Friday August 21, 2026 7:09 am PDT by
After years of holding out, Walmart today announced that it will finally begin accepting tap-to-pay options like Apple Pay in some of its Walmart and Sam's Club stores in the U.S. starting Monday, August 24. The retailer plans to roll out tap-to-pay support to all of its U.S. stores by the end of 2026 and to its gas stations by mid-2027. "We want customers and members to have choice in how...
Apple National Parks

Apple Pay Supporting U.S. National Park Foundation Over the Next Week

Friday August 21, 2026 8:52 am PDT by
Now through August 28, Apple will donate $10 to the National Park Foundation for every purchase made in the U.S. using Apple Pay on Apple.com, in the Apple Store app, or at an Apple Store, up to a maximum of $1 million. In addition, the annual U.S. national parks Apple Watch Activity Challenge returns on Sunday, August 23 this...
iphone 18 pro max prepare

iPhone 18 Pro Max Requires 'Prepare to Ship' Battery Drain Before Shipping

Friday September 18, 2026 4:27 pm PDT by
The iPhone 18 Pro Max has a battery capacity over 20 watt-hours, which means there are additional shipping requirements. If an iPhone 18 Pro Max needs to be shipped somewhere, its maximum battery capacity has to be limited through firmware. According to Apple, the iPhone 18 Pro Max uses an "innovative battery-firmware solution" that limits battery capacity to below 20Wh between when the...

Top Rated Comments

bushido Avatar
157 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford
Score: 34 Votes (Like | Disagree)
TimWillz Avatar
157 months ago
I hope Apple doesn't take very long to role this out further than America. Still waiting for iTunes Radio in the UK...
Score: 23 Votes (Like | Disagree)
\-V-/ Avatar
157 months ago
don't have a credit card, don't have an iPhone 6. Oh well
Wow you don't have an iPhone 6?! You're so far behind! Oh wait, nobody here does
Score: 22 Votes (Like | Disagree)
157 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford

Not for everyone. I personally buy everything on a credit card because it's a secure way to buy things, if the card is stolen you can refuse the charge and the credit card company can help you recover the funds. If you pay off your credit card every month many earn you rewards. For people who are responsible with money credit cards are great.
Score: 17 Votes (Like | Disagree)
JeffyTheQuik Avatar
157 months ago
people in Germany have yet to adopt to credit cards let alone mobile payments lolol.

credit cards to us means you buy things you cant actually afford

I understand why you say this, but they're a tool to be used wisely. I had a boss that said this:

Good decisions require wisdom.
Wisdom comes from making bad decisions.

I have another saying:
Smart people learn from their own mistakes.
Wise people learn from others' mistakes.
Score: 16 Votes (Like | Disagree)
gavroche Avatar
157 months ago
AMEX rocks. All I carry.
Good partnership indeed, was hoping for this.

As a business owner, I am not too fond of amex. They charge on average a higher percentage than Visa or MC, and payments take twice as long to post to our account.
Score: 13 Votes (Like | Disagree)
Latest Stories
M6 Pro Chip Result on Geekbench is Likely Fake
M6 Pro Chip Result on Geekbench is Likely Fake
16 hours ago
Apple Watch Ultra 4 Sees First Discount After Launch, Now $779.99 on Amazon
Apple Watch Ultra 4 Sees First Discount After Launch, Now $779.99 on Amazon
19 hours ago
Top Stories: iOS 27 and macOS Golden Gate Out Now, Siri AI Waitlist, and More
Top Stories: iOS 27 and macOS Golden Gate Out Now, Siri AI Waitlist, and More
21 hours ago
Apple Exec Says 'Hold Us Accountable' on iPhone Duo Crease
Apple Exec Says 'Hold Us Accountable' on iPhone Duo Crease
1 day ago
iPhone 18 Pro Max Requires 'Prepare to Ship' Battery Drain Before Shipping
iPhone 18 Pro Max Requires 'Prepare to Ship' Battery Drain Before Shipping
1 day ago
Hands-On With the Apple Watch Series 12
Hands-On With the Apple Watch Series 12
2 days ago
M5 Ultra and M6 Chip Benchmark Results Reveal Graphics Performance
M5 Ultra and M6 Chip Benchmark Results Reveal Graphics Performance
2 days ago
iPhone 18 Pro Max in U.S. Has Qualcomm's Snapdragon X80 Modem
iPhone 18 Pro Max in U.S. Has Qualcomm's Snapdragon X80 Modem
2 days ago
Apple Releases Xcode 27.1 Beta With iPhone Duo Support
Apple Releases Xcode 27.1 Beta With iPhone Duo Support
2 days ago
Apple Watch Series 12 vs. Ultra 4 Buyer's Guide
Apple Watch Series 12 vs. Ultra 4 Buyer's Guide
2 days ago
MacRumors Giveaway: Win an iPhone Duo From iMazing
MacRumors Giveaway: Win an iPhone Duo From iMazing
2 days ago
'Shop Different': Apple Retail Pioneer Ron Johnson Shares the Inside Story
'Shop Different': Apple Retail Pioneer Ron Johnson Shares the Inside Story
2 days ago
Apple Teams Up With ROSÉ for iPhone 18 Pro Camera Ad
Apple Teams Up With ROSÉ for iPhone 18 Pro Camera Ad
2 days ago
The MacRumors Show: Is the iPhone Duo Actually Worth It?
The MacRumors Show: Is the iPhone Duo Actually Worth It?
2 days ago
Apple Designers Explain the Thinking Behind iPhone Duo
Apple Designers Explain the Thinking Behind iPhone Duo
2 days ago
Are iPhone 17 Pro Cases Compatible With iPhone 18 Pro? Here's What Apple Says
Are iPhone 17 Pro Cases Compatible With iPhone 18 Pro? Here's What Apple Says
2 days ago
Apple Supplier Subsidiary Considering U.S. Flash Memory Factory
Apple Supplier Subsidiary Considering U.S. Flash Memory Factory
2 days ago
Apple Launch Day Deals on iPhone 18 Pro, AirPods 5, Apple Watch Series 12, and More
Apple Launch Day Deals on iPhone 18 Pro, AirPods 5, Apple Watch Series 12, and More
2 days ago
iPhone 18 Pro Teardown Reveals How Apple Shrunk the Dynamic Island
iPhone 18 Pro Teardown Reveals How Apple Shrunk the Dynamic Island
2 days ago
iPhone 18 Pro Demand Stronger Than Expected
iPhone 18 Pro Demand Stronger Than Expected
2 days ago
Fan Site Lets You 'Design the Next iPhone'
Fan Site Lets You 'Design the Next iPhone'
2 days ago
Apple Stores Have a New 'Hello' Easter Egg, Here's Why
Apple Stores Have a New 'Hello' Easter Egg, Here's Why
2 days ago
iPhone 18 Pro: The New Features You Should Try First
iPhone 18 Pro: The New Features You Should Try First
2 days ago
iPhone 18 Pro: Using the New Variable Aperture Lens
iPhone 18 Pro: Using the New Variable Aperture Lens
2 days ago
Forgot to Pre-Order iPhone 18 Pro? Apple Store Pickup Available Today at Most Locations
Forgot to Pre-Order iPhone 18 Pro? Apple Store Pickup Available Today at Most Locations
2 days ago
Apple CEO John Ternus Teases iPhone 18 Pro Launch Day
Apple CEO John Ternus Teases iPhone 18 Pro Launch Day
2 days ago
First iPhone 18 Pro, Apple Watch Series 12, Apple Watch Ultra 4 and AirPods 5 Orders Arriving to Customers
First iPhone 18 Pro, Apple Watch Series 12, Apple Watch Ultra 4 and AirPods 5 Orders Arriving to Customers
3 days ago
iPhone 18 Pro Launching Tomorrow With These 10 New Features
iPhone 18 Pro Launching Tomorrow With These 10 New Features
3 days ago
How to Get the New 3-Month Trial of Apple One Premier ($120 Value)
How to Get the New 3-Month Trial of Apple One Premier ($120 Value)
3 days ago
New iPhone 18 Pro Models Will Have Day One Update
New iPhone 18 Pro Models Will Have Day One Update
3 days ago