The New York Times has reported that banking and insurance company USAA will allow qualified customers to deposit checks via its iPhone application.

USAA executive Wayne Peacock stated, "We're essentially taking an image of the check, and once you hit the send button, that image is going into our deposit-taking system as any other check would."

Customers who take advantage of this new check deposit method will not need to do anything else with the check to process the deposit, and it is recommended that customers destroy deposited checks or simply store them in a safe place. In order to qualify to use this feature, customers must have one of the company's insurance products and be eligible for credit with USAA.

A video demonstrating the upcoming iPhone check deposit feature has been posted to YouTube and is embedded below. The video highlights the guidance provided within the app to ensure a check is photographed correctly for processing and shows how quickly a check deposit can be done through an iPhone.

USAA's iPhone app currently allows customers to check account balances, find ATMs and rental car locations, and includes a loan calculator and more. According to the New York Times, the update to the app that will allow check deposits should be available this week.

Related Forum: iPhone

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