Apple Offering Pre-Approval for iPhone Upgrade Program in Apple Store App - MacRumors
Skip to Content

Apple Offering Pre-Approval for iPhone Upgrade Program in Apple Store App

by

Following the announcement of the iPhone XS and the iPhone XS Max, which will be available for pre-order this Friday, Apple is letting prospective and existing iPhone Upgrade customers get pre-approval through the Apple Store app [Direct Link].

When selecting "View Pricing" on the iPhone XS or iPhone XS Max, there's a banner option to "Get Ready" for the iPhone XS pre-order. Tapping on this banner allows users to choose an iPhone, confirm a carrier, and get pre-approved for an iPhone Upgrade Program loan.

iphoneupgradeprogrampreapproval
There's also an upgrade process for existing iPhone Upgrade Program users that can be found right under the "Get ready for pre-order now" option.

All iPhone Upgrade customers, both those new to the program and existing users, should go through this pre-approval process ahead of pre-orders to speed up their iPhone orders on Friday.

Pre-approvals will be available until 4:00 p.m. on Thursday, September 13, with pre-orders set to begin at 12:01 a.m. Pacific Time on Friday, September 14.

With the iPhone Upgrade Program, pricing on the iPhone XS starts at $49.91 per month, while pricing on the iPhone XS Max starts at $54.08 per month.

Related Forum: iPhone

Top Rated Comments

101 months ago
How do I justify this **** to my partner? Can someone make a fake Apple site showing a lower msrp please, I’m not ready for her interrogation.
I got you.

Just don’t get the 512gb option if you want to stay out of the interrogation room ;)



Attachment Image
Score: 13 Votes (Like | Disagree)
H.E. Pennypacker Avatar
101 months ago
I stopped doing the iPhone upgrade program since citizens hard pulls credit every year. I’m extremely anal with my credit scores.
Score: 8 Votes (Like | Disagree)
101 months ago
Macrumors, would it kill you to write just two words “US only” to avoid confusing all your visitors from UK and elsewhere.
Score: 6 Votes (Like | Disagree)
ThunderSkunk Avatar
101 months ago
I have no idea what all this talk of tugging on hard things is all about, but it sounds like I’ve been missing out on some killer features.
Score: 4 Votes (Like | Disagree)
burgman Avatar
101 months ago
Decades of on time payments perfect history ideal % of credit cards and all balances paid off and FICO scores at the top, no I don’t think my lack of credit or history is my issue, surly I can’t be the only one with this experience.
It’s truly amazing the scope of all the things people humble brag about on Macrumors. Whip em out on the internet. Quite entertaining.
Score: 3 Votes (Like | Disagree)
101 months ago
I think its only a hard pull when you first join, then its a "soft" pull for each renew

Edit:


Just called citizens one.... They said it all depends on factors (good standing, no late payments etc)

I applied for the upgrade this AM and they told me it was NOT a hard pull for this year
Score: 3 Votes (Like | Disagree)

Popular Stories

Chase Sapphire Reserve Apple Perk Feature

Chase Sapphire Preferred Card Introduces New Perk for Apple Customers

Monday June 15, 2026 12:07 pm PDT by
Chase this week announced new perks for its Sapphire Preferred credit card, and one of them is a complimentary one-year Apple TV streaming subscription. To get the free year of Apple TV, which typically costs $12.99 per month in the U.S., you must activate the card by December 31, 2026. If you are already subscribed to Apple TV directly through Apple, the complimentary subscription from...
Chase Sapphire Reserve Apple Perk Feature

New 'Apple One' Perk Extends to Chase's Sapphire Reserve Credit Card

Tuesday June 16, 2026 6:26 am PDT by
Yesterday, we reported that Chase's Sapphire Preferred credit card ($95 annual fee) now offers a complimentary one-year Apple TV streaming subscription, or a $7.50/month discount on an active Apple One subscription instead. It turns out that the Apple One discount now extends to Chase's premium Sapphire Reserve credit card too ($795 annual fee). The Sapphire Reserve has offered free...
iphone 17 models

No iPhone 18 This Year, Apple Supplier Comments Seemingly Confirm

Monday June 15, 2026 10:51 am PDT by
Apple's standard iPhone 18 model will launch in early 2027, based on comments from a partner in the company's supply chain that appear to corroborate rumors of a delayed spring release for the base model. Apple typically works on an annual smartphone launch cycle where it releases the entirety of its latest flagship iPhone series in the fall, usually around mid-September. That appears set to ...