iPhone Upgrade Program Pre-Approvals Now Available Ahead of iPhone X Launch - MacRumors
Skip to Content

iPhone Upgrade Program Pre-Approvals Now Available Ahead of iPhone X Launch

Apple customers who participate in Apple's iPhone Upgrade Program and are planning to buy an iPhone X can now use the Apple Store app to get pre-approved for a purchase ahead of iPhone X pre-orders. Pre-approvals will be available for a limited amount of time.

To initiate the pre-approval process, customers will need to download the Apple Store app and choose their preferred iPhone X model to get their loans approved before pre-orders go live this Friday. The process is designed to make it easier for customers to get through the checkout process when pre-orders kick off.

iphonexpreapprovals

Image via David Martin

When pre-approval has been obtained, iPhone Upgrade Program customers can use the Apple Store app to complete an iPhone X purchase once pre-orders are live. According to the Apple Store app, pre-orders will begin at 12:01 a.m. Pacific Time on Friday, October 27.

Apple's iPhone Upgrade Program is designed to allow customers to upgrade to a new iPhone after at least 12 payments have been made towards an existing iPhone. The Upgrade Program, which includes AppleCare+, requires customers to trade-in their current phones to get a new phone.

iPhone Upgrade Program members are able to use a Trade-in Kit this year to return their existing devices to Apple, alleviating the need to visit an Apple Store to purchase a new device.

iPhone Upgrade Pricing on the iPhone X costs $49.91 per month for the 64GB model and $56.16 per month for the 256GB model.

Upgrading to a new device through the iPhone Upgrade Program last year was a hassle because customers were required to reserve a device at a local retail store and supply was limited, but this year, iPhone Upgrade Program customers will go through the same order process as other customers. Though the wording makes it sound like iPhone Upgrade Program customers will be able to pre-order more quickly than others, that's not the case. This process offers pre-approval for the credit check portion of the iPhone Upgrade Program and does not otherwise speed up pre-ordering.

A fast and easy upgrade process will be essential this year, as rumors have suggested the iPhone X will be in seriously short supply. Available iPhone X stock is likely to sell out quickly, perhaps within minutes of when pre-orders go live. There may be a long wait for an iPhone X throughout the rest of 2017, with supply picking up during the first few months of 2018.

Following pre-orders on October 27, the first iPhone X devices will ship out to customers on November 3.

Related Forum: iPhone

Popular Stories

iphone duo screen crack

Apple Responds to iPhone Duo Display Cracking Reports

Monday October 26, 2026 10:20 am PDT by
Shortly after the iPhone Duo launched, a few users reported hinge issues that were causing cracks in the inner display. Apple has now responded to the reports in a statement to MacRumors, saying a small number of units are affected. The response to iPhone Duo from early users has been incredibly positive, and we are seeing exciting things from developers who are rapidly updating their apps...
iPad mini OLED feature 1

Apple Announces New iPad Mini With 8.5-Inch OLED Display, A20 Pro Chip, and More

Monday October 26, 2026 6:05 am PDT by
Apple today announced a new iPad mini with a larger 8.5-inch OLED display, a nano-texture display option, a thinner and lighter design, an A20 Pro chip, a new Acoustic Display audio system that eliminates speaker holes, IP67-rated water and dust resistance, a landscape front camera, Apple's N1 chip with Wi-Fi 7 and Bluetooth 6 support, and more. Altogether, Apple says this amounts to the iPad...
Apple MacBook Pro with PROLED XDR Display family lineup feature

Apple Announces OLED MacBook Pro With Touch Display

Wednesday October 28, 2026 10:11 am PDT by
Apple today announced a new high-end MacBook Pro, which is available in 14-inch and 16-inch sizes. The new device has a PROLED XDR display that supports touch gestures, and a glowing rear Apple logo. Pricing on the MacBook Pro starts at $2,899 for the 14-inch model and $3,399 for the 16-inch model. Apple says the MacBook Pro has the "world's best display in a pro laptop." The PROLED...

Top Rated Comments

tigres Avatar
118 months ago
Hopefully a speedy process for those of us just paying full upfront.
Score: 10 Votes (Like | Disagree)
118 months ago
If production numbers are anywhere near accurate, no-one but Apple Upgrade members will be getting phones this year...and they are likely to be backordered too, heh! :)
You do realize you have to preorder still like everyone else? Just because you got a preapproval doesnt put you at the head of the line. Your still making your monthly payments no matter what
Score: 8 Votes (Like | Disagree)
vtboyarc Avatar
118 months ago
This is what I was worried about as well....if you pre-approve...you have a hard pull on your credit....and if delivery is way off, and you decide to cancel and get something else, then you impacted your credit for no reason. Feels like you really have to be committed to a buy even without knowing the delivery date. Hmmmm
False, it is a soft pull IF you are already a member of the IUP.
If you are applying to the IUP for the first time, it is a hard pull.
Score: 5 Votes (Like | Disagree)
OppsIpreorderedthe8 Avatar
118 months ago
$56.16 x 24 mos = $1347.84 o_O

MBP 13" = $1299
Nah. $56.16 x 12 months = $673.92

Then we get to pre order again!!!
Score: 4 Votes (Like | Disagree)
118 months ago
Yes, i assume the iphone X pre order will be the same. YOu get pre-approved a few days before, and then the night of, open the Apple Store app at 3:01 am or whatever, and you literally just hit "confirm order." You pick the model and color and everything with your pre-approval days before. Then everything is waiting for you to go, and it literally takes 5 seconds, no joke. It's a small advantage Apple gave IUP customers, but its a bit of an advantage nonetheless.
I found this reply in one of the iPhone 8 pre order threads... Not sure if this means confirm order will magically appear when you open the app or what. Right now when I open the apple store app I see the "you're ready to pre-order on 10.27" message at top and it allows me to view pre order. Maybe that will just change to confirm order when it goes live.
Score: 4 Votes (Like | Disagree)
ugahairydawgs Avatar
118 months ago
$56.16 x 24 mos = $1347.84 o_O

MBP 13" = $1299
You'd look weird holding a laptop up to your ear...

:)
Score: 4 Votes (Like | Disagree)
Latest Stories
Apple Lowers App Store Fees in Taiwan Starting October 31
Apple Lowers App Store Fees in Taiwan Starting October 31
20 minutes ago
HomeView Pre-Order Returns to $289.99 on Amazon
HomeView Pre-Order Returns to $289.99 on Amazon
31 minutes ago
Apple Avoids Showing Pinched Fingers on iPad Mini Page in South Korea
Apple Avoids Showing Pinched Fingers on iPad Mini Page in South Korea
34 minutes ago
Old 'Popcorn Time' App Left Hundreds of Thousands of Macs at Risk
Old 'Popcorn Time' App Left Hundreds of Thousands of Macs at Risk
2 hours ago
You Can Turn Off the New MacBook Pro's Touchscreen Functionality
You Can Turn Off the New MacBook Pro's Touchscreen Functionality
2 hours ago
MacBook Pro Mini-LED vs. OLED Buyer's Guide: Every Difference
MacBook Pro Mini-LED vs. OLED Buyer's Guide: Every Difference
3 hours ago
Where to Pre-Order Apple's New MacBooks, iPad Mini, and iMac
Where to Pre-Order Apple's New MacBooks, iPad Mini, and iMac
5 hours ago
Apple Releasing HomePod Mini 2 Tomorrow With These New Features
Apple Releasing HomePod Mini 2 Tomorrow With These New Features
6 hours ago
How macOS Adapts Its Controls for Touch on the New MacBook Pro
How macOS Adapts Its Controls for Touch on the New MacBook Pro
7 hours ago
Just Got an iPhone Duo? Try These Features First
Just Got an iPhone Duo? Try These Features First
9 hours ago
Apple Announced Scott Forstall's Departure 14 Years Ago Today
Apple Announced Scott Forstall's Departure 14 Years Ago Today
9 hours ago
Best Buy Opens Pre-Orders for PROLED XDR MacBook Pro With $100 Bonus Gift Cards
Best Buy Opens Pre-Orders for PROLED XDR MacBook Pro With $100 Bonus Gift Cards
20 hours ago
Here's Everything Apple Announced This Week
Here's Everything Apple Announced This Week
21 hours ago
Here's a Real-World Look at the New MacBook Pro's Glowing Apple Logo
Here's a Real-World Look at the New MacBook Pro's Glowing Apple Logo
21 hours ago
How Accurate Were Rumors About Apple's OLED Touchscreen MacBook Pro?
How Accurate Were Rumors About Apple's OLED Touchscreen MacBook Pro?
21 hours ago
Apple Has 8 New Products Available for Pre-Order
Apple Has 8 New Products Available for Pre-Order
23 hours ago
iPhone Duo: Turn the Hinge Into an App Launcher
iPhone Duo: Turn the Hinge Into an App Launcher
23 hours ago
OLED MacBook Pro vs. Mini-LED MacBook Pro: Size and Weight Compared
OLED MacBook Pro vs. Mini-LED MacBook Pro: Size and Weight Compared
1 day ago
Best Buy Offering Up to $100 Gift Cards With iPad Mini 8 and M6 MacBook Pro Pre-Orders
Best Buy Offering Up to $100 Gift Cards With iPad Mini 8 and M6 MacBook Pro Pre-Orders
1 day ago
Adding Touch Didn't Cost the MacBook Pro Any Battery Life
Adding Touch Didn't Cost the MacBook Pro Any Battery Life
1 day ago
Apple Releases Redesigned Mac Chargers and 'World Travel Adapter Kit'
Apple Releases Redesigned Mac Chargers and 'World Travel Adapter Kit'
1 day ago
Apple Executives Explain Why the MacBook Pro Finally Has a Touch Screen
Apple Executives Explain Why the MacBook Pro Finally Has a Touch Screen
1 day ago
New MacBook Pro Features Deeper Bass and Improved Closed-Lid Audio
New MacBook Pro Features Deeper Bass and Improved Closed-Lid Audio
1 day ago
New MacBook Pro Offers Up to 16TB of Storage, Double Previous Limit
New MacBook Pro Offers Up to 16TB of Storage, Double Previous Limit
1 day ago
Apple's New Touchscreen MacBook Pro Costs Up to $14,549
Apple's New Touchscreen MacBook Pro Costs Up to $14,549
1 day ago
Apple Brings Dynamic Island to Mac for the First Time
Apple Brings Dynamic Island to Mac for the First Time
1 day ago
Mac Studio With M5 Ultra Now Available With 512GB RAM for $22,299
Mac Studio With M5 Ultra Now Available With 512GB RAM for $22,299
1 day ago
Illuminated Apple Logo Returns to MacBook Pro After 10 Years
Illuminated Apple Logo Returns to MacBook Pro After 10 Years
1 day ago
Apple Announces OLED MacBook Pro With Touch Display
Apple Announces OLED MacBook Pro With Touch Display
1 day ago
Apple Store Down Ahead of 'Pro and Tell' Launch Today
Apple Store Down Ahead of 'Pro and Tell' Launch Today
1 day ago