Apple Pay Now Supported by Halifax, Lloyds, and Bank of Scotland in the UK [Updated]
A few banks out of the United Kingdom today have announced Apple Pay support for their customers, including Lloyds Bank, Bank of Scotland, and Halifax (a division of Bank of Scotland). Lloyds had previously told its customers that Apple Pay support would be coming "very soon" back in August.
The three new banks join a growing list of UK Apple Pay participating issuers including: American Express, MBNA, Nationwide, NatWest, Royal Bank of Scotland, Santander, Ulster Bank, First Direct, and HSBC.
Still listed on the Coming Soon section of the UK Apple Pay website are M&S Bank and TSB, and although Barclays confirmed "imminent" support of Apple Pay in the UK back in July, it has yet to join in support of the service.
Apple Pay officially launched in the UK on July 13 with more than 250,000 retail locations backing the contactless payments service. In the weeks following its announcement, the service has grown its roster of supporting retail partners and financial institutions, along with expanding the upper limit for transactions on the service to £30 per transaction instead of £20.
Update: M&S Bank has begun a roll-out process of support for Apple Pay, mentioning that some customers will be able to add their M&S Bank-issued credit and debit cards into Apple Pay during the roll-out.
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Top Rated Comments
None of the Tesco stores in Edinburgh and Glasgow accept contactless.
I enjoy Apple Pay so much
Moaning aside, I have been using Apple Pay for a month or so, and I really like it. It always shocks cashiers who aren't expecting me to pay with my watch!
Someone asked about Shell petrol stations above, and I don't know about them, but in the UK, if the shop accepts contactless payments at all, they will accept Apple Pay with no bother. This means that they may not advertise it, but there are simply thousands of places you can use it. Although annoyingly not at Sainsbury's or Tesco.
Why would you not pay them to store your money? Somebody needs to buy the padlock :D
I think it's more to do with government regulation and them having to hold more money/ring-fence customer money which means they don't see a great margin in the retail banking divisions. I'm guessing they'd rather not have the investment division's profit subsidising retail banking when they could just get the money from customers.